積算100
[Assessed 83.7%] Detached house in Fuchu, Tokyo — 12 min from Higashi-Fuchu Sta.
Assessed 83.7%Detached houseFuchu, TokyoHigashi-Fuchu Sta. 12 min walk

[Assessed 83.7%] Detached house in Fuchu, Tokyo — 12 min from Higashi-Fuchu Sta.

Published: Updated:

Property Overview

LocationFuchu, Tokyo
Nearest StationKeio Line Higashi-Fuchu Sta.
Walk12 min walk
Assessed Ratio83.7%Assessed 83.7%
Price¥31,000,000
TypeDetached house
Expected Yield3.87%
StructureWooden
BuiltBuilt Aug 1980 (46 years old)
Land Area112.76㎡
Building Area88.15㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥31,000,000View listing

Assessed Value Breakdown

Land assessed value¥25,934,800
Building assessed value¥0
Total assessed value¥25,934,800
Asking price¥31,000,000
Assessed ratio83.7%

Calculation basis

  • Land = road price ¥230,000/m² × land area 112.76m²
  • Building = replacement cost ¥220,000/m² × floor area 88.15m² × remaining life 0y ÷ statutory life 22y
  • Built Aug 1980 (46 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.0%
YearRoad price (JPY/m²)YoY
2024215,000—
2025225,000+4.7%
2026230,000+2.2%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the block roads of Koremasa 1-chome section by section on the 2026 route price map, and checked how the private-road burden is treated and the lot's level differences against the ten Rakumachi photos, the lot plan and GSI elevation data.

Locating the road price

Counting block-road sections in Koremasa 1-chome on the 2026 route price map (sheet 59097), 230,000 yen/m² appears on 12 sections, the most of any value, and we use it as the representative value (215,000 yen/m² in 2024, 225,000 yen/m² in 2025). Roads near the estimated location are 225,000–235,000 yen/m²; at 225,000 yen/m² the assessed ratio is about 81.8%, and at the district's lowest value of 220,000 yen/m² about 80.0%.

View source
Listing check

Because the lot number is not disclosed, we compared the listed distances to nearby facilities (FamilyMart Fuchu Koremasa about 160 m, Fuchu No. 8 Elementary School about 200 m, Fuchu Shirayuri No. 2 Kindergarten about 210 m) with their map locations and estimated that the house is in the blocks along Shin-Koganei Kaido. We could not identify a route price on the private road in front (about 5.0 m) on the north side.

Effective land area

The private-road burden of 22.00 m² (registered) is drawn on the lot plan as a separate parcel within the private road north of the lot, so we judged it to be outside the 112.76 m² lot and used the listed land area as is, without deduction. It also matches the area calculated from the plan's dimensions (about 8.0 m by 13.5–14.3 m). If the share were included in the lot (22.00 m² of road within the 112.76 m²), the effective site area would be 90.76 m² and the assessed ratio about 67.3%.

On-site check from photos

We checked all ten listing photos (exterior, private road in front, south passage, streetscape and lot plan). The private road on the north is flat, the entrance porch is one or two steps up from the gate (about 0.3 m or less), and a car is parked at road level. The step to the south passage is about one step, there is no earth-retaining structure counting as a retaining wall, and there are gaps to the houses on both sides. GSI elevation data also show less than 1 m of height difference nearby.

What We Could Not Confirm

  • That the 22.00 m² private-road burden lies outside the 112.76 m² lot is our judgment from the lot plan. The registered parcel numbers and areas, and whether consent for passage and excavation on the private road (for example, for water, sewer or gas connections) has been obtained, need to be confirmed with the agent. If it is included in the lot area, the assessed ratio would be about 67.3%.
  • The floor plan is not given in the listing (the "1K" shown is a system display, with a note that the layout is unknown). The number of rooms and the condition of the fixtures cannot be determined from the listing.
  • The east and west boundaries are close to the neighboring houses and could not be seen directly in the photos.
  • The lot number is not disclosed, and the location is estimated from the listed facility distances. The adjoining road's route price is unidentified; roads near the estimated location are in the 225,000–235,000 yen/m² range.
  • The terms of the current lease (period, transfer of the deposit, renewal conditions, etc.) are not in the listing and need to be confirmed with the agent.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Fuchu Koremasa

Convenience store (Koremasa 1-chome, Fuchu). About 160 m from the property according to the nearby-facility section of the Rakumachi listing.

Source
Welcia Fuchu Koremasa

Drugstore (Koremasa 2-chome, Fuchu). About 820 m from the property according to the nearby-facility section of the Rakumachi listing.

Source
Summit Store Higashi-Fuchu

Supermarket (Shimizugaoka 1-chome, Fuchu, near Higashi-Fuchu Station). About 930 m from the property according to the nearby-facility section of the Rakumachi listing.

Source

Neighborhood ② Dining Near the Station

Chinese Restaurant Marufuku

Neighborhood Chinese restaurant (Koremasa 5-chome, Fuchu, near Koremasa Station on the Seibu Tamagawa Line), about 790 m southwest of the center point of Koremasa 1-chome in a straight line (OpenStreetMap).

Source
Gusto Keio Ritnade Higashi-Fuchu

Family restaurant on the ground floor of Keio Ritnade in front of Higashi-Fuchu Station (Shimizugaoka 1-chome, Fuchu), about 750 m north of the center point of Koremasa 1-chome in a straight line (OpenStreetMap).

Source

About This Property

The house is in Koremasa 1-chome, Fuchu, Tokyo, a 12-minute walk from Higashi-Fuchu Station on the Keio Line. Koremasa Station on the Seibu Tamagawa Line (15 minutes) and Fuchukeiba-seimommae Station on the Keio Keibajo Line (16 minutes) are also within walking distance. The area is a Category 1 medium-to-high-rise exclusive residential zone (building coverage 60%, floor area ratio 200%) on flat terrain. According to the listing's nearby-facility section, FamilyMart Fuchu Koremasa is about 160 m away and Fuchu No. 8 Elementary School about 200 m.

The building is a two-story wooden house built in August 1980 (46 years old) with 88.15 m² of floor area and a parking space. The floor plan is unknown: the "1K" shown on the listing is a system display, and a note says the layout is actually unknown. The land is a 112.76 m² freehold lot (registered area), regularly shaped at about 8.0 m by 13.5–14.3 m. It fronts only on a private road about 5.0 m wide on the north side, with a passage on the south side. ⚠️ The private-road burden of 22.00 m² (registered) is drawn on the lot plan as a separate parcel within the private road north of the lot, so we judged it to be outside the 112.76 m² lot and did not deduct it in the assessment. Its treatment in the land registry and whether consent for passage and excavation on the private road has been obtained need to be confirmed with the agent. If the 22.00 m² private-road share were instead included in the 112.76 m² lot, the effective site area would be 90.76 m² and the assessed ratio would fall to about 67.3%.

The house is being sold with a tenant in place (owner change, as of July 18, 2026), with rent of 100,000 yen per month (1.2 million yen per year), giving a gross yield of 3.87% on the price of 31 million yen. The 2026 route price is 230,000 yen/m² (215,000 yen/m² in 2024 and 225,000 yen/m² in 2025), the most common value on the block roads of Koremasa 1-chome. The wooden building is past its statutory useful life and valued at zero, so the assessed value is land only, about 83.7% of the price. The lot number is not disclosed and the adjoining road's route price has not been identified; using the 225,000 yen/m² road near the estimated location gives about 81.8%, and the district's lowest value of 220,000 yen/m² gives about 80.0%.

We checked all ten listing photos. The private road in front on the north side is flat; the front of the lot has a block-wall screen with a gate, the entrance porch is one or two steps up from the gate (about 0.3 m or less), and a car is parked in the parking space at road level. The step down to the passage on the south side is also about one step, and there is no earth-retaining structure that would count as a retaining wall. There are gaps to the neighboring houses on both sides, so it is a detached house. With a gross yield of 3.87%, this property is weighted more toward the value of its flat, regularly shaped land than toward rental income.

Estimated Financing

Assessed value ¥25,934,800 → estimated loan ¥25,930,000 (84% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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