積算100
[Assessed 86.5%] Detached house in Funabashi, Chiba — 15 min from Misaki Sta.
Assessed 86.5%Detached houseFunabashi, ChibaMisaki Sta. 15 min walk

[Assessed 86.5%] Detached house in Funabashi, Chiba — 15 min from Misaki Sta.

Published: Updated:

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Matsudo Line Misaki Sta.
Walk15 min walk
Assessed Ratio86.5%Assessed 86.5%
Price¥43,990,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2026 (0 years old)
Land Area176.17㎡
Building Area116.18㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥43,990,000LowestView listing
Kenbiya¥46,990,000View listing

※ Listed prices differ between sites — a price cut may not be reflected everywhere yet. The lowest listed price is used as the price in this article.

Assessed Value Breakdown

Land assessed value¥12,508,070
Building assessed value¥25,559,600
Total assessed value¥38,067,670
Asking price¥43,990,000
Assessed ratio86.5%

Calculation basis

  • Land = road price ¥71,000/m² × land area 176.17m²
  • Building = replacement cost ¥220,000/m² × floor area 116.18m² × remaining life 22y ÷ statutory life 22y
  • Built Sep 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.9%
YearRoad price (JPY/m²)YoY
202464,000—
202568,000+6.3%
202671,000+4.4%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

As the street number is not disclosed, we counted the block roads of Oanakita 1-chome on the 2026 road price map to set the representative value, and checked the level differences at the site boundaries with the photos of the same property on SUUMO.

Locating the road price

Counting all block roads of Oanakita 1-chome on the 2026 road price map (sheet 06046 and two others), 72,000 yen/m² and 71,000 yen/m² tied at six sections each, so we took the lower 71,000 yen/m² (leasehold ratio D) as the representative value. This road was 64,000 yen/m² in 2024 and 68,000 yen/m² in 2025. From the SUUMO map position, the distances to the elementary school and park, and the 6 m road on the east, we estimate the property is on the 71,000 yen/m² road along the east side of block 21. The chome also has roads at 69,000 and 68,000 yen/m², which would give assessed ratios of about 80.3% and 79.9%.

View source
Effective land area

There is no private-road burden, and the lot plan shows a regular-shaped lot whose entire east side faces a 6 m public road. The land area of 176.17 m² (surveyed) matches across the three listings on Kenbiya, HOME'S and SUUMO, so it is assessed without deduction.

On-site check from photos

As the Kenbiya and HOME'S images are only a floor plan and a lot plan, we checked the photos of the same property on SUUMO (on-site photos including the front road, exterior, parking and balcony). The east road in front is flat, and the house stands two steps (about 0.3–0.4 m) above the parking slab; it is not reached by stairs from the road. The north boundary is a concrete-block retaining wall (with weep holes) with the neighbor's ground higher, by about 0.8 m at the road end and about 0.4 m beside the house. The south side is three to four block courses with a mesh fence, with a level difference of about 0.6–0.8 m. The west (rear) boundary does not appear.

View source
Rights and restrictions

The listing's restrictions include a "residential land development regulation area"; within it, earthworks such as filling or cutting above a certain scale require a permit. The site is also subject to Landscape Act regulations and is in an Article 22 fire-prevention area.

Building valuation assumptions

A new two-storey wooden 4LDK built in September 2026, with 116.18 m² of floor area (surveyed; 61.88 m² on the first floor and 54.30 m² on the second). Kenbiya lists it as a house for rent, but it is currently vacant and the rent and yield have not been set.

What We Could Not Confirm

  • The street number is not disclosed; the property's position is an estimate of the block based on distances to nearby facilities and similar clues, and the lot number has not been confirmed. If the site faces a road in another band of the chome (such as 69,000 or 68,000 yen/m²), the assessed ratio would be about 80.3% or 79.9%, lower than shown in this article.
  • The west (rear) boundary does not appear in the photos, so the presence of retaining walls or level differences there has not been checked. The north boundary is a concrete-block retaining wall, with the neighbor's ground about 0.8 m higher at the road end.
  • The listing states that the site is in a residential land development regulation area. Records of permits and inspections for the site's earthworks are not in the listing and need to be confirmed with the agent.
  • The house is currently vacant, and the rent and yield are not set in the listing.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson-Three F Funabashi Oanaminami 3-chome

Convenience store (Oanaminami 3-chome, Funabashi). 400 m from the property according to the neighborhood section of the source listing (SUUMO). Its location within Funabashi was confirmed on OpenStreetMap.

Source
Landrome Food Market Misaki

Supermarket (Misaki 5-chome, Funabashi). 1,000 m from the property according to the neighborhood section of the source listing (SUUMO). Its location within Funabashi was confirmed on OpenStreetMap.

Source
Yaoko Funabashi Misaki

Supermarket (Misaki 5-chome, Funabashi). 1,200 m from the property according to the neighborhood section of the source listing (SUUMO). Its location within Funabashi was confirmed on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Sukiya

Beef bowl chain restaurant (Misaki 4-chome, Funabashi). About 870 m in a straight line north-northwest of the property position shown on the SUUMO map (OpenStreetMap).

Source
McDonald's Funabashi Misaki

Hamburger restaurant (Misaki 4-chome, Funabashi). About 890 m in a straight line north-northwest of the property position shown on the SUUMO map (OpenStreetMap).

Source

About This Property

This is a newly built detached house in Oanakita 1-chome, Funabashi, Chiba (the street number is not disclosed). The nearest station is Misaki on the Keisei Matsudo Line, listed as a 15-minute walk (24 minutes to Takifudo Station and 27 minutes to Futawamukodai Station). It is in a residential area zoned Category 1 Low-rise Exclusive Residential (building coverage 50%, floor area ratio 100%), close to Funabashi Municipal Oanakita Elementary School (55 m) and Oana Takashimadai Park (88 m). For shopping, Lawson-Three F Funabashi Oanaminami 3-chome is 400 m away, Landrome Food Market Misaki 1,000 m and Yaoko Funabashi Misaki 1,200 m; these distances are from the neighborhood section of the source listing (SUUMO). For eating out, Sukiya and McDonald's Funabashi Misaki are in Misaki 4-chome, about 870–890 m in a straight line from the position shown on the SUUMO map (confirmed on OpenStreetMap to be within Funabashi).

The house is a two-storey wooden 4LDK (south-facing) built in September 2026, with 116.18 m² of floor area (61.88 m² on the first floor and 54.30 m² on the second) and outdoor parking for two cars. The land is a regular-shaped 176.17 m² freehold lot (surveyed), facing a public road about 6 m wide along its entire east side, with no private-road burden. Kenbiya lists it as a house for rent, but ⚠️ it is currently vacant and the rent and yield have not been set. The price is 46.99 million yen, and the agent is Housing Sky (brokerage). ⚠️ The listing's restrictions include a "residential land development regulation area"; within such an area, earthworks such as filling or cutting above a certain scale require a permit.

For the 2026 road price we took 71,000 yen/m² (leasehold ratio D), which has risen every year from 64,000 yen/m² in 2024. As the house is new, the building keeps the full 22-year statutory useful life for wooden buildings, and the assessed value is about 81.0% of the price. ⚠️ The margin, however, is thin. Among the block roads of Oanakita 1-chome, 72,000 yen/m² and 71,000 yen/m² each appear on six road sections, and we took the lower 71,000 yen/m² as the representative value (72,000 yen/m² would give about 81.4%). The property's position is an estimate of the block, not a confirmed lot number; if it faces one of the 69,000 yen/m² roads, the next most common in the chome, the ratio would be about 80.3%, about 79.9% at 68,000 yen/m², and about 77.6% in the 62,000 yen/m² band on another map sheet.

⚠️ The images on Kenbiya and HOME'S are only a floor plan and a lot plan, so we checked the site with the photos of the same property on SUUMO (front road, exterior, parking and balcony). The east road in front is flat, the parking area is entered by a gentle upward slope, and the house stands two steps (about 0.3–0.4 m) above the parking slab. The north boundary is a concrete-block retaining wall with the neighbor's ground higher, by about 0.8 m at the road end and about 0.4 m beside the house. The south boundary is three to four block courses with a mesh fence, with a level difference of about 0.6–0.8 m. The west (rear) boundary does not appear in the photos and has not been checked. While the new building carries a large share of the assessed value, this is a vacant house whose rent has not been set, to be considered after checking the expected rent and the rear boundary.

Estimated Financing

Assessed value ¥38,067,670 → estimated loan ¥38,060,000 (87% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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