積算100
[Assessed 94.4%] Land in Chuo Ward, Chiba City, Chiba — 20 min from Omoridai Sta.
Assessed 94.4%LandChuo Ward, Chiba City, ChibaOmoridai Sta. 20 min walk

[Assessed 94.4%] Land in Chuo Ward, Chiba City, Chiba — 20 min from Omoridai Sta.

Published: Updated:

Property Overview

LocationChuo Ward, Chiba City, Chiba
Nearest StationKeisei Chihara Line Omoridai Sta.
Walk20 min walk
Assessed Ratio94.4%Assessed 94.4%
Price¥8,600,000
TypeLand
Land Area220.62㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥8,600,000View listing

Assessed Value Breakdown

Land assessed value¥8,114,700
Building assessed value-
Total assessed value¥8,114,700
Asking price¥8,600,000
Assessed ratio94.4%

Calculation basis

  • Land assessed value was entered manually by the operator.

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +5.8%
YearRoad price (JPY/m²)YoY
202452,000—
202553,000+1.9%
202655,000+3.8%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We estimated the area of the flagpole from the plot plan, narrowed down the adjoining road on the 2026 road price map, and checked the level differences of the lot with seven listing photos and GSI elevation data.

Locating the road price

On the 2026 road price map (sheet 02008), we located the lot by matching the lot-number note on the map (324-86) with aerial imagery and the arrangement of buildings in the listing photos. The entrance of the flagpole is about 20 m east of the bend where the 49,000 yen/m² section changes to the 55,000 yen/m² section. 55,000 yen/m² is the most common value among the local roads here, and we use it as the representative value (leasehold ratio D). The same road was 52,000 yen/m² in 2024 and 53,000 yen/m² in 2025.

View source
Effective land area

The plot plan shows a passage (flagpole) about 4.2 m wide at the northwest road, continuing for about 17.4 m. It is drawn narrowing toward the back, but we estimated it generously at about 73 m² and valued 147.54 m² after deducting it from the registered 220.62 m². We did not use the 226.02 m² shown on the plot plan because it is larger than the registered area.

On-site check from photos

We opened all seven listing photos (one plot plan, five on-site photos and one other). The southwest boundary with the apartment is a block wall of 3 to 4 courses with a mesh fence, and we estimate the retained height at about 0.5 to 0.8 m. The northwest boundary with the house is a low concrete footing, with ground at nearly the same level. No retaining walls or steps are visible.

Other checks

Measuring GSI elevation data (5 m mesh) every 5 m south from the road, the ground rises gently from 16.2 m at the road to 17.1 m at the back of the lot (about 34 m in), with no step at the road. Outside the southeast side of the lot is a wooded slope, but it is gentle, averaging 8 to 9 degrees.

Listing check

The listing states no building condition, and the broker offers to prepare reference plans. The plot plan has marks with an asterisk at three places (the flagpole entrance, a corner, and the east boundary), but what they indicate could not be determined from the listing.

What We Could Not Confirm

  • The block retaining height on the southwest boundary is estimated at up to 0.9 m, close to the 1 m guideline for level differences. It needs to be checked on site.
  • There is no head-on photo of the front road (northwest side, 6.0 m wide), and the listing does not say whether it is public or private. The northeast boundary (thicket) could not be confirmed from the photos either.
  • The flagpole narrows toward the back on the plan; its actual width (read as roughly 2.4 to 3.7 m) and ease of vehicle access need to be checked against the drawings and on site.
  • The meaning of the three asterisk marks on the plot plan (possibly encroachments or existing structures) needs to be confirmed with the broker.
  • The road price of the adjoining road is based on location matching. If the lot faces the 49,000 yen/m² section, the assessed ratio would be about 84.1%.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Ministop

Convenience store. Confirmed on OpenStreetMap about 360 m in a straight line from the point of Ninado-cho 324 (Chuo Ward, Chiba City).

Source
Lawson

Convenience store. Confirmed on OpenStreetMap about 420 m in a straight line from the point of Ninado-cho 324 (Chuo Ward, Chiba City).

Source
Top Mart

Supermarket. Confirmed on OpenStreetMap about 510 m in a straight line from the point of Ninado-cho 324 (Chuo Ward, Chiba City).

Source

Neighborhood ② Dining Near the Station

Yoshino Sushi

Sushi restaurant. Confirmed on OpenStreetMap about 580 m in a straight line from the point of Ninado-cho 324 (Chuo Ward, Chiba City).

Source
Gusto

Family restaurant. Confirmed on OpenStreetMap about 750 m in a straight line from the point of Ninado-cho 324 (Chuo Ward, Chiba City).

Source
Doutor Coffee Shop

Cafe. Confirmed on OpenStreetMap about 1,360 m in a straight line from the point of Ninado-cho 324 (Chuo Ward, Chiba City).

Source

About This Property

This is a vacant residential lot at 324-87 Ninado-cho, Chuo Ward, Chiba City, Chiba. The nearest station is Omoridai on the Keisei Chihara Line, listed as a 20-minute walk. Alternatively, it is a 4-minute walk from the Ninado Shogakko Iriguchi bus stop, 16 minutes by bus from JR Chiba Station. The lot is in a Category 1 low-rise exclusive residential zone (building coverage 60%, floor area ratio 150%), and the listing states that water, sewer, city gas and electricity are available. On OpenStreetMap, a Ministop is about 360 m, a Lawson about 420 m, and the Top Mart supermarket about 510 m in a straight line from the point of Ninado-cho 324.

The land is 220.62 m² (registered area), freehold, with land category of residential. ⚠️ It is a flag-shaped lot: it touches the 6.0 m road on the northwest side (the listing does not say whether the road is public or private) with a frontage of about 4.2 m, and a passage (the flagpole) about 17.4 m long leads to the main part of the lot. The plot plan in the listing shows 68.37 tsubo (226.02 m²), which differs from the registered area in the summary table, so we use the smaller 220.62 m². No building condition, private road burden or setback is listed. The price is 8.6 million yen (about 129,000 yen per tsubo), brokered by Nihon Bussan Co., Ltd.

We used a 2026 road price of 55,000 yen/m² (leasehold ratio D). The same road was 52,000 yen/m² in 2024 and 53,000 yen/m² in 2025, rising gradually. ⚠️ Because the flagpole is hard to use as a building site, we deducted our maximum estimate of about 73 m² and valued 147.54 m² of land; the assessed value is about 94.4% of the price (about 141.1% without the deduction). The lot is near a bend in the road where the road price changes from 55,000 to 49,000 yen/m². Matching the photos with aerial imagery, we judged that it faces the 55,000 yen section; if it faces the 49,000 yen section the ratio would be about 84.1%, and on the lowest nearby road at 45,000 yen/m² it would be about 77.2%.

We checked all seven listing photos. The lot is cleared land with cut bamboo and grass remaining, and is nearly flat. The boundary with the apartment on the southwest side is a block wall (3 to 4 courses) with a mesh fence, and we estimate the retained height at about 0.5 to 0.8 m (0.9 m at most). The boundary with the house on the northwest side is a low concrete footing, with ground at nearly the same level. GSI elevation data show a gentle rise of about 0.9 m over about 34 m from the road to the back of the lot, with no step at the road. ⚠️ However, there is no photo of the front road taken head-on and none of the northeast (thicket) boundary, and the southwest retaining height is close to the 1 m guideline. This lot should be considered after checking the boundary level differences and the actual width of the flagpole on site (the plan shows it narrowing toward the back, to roughly 2.4 to 3.7 m).

Estimated Financing

Assessed value ¥8,114,700 → estimated loan ¥8,110,000 (94% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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