積算100
[Assessed 177.6%] Detached house in Matsudo, Chiba — 9 min from Mabashi Sta.
Assessed 177.6%Detached houseMatsudo, ChibaMabashi Sta. 9 min walk

[Assessed 177.6%] Detached house in Matsudo, Chiba — 9 min from Mabashi Sta.

Published: Updated:

Property Overview

LocationMatsudo, Chiba
Nearest StationJR Joban Line (Local) Mabashi Sta.
Walk9 min walk
Assessed Ratio177.6%Assessed 177.6%
Price¥6,900,000
TypeDetached house
Expected Yield12.69%
StructureWooden
BuiltBuilt Jun 1976 (50 years old)
Land Area81.68㎡
Building Area56.18㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥6,900,000LowestView listing
Rakumachi¥7,900,000View listing

※ Listed prices differ between sites — a price cut may not be reflected everywhere yet. The lowest listed price is used as the price in this article.

Assessed Value Breakdown

Land assessed value¥12,252,000
Building assessed value¥0
Total assessed value¥12,252,000
Asking price¥6,900,000
Assessed ratio177.6%

Calculation basis

  • Land = road price ¥150,000/m² × land area 81.68m²
  • Building = replacement cost ¥220,000/m² × floor area 56.18m² × remaining life 0y ÷ statutory life 22y
  • Built Jun 1976 (50 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +15.4%
YearRoad price (JPY/m²)YoY
2024130,000—
2025135,000+3.8%
2026150,000+11.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We cross-checked the two Rakumachi listings for the same property, counted the local streets east of Mabashi Station on the 2026 route price map, and checked level differences using the exterior photo and GSI elevation data.

Locating the road price

Mabashi has no chome subdivisions and spans seven sheets of the 2026 route price map. Based on the 9-minute walk from the station, we narrowed the area to the east side of the station and used ¥150,000/㎡, the most common value on local streets there. Higher values along the shopping street and prefectural road were not used because they are of a different character. On the same street the value moved from ¥130,000 (2024) to ¥135,000 (2025) to ¥150,000/㎡ (2026).

View source
Listing check

The same property is listed twice on Rakumachi by different agents (¥6.9 million, registered April 10, 2026; ¥7.9 million, registered July 14, 2026). We judged them identical because location, walking time, construction date, land, building and layout all match, and evaluated at the lowest price of ¥6.9 million. Road access and the sale terms appear only in the ¥6.9 million listing.

View source
On-site check from photos

Only the ¥6.9 million listing has photos: one exterior and one floor plan. The exterior is a small image taken from the front road; the wooden lattice gate and the entrance appear level with the road, and no steps, stairs or retaining walls are visible. The neighboring houses on both sides also sit at road level. The side and rear boundaries are not shown, so whether there are retaining walls has not been confirmed.

Rights and restrictions

The terms are no liability for non-conformity, boundaries not marked, sale based on the registered area, and a seller-designated judicial scrivener. The land area of 81.68㎡ is the registered area. A "private road share" is mentioned without a burden area, so we treated it as a share in a separate parcel and did not deduct it.

Other checks

GSI elevation data show lowland at 4–9 m up to about 300 m east of Mabashi Station, rising further east onto a terrace slope at 12–27 m. Because the lot number is unknown and we cannot tell which side the site is on, retaining walls along the sides or rear remain possible if it is on the slope.

What We Could Not Confirm

  • The listings do not explain why the ¥6.9 million price is below the land value calculated from the route price (about ¥12.25 million). It still needs to be confirmed whether the 6.00 m public road in front qualifies as a road under the Building Standards Act, and which road the "private road share" relates to and whether passage and excavation consents exist.
  • Because boundaries are not marked and the sale is based on the registered area, encroachment and whether the surveyed area differs from the registered 81.68㎡ have not been confirmed.
  • The only photo is one exterior shot from the front, so the side and rear boundaries, any retaining walls and level differences with neighbors have not been confirmed. There is a terrace slope east of the station, and depending on the site's position there may be level differences.
  • The address is disclosed only down to the town name (Mabashi), and the lot number has not been confirmed. The route price is represented by the area's most common value of ¥150,000/㎡; on the lowest band in the area, ¥115,000/㎡, the assessed ratio would be about 136%.
  • The house is currently vacant and the yield is based on an assumed rent, which differs between listings at ¥73,000 and ¥78,000 per month.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Create SD

Drugstore. Confirmed on OpenStreetMap about 80 m in a straight line from the GSI reference point for Mabashi, Matsudo (located in Mabashi, Matsudo).

Source
Super Yamakichi

Supermarket. Confirmed on OpenStreetMap about 180 m in a straight line from the GSI reference point for Mabashi, Matsudo (located in Mabashi, Matsudo).

Source
TAIRAYA Mabashi

Supermarket. Confirmed on OpenStreetMap about 300 m in a straight line from the GSI reference point for Mabashi, Matsudo (located in Mabashi, Matsudo).

Source

Neighborhood ② Dining Near the Station

Ramen Kagetsu Arashi

Ramen shop. Confirmed on OpenStreetMap about 280 m in a straight line from the GSI reference point for Mabashi, Matsudo (located in Mabashi, Matsudo).

Source
Matsuya

Beef bowl and set meal chain. Confirmed on OpenStreetMap about 290 m in a straight line from the GSI reference point for Mabashi, Matsudo (located in Mabashi, Matsudo).

Source
Hidakaya

Chinese food and ramen chain. Confirmed on OpenStreetMap about 340 m in a straight line from the GSI reference point for Mabashi, Matsudo (located in Mabashi, Matsudo).

Source

About This Property

⚠️ The asking price of ¥6.9 million is below the land value calculated from this property's route price (¥150,000/㎡ × 81.68㎡ ≈ ¥12.25 million). The listings give no explanation for why the price is set at this level. Before considering it, you should confirm with the agent and the city office whether the 6.00 m public road on the northeast side qualifies as a road under the Building Standards Act, which private road the listed "private road share" refers to and whether passage and excavation consents exist, whether there is any encroachment or difference from the surveyed area given that boundaries are not marked and the sale is based on the registered area, and whether there are level differences (retaining walls) along the side and rear boundaries.

This is a two-story wooden 3DK detached house in Mabashi, Matsudo, a 9-minute walk from Mabashi Station on the JR Joban Line (Local, through-running onto the Chiyoda Line). It was built in June 1976 (50 years old), with a building area of 56.18㎡ and land of 81.68㎡ (registered area, freehold), in a Category 1 Low-Rise Exclusive Residential Zone (building coverage 50% / floor area ratio 100%). The address is disclosed only down to the town name (Mabashi), and the lot number has not been confirmed. Road access is stated as "public road, northeast, 6.00 m" only in the ¥6.9 million listing. The terms are: no liability for non-conformity, boundaries not marked, sale based on the registered area, and the judicial scrivener is designated by the seller.

The same property is listed twice on Rakumachi by different agents, and we evaluated it at the lowest price of ¥6.9 million (the other listing is ¥7.9 million). The ¥6.9 million listing was registered on April 10, 2026, and has stayed on the market for about six months, including a price reduction. The house is currently vacant, and the 12.69% gross yield is based on an assumed rent of ¥73,000 per month. The only photo is a single exterior shot taken from the front road; the gate and the entrance appear level with the road, but the side and rear boundaries are not shown, so the presence of retaining walls has not been confirmed.

For the 2026 route price, we used ¥150,000/㎡, the most common value on the local streets east of Mabashi Station; it rose from ¥130,000 to ¥150,000 over three years. A 50-year-old wooden building is valued at zero, so the assessed ratio from the land alone is about 178%. One listing states the inheritance tax route price as ¥115,000/㎡, and even at that level the ratio is about 136%. Distances to nearby facilities are straight-line distances on OpenStreetMap from the GSI reference point for "Mabashi, Matsudo", not from the property itself.

Estimated Financing

Assessed value ¥12,252,000 → estimated loan ¥6,900,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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