積算100
[Assessed 108.9%] Land in Matsudo, Chiba — 19 min from Kitakokubun Sta.
Assessed 108.9%LandMatsudo, ChibaKitakokubun Sta. 19 min walk

[Assessed 108.9%] Land in Matsudo, Chiba — 19 min from Kitakokubun Sta.

Published: Updated:

Property Overview

LocationMatsudo, Chiba
Nearest StationHokuso Line Kitakokubun Sta.
Walk19 min walk
Assessed Ratio108.9%Assessed 108.9%
Price¥21,800,000
TypeLand
Land Area200.11㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥21,800,000View listing

Assessed Value Breakdown

Land assessed value¥23,745,400
Building assessed value-
Total assessed value¥23,745,400
Asking price¥21,800,000
Assessed ratio108.9%

Calculation basis

  • Land assessed value was entered manually by the operator.

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +21.7%
YearRoad price (JPY/m²)YoY
2024115,000—
2025125,000+8.7%
2026140,000+12.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We read the local streets of Nijusseikigaoka Toyamacho on the 2026 road price map, and checked the height of the walls at the strip entrance and the ground levels of the site using the eight listing photos, the lot plan and GSI elevation data.

Locating the road price

Following the local streets of Nijusseikigaoka Toyamacho on the 2026 road price map (map No. 09160) and the adjoining maps 09159 and 09148, almost all of them are 140,000 yen/㎡. We did not use 135,000 yen/㎡ (a few streets such as a dead-end road) or 145,000 and 160,000 yen/㎡ (Tochinoki-dori), which belong to other towns or arterial roads, and adopted 140,000 yen/㎡. The same route went from 115,000 to 125,000 to 140,000 yen/㎡ over three years. At 135,000 yen/㎡ the assessed ratio would be about 105.0%, at 145,000 yen/㎡ about 112.8%, and even at the 2025 value of 125,000 yen/㎡ about 97.3%.

View source
Effective land area

The listing states that the site includes a 30.5 ㎡ access strip, so 30.5 ㎡ of the 200.11 ㎡ registered area is the strip. The lot plan is consistent with this: the strip is about 2.5 m × 12.2 m and the rear lot about 13.1 m × 12.7 m (about 169.6 ㎡). We therefore valued 169.61 ㎡ after deducting the strip. Without the deduction the assessed ratio would be about 128.5%.

On-site check from photos

We checked the eight on-site photos (three including the road in front, five of the site) and the lot plan. The strip is a gentle upward slope from the road with no steps. Both sides are block walls on the boundaries with the neighbors, topped with white fences. At the road entrance the walls hold back the neighbors' soil, and we estimated that height in three ways: (1) comparing block courses with the gatepost at the entrance (6.5–7 courses, about 1.3–1.4 m) gives about 0.8–0.9 m; (2) using the four slope panels at the entrance and the 2.4–2.5 m strip width as a scale in the photo gives about 0.75–0.85 m; (3) comparison with the neighbors' road-side walls (about 0.75–0.8 m) gives a similar figure. The upper limit is about 0.9 m, and the retained height decreases further in because the slope rises. The rear lot, including the garden and the old house, is flat and separated from the neighbors by low block walls of 2–3 courses and fences, with almost no difference in ground level. The old house is a detached two-story wooden building, not a row house.

Other checks

A profile from GSI elevation data (5 m mesh) shows the lot at about 25.1–25.2 m and the road to the southeast at about 24.0–24.2 m. The difference of about 1.0–1.2 m is absorbed by the slope of the strip, and there are no signs of a cliff or a continuous retaining wall.

What We Could Not Confirm

  • The height of the soil retained by the walls on both sides of the strip entrance is an estimate of about 0.75–0.9 m from photos. Because it is close to 1 m, the height needs to be checked on site.
  • The old house is handed over as is, and the listing does not give its year of construction, floor area or structure, or how demolition costs would be handled.
  • The lot number is not disclosed. The road price for the road in front is the value of the local street estimated from the SUUMO map position and aerial photos (almost all local streets in the town have the same value).

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Life Matsudo Nijusseikigaoka

Supermarket. 230 m from the property according to the listing (SUUMO). Confirmed on OpenStreetMap in Nijusseikigaoka Nakamatsucho, Matsudo.

Source
Workman Plus Matsudo Nijusseikigaoka

Workwear and outdoor clothing store. 240 m from the property according to the listing (SUUMO). Confirmed on OpenStreetMap in Nijusseikigaoka Nashimotocho, Matsudo.

Source
FamilyMart Nijusseikigaoka

Convenience store. 410 m from the property according to the listing (SUUMO). Confirmed on OpenStreetMap in Nijusseikigaoka Maruyamacho, Matsudo.

Source

Neighborhood ② Dining Near the Station

Sobakiri Genshiro

Soba restaurant. Confirmed on OpenStreetMap about 80 m in a straight line from the SUUMO map position (within the same Nijusseikigaoka Toyamacho).

Source
CoCo Ichibanya

Curry restaurant chain. Confirmed on OpenStreetMap about 150 m in a straight line from the SUUMO map position (in Nijusseikigaoka Nashimotocho, Matsudo).

Source
Yumean

Japanese family restaurant. Confirmed on OpenStreetMap about 180 m in a straight line from the SUUMO map position (in Wanagaya, Matsudo).

Source

About This Property

⚠️ This is a flag-shaped lot. The 200.11 ㎡ registered site includes a 30.5 ㎡ access strip (the "pole"), about 2.5 m wide and about 12.2 m long, which connects the lot to a public road about 6 m wide on the southeast. The strip is a gentle upward slope from the road with no steps. Both sides of the strip are lined with block walls on the boundaries with the neighboring lots, and near the road entrance these walls hold back the neighbors' soil. From the listing photos we estimate the height of this retained soil at about 0.75–0.9 m. That is below 1 m but close to it, and because it is an estimate from photos, the height needs to be checked on site.

A plot of land for sale in Nijusseikigaoka Toyamacho, Matsudo, a 19-minute walk (1,510 m) from Kitakokubun Station on the Hokuso Line. Bus access is also available: 20 minutes by bus from Matsudo Station on the JR Joban Line to the Nashimotocho stop plus a 2-minute walk, or 9 minutes by bus from Akiyama Station on the Hokuso Line to the Jingamae stop plus a 4-minute walk. The site is in a Category 1 low-rise exclusive residential zone (50% building coverage, 100% floor area ratio), freehold, with a registered land category of residential land, and there is no building condition. An old house stands on the land and will be handed over as is. There is no private road burden, and the listing says the strip can be used as a parking space for two cars in tandem (depending on the car). Public water, public sewer and city gas.

The land is valued at the 2026 road price of 140,000 yen/㎡ (leasehold ratio D). On the road price map almost all local streets in Nijusseikigaoka Toyamacho are 140,000 yen/㎡, and the same route rose from 115,000 to 125,000 to 140,000 yen/㎡ over three years. The valuation uses an effective lot area of 169.61 ㎡ after deducting the 30.5 ㎡ strip, giving an assessed ratio of about 108.9%. Without the deduction, using 200.11 ㎡, it would be about 128.5%. The old house is not included in the valuation. Using 135,000 yen/㎡, which appears on a few streets in the town, gives about 105.0%, and even the 2025 value of 125,000 yen/㎡ gives about 97.3%.

In the eight on-site photos, the rear lot (garden and old house) is flat and separated from the surrounding lots by low block walls and fences, with almost no difference in ground level. The old house is a detached two-story wooden building, not a row house. According to elevation data from the Geospatial Information Authority of Japan (GSI), the difference between the lot and the road in front is about 1.0–1.2 m, absorbed by the slope of the strip. Among the nearby places, the distances for Life, Workman Plus and FamilyMart are distances from the property as shown by the listing site (SUUMO); those for the restaurants are straight-line distances on OpenStreetMap from the map position shown on SUUMO.

Estimated Financing

Assessed value ¥23,745,400 → estimated loan ¥21,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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