積算100
[Assessed 81.9%] Detached house in Nagareyama, Chiba — 8 min from Nagareyama Sta.
Assessed 81.9%Detached houseNagareyama, ChibaNagareyama Sta. 8 min walk

[Assessed 81.9%] Detached house in Nagareyama, Chiba — 8 min from Nagareyama Sta.

Published: Updated:

Property Overview

LocationNagareyama, Chiba
Nearest StationRyutetsu Nagareyama Line Nagareyama Sta.
Walk8 min walk
Assessed Ratio81.9%Assessed 81.9%
Price¥39,900,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 2026 (0 years old)
Land Area117.9㎡
Building Area95.22㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥39,900,000View listing

Assessed Value Breakdown

Land assessed value¥11,737,500
Building assessed value¥20,948,400
Total assessed value¥32,685,900
Asking price¥39,900,000
Assessed ratio81.9%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 95.22m² × remaining life 22y ÷ statutory life 22y
  • Built Oct 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +25.0%
YearRoad price (JPY/m²)YoY
2024100,000—
2025115,000+15.0%
2026125,000+8.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the Kenbiya listing had no on-site photos, we checked the lot and front road using photos from the SUUMO listing for the same property. We counted the local street values of Ka 4-chome across four sheets of the 2026 road price map and read the pole-section area from the lot plan.

Locating the road price

Ka 4-chome spans four sheets of the 2026 road price map (sheets 09231, 09232, 09237 and 09238). Most local streets are 125,000 yen/m², with some at 120,000 yen/m², so we used the most common value, 125,000 yen/m². The 18 m road to the south, which the lot reaches through its pole section, is 130,000 yen/m²; using it would give an assessed ratio of 83.10%, and the lowest value in the chome, 120,000 yen/m², would give 80.74%. The same route rose from 100,000 yen/m² in 2024 to 115,000 yen/m² in 2025 and 125,000 yen/m² in 2026.

View source
Effective land area

On the lot plan, Building No. 2 sits behind Building No. 1 and reaches the road through a 2.70 m wide pole section, making it a flag-shaped lot. We read the pole depth as about 8.9 m from the plan and valued 93.90 m², excluding about 24.0 m² for the pole. Without the deduction the ratio is 89.44%; deducting 3 m × 10 m = 30 m² still gives 80.04%. The listing states there is no private road burden.

On-site check from photos

The Kenbiya and HOME'S Investment listings only show floor plans, the lot plan and photos of nearby facilities, with no on-site photos. We therefore checked three photos of the front road and the site (vacant lot) in the SUUMO listing for the same property, whose price and areas match. The front road is a straight 18 m road with a sidewalk and planted strip, and the lot is level with the sidewalk. The neighbor boundaries are newly built block walls; the height difference to neighboring land appears to be about 0.8 m at most, and no slopes or tall retaining walls are visible. On the lot plan it is a separate building from Building No. 1. The building is not completed, and only a rendering of the exterior is available.

Building valuation assumptions

A newly built two-story wooden house, listed as scheduled for completion in late October 2026 and handover in early November. As a new building, it is valued with all 22 years of its statutory useful life remaining. Since it is not yet completed, specifications and the completion date may change.

What We Could Not Confirm

  • The zoning differs between listings: Kenbiya and HOME'S Investment list Category 1 Medium-to-High-Rise Exclusive Residential, while SUUMO lists Category 1 Low-Rise Exclusive Residential. The 60% coverage and 200% floor area ratios match the medium-to-high-rise category, but the correct designation needs to be confirmed with the city or the agent.
  • The building is still under construction, scheduled for completion in late October 2026, and only a rendering of the exterior is available. The condition of the finished building and exterior works needs to be checked on site.
  • The depth of the pole section (about 8.9 m) was read from the lot plan and has not been checked against a survey drawing. Even if the pole is 30 m², the assessed ratio is 80.04%.
  • The address is listed as Ka 4-chome 1649 (lot number), but we have not located the lot from the lot number. Based on the listed distances to nearby facilities, we estimate it is on the north side of the 18 m road, toward the west.
  • It is listed as a single-family rental, but no expected rent or yield is given.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Welcia Nagareyama

A drugstore in Ka 1-chome, about 210 m (3-minute walk) from the property according to the listing's nearby-facilities section.

Source
Commodi Iida Nagareyama

A supermarket in Ka 1-chome, about 400 m (5-minute walk) from the property according to the listing's nearby-facilities section.

Source
7-Eleven

A convenience store in Ka 1-chome, about 380 m in a straight line from the centroid of Ka 4-chome.

Source

Neighborhood ② Dining Near the Station

Sanpoen

A restaurant in Ka 5-chome, about 160 m in a straight line from the centroid of Ka 4-chome.

Source
Mumeian

A soba restaurant in Ka 6-chome, about 290 m in a straight line from the centroid of Ka 4-chome.

Source
OB Nagareyama-juku

A cafe in Ka 1-chome, about 400 m in a straight line from the centroid of Ka 4-chome.

Source

About This Property

A newly built detached house (Building No. 2 of a two-house development) in Ka 4-chome, Nagareyama. The nearest station is Nagareyama Station on the Ryutetsu Nagareyama Line, listed as an 8-minute walk; Heiwadai Station on the same line is a 16-minute walk and Nagareyama-centralpark Station on the Tsukuba Express is a 22-minute walk. The lot faces an 18.0 m wide public road to the south with a sidewalk and planted strip. Among the nearby places below, the distances to Welcia (about 210 m, 3-minute walk) and Commodi Iida (about 400 m, 5-minute walk) come from the listing's nearby-facilities section. The other shops were found on OpenStreetMap, and their distances are straight-line distances from the centroid of Ka 4-chome obtained from the GSI address search.

The price is 39.9 million yen. The house is a two-story wooden building (post-and-beam) with 3LDK plus a walk-in closet and shoe closet, 95.22 m² of floor area on 117.90 m² of land (registered). ⚠️ The building is not yet completed; completion is scheduled for late October 2026 and handover for early November. Only a rendering of the exterior is available. Freehold, in an urbanization promotion area, with a 60% building coverage ratio and 200% floor area ratio. ⚠️ The zoning is listed differently: Kenbiya and HOME'S Investment list it as Category 1 Medium-to-High-Rise Exclusive Residential, while SUUMO lists it as Category 1 Low-Rise Exclusive Residential (the coverage and floor area ratios are consistent with the medium-to-high-rise category). The listing also notes restrictions under the Landscape Act. It is listed as a single-family rental, but the expected rent and yield are undecided.

⚠️ The lot is a flag-shaped lot behind Building No. 1 in front, reaching the road through a 2.70 m wide pole section (tandem parking for two cars). From the lot plan we read the pole depth as about 8.9 m and valued the land at 93.90 m², excluding the pole section of about 24.0 m². Without that deduction the assessed ratio would be 89.44%, and even deducting a generous 3 m × 10 m = 30 m² it would be 80.04%. For the road price we used 125,000 yen/m² (2026), the most common value on the local streets of Ka 4-chome. The 18 m road the lot faces is 130,000 yen/m², which would give 83.10%; the lowest value in the chome, 120,000 yen/m², would give 80.74%. As a new building, the house is valued with its full statutory useful life remaining.

Because the Kenbiya listing has no on-site photos, we checked the front road and the site (as a vacant lot) using photos in the SUUMO listing for the same property. The lot is at the same level as the sidewalk, with no step or stairs from the front road. The boundaries with neighbors are new block walls, and the height difference to neighboring land appears to be about 0.8 m at most. As the property is not yet completed, we recommend confirming the finished building and exterior, and the correct zoning designation, with the agent.

Estimated Financing

Assessed value ¥32,685,900 → estimated loan ¥32,680,000 (82% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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