積算100
[Assessed 103.9%] Detached house in Suginami Ward, Tokyo — 19 min from Nishi-Ogikubo Sta.
Assessed 103.9%Detached houseSuginami Ward, TokyoNishi-Ogikubo Sta. 19 min walk

[Assessed 103.9%] Detached house in Suginami Ward, Tokyo — 19 min from Nishi-Ogikubo Sta.

Published: Updated:

Property Overview

LocationSuginami Ward, Tokyo
Nearest StationJR Chuo Line Nishi-Ogikubo Sta.
Walk19 min walk
Assessed Ratio103.9%Assessed 103.9%
Price¥22,900,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 1974 (52 years old)
Land Area54.06㎡
Building Area60.81㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥22,900,000View listing

Assessed Value Breakdown

Land assessed value¥23,786,400
Building assessed value¥0
Total assessed value¥23,786,400
Asking price¥22,900,000
Assessed ratio103.9%

Calculation basis

  • Land = road price ¥440,000/m² × land area 54.06m²
  • Building = replacement cost ¥220,000/m² × floor area 60.81m² × remaining life 0y ÷ statutory life 22y
  • Built Mar 1974 (52 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +12.8%
YearRoad price (JPY/m²)YoY
2024390,000—
2025410,000+5.1%
2026440,000+7.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We cross-checked the three listings on Kenbiya and SUUMO and examined the 2026 road price map, the exterior and road photos, the floor plan and GSI elevation data to confirm how the private-road burden should be treated and the ground levels.

Locating the road price

Counting the local roads in Momoi 4-chome on the 2026 road price map (map no. 43024), ¥440,000/m² was the most common value with about 14 segments, followed by ¥450,000/m² with about 6, while other values from ¥410,000 to ¥460,000/m² were few. We used ¥440,000/m² as the representative value. The same road went from ¥390,000 to ¥410,000 to ¥440,000/m² over three years. The private road on the north side has no road price. Even at ¥410,000/m², the lowest value in 4-chome, the assessed ratio is about 96.8%.

View source
Effective land area

We used the listed 54.06 m² with no deduction, giving an assessed ratio of about 103.9%. If the private-road burden of 17.27 m² shown in one SUUMO listing is treated as part of the land area and deducted, the usable residential land would be 36.79 m² and the assessed ratio about 70.7%. We did not deduct it for three reasons: Kenbiya defines land area as excluding private roads; another SUUMO listing states no private-road burden with the same 54.06 m²; and the building as seen in the floor plan would not fit on a 36.79 m² lot. Dividing 17.27 m² by the 7.3 m frontage gives about 2.4 m, which matches a share of the private road up to its center line.

Building valuation assumptions

The house is a two-story wooden building built in March 1974 (60.81 m² total floor area). It has passed its 22-year statutory useful life, so the building's assessed value is zero. On 54.06 m² of land, the floor area ratio is about 112%, and taking the second floor as the building footprint gives coverage of about 61%, above the designated 50% and 100%.

Rights and restrictions

The width of the private road is "under confirmation" and no setback is mentioned. The photos suggest a width of at least 4 m, so we made no deduction; but if it were a 1.8 m road requiring a setback to 2 m from the center line, about 8.03 m² would be lost, leaving 46.03 m², and even at ¥410,000/m², the lowest value in 4-chome, the assessed ratio would be about 82.4%.

On-site check from photos

We checked the exterior and road photos and the floor plan. The private road on the north side is paved and flat, and the entrance is at almost the same level as the road (one porch step), with no retaining wall, level difference or stair access. The block wall on the west side is about 1.0 m, but the neighbor's entrance is only two steps (about 0.3 m) above the road, so it is not a wall holding back soil. There are gaps on both sides, so it is a detached house, and with a frontage of about 7.3 m it is not a flag-shaped lot. There is no photo of the southern (rear) boundary, but GSI elevation data (1 m mesh) show the area within 30 m of the property to be flat at about 49.8–50.0 m.

What We Could Not Confirm

  • For the private road on the north side, the listing gives the width as "under confirmation", and whether it is a road under the Building Standards Act (such as a designated road) has not been confirmed. This affects whether the house can be rebuilt and needs to be confirmed with the agent.
  • The private-road burden differs between listings: "not stated", "none" and "17.27 m²". Whether a share is registered separately from the land and whether there is consent for passage and excavation cannot be determined from the listings. If the 17.27 m² is part of the land area, the assessed ratio would be about 70.7%.
  • With 60.81 m² of floor area on 54.06 m² of land, the floor area ratio is about 112% and the coverage about 61%, above the designated 50% and 100%. Whether the building is legally non-conforming and what size could be built in a rebuild need to be confirmed with the ward office.
  • There is no photo of the southern (rear) boundary; we have only confirmed with elevation data that the surroundings are flat.
  • The yield and expected rent have not been set, so the income from renting it out cannot be determined from the listing.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Summit Store Zenpukuji

Supermarket. 383–550 m from the property according to the listings (figures vary by listing). Confirmed on OpenStreetMap in Zenpukuji 1-chome, Suginami Ward.

Source
FamilyMart Suginami Momoi Nishi

Convenience store. 300 m from the property according to the listing. Confirmed on OpenStreetMap in Momoi 4-chome, Suginami Ward.

Source
Yaoko Suginami Momoi

Supermarket. 819 m from the property according to the listing. Confirmed on OpenStreetMap in Momoi 3-chome, Suginami Ward.

Source

Neighborhood ② Dining Near the Station

十味や

Ramen shop. Confirmed on OpenStreetMap in Momoi 4-chome, Suginami Ward. About 200 m in a straight line from the map position in the SUUMO listing.

Source
Kapao Thai

Thai restaurant. Confirmed on OpenStreetMap in Momoi 4-chome, Suginami Ward. About 200 m in a straight line from the map position in the SUUMO listing.

Source
うな藤

Japanese restaurant. Confirmed on OpenStreetMap in Imagawa 4-chome, Suginami Ward. About 260 m in a straight line from the map position in the SUUMO listing.

Source

About This Property

⚠️ Road access is via a private road on the north side; the listing gives its width as "under confirmation", and the road type, such as whether it is a road under the Building Standards Act, has not been confirmed. There is also no mention of private-road ownership shares or consent for passage and excavation. In the photos it looks like a flat paved road at least 4 m wide, but since this affects whether the house can be rebuilt, it needs to be confirmed with the agent. The property is a two-story wooden detached house in Momoi 4-chome, Suginami Ward, a 19-minute walk from Nishi-Ogikubo Station on the JR Chuo Line (listings give 16–19 minutes; we use the longest), a 4-minute walk from the Kanto Bus "Momoi Yonchome" stop, and a 21-minute walk from Kami-Igusa Station on the Seibu Shinjuku Line. It lies within the completed Iogi-machi land readjustment project area.

The price is ¥22.9 million, the same in all three listings. The land is 54.06 m² (registered, 16.35 tsubo), and the building is a 3DK with a total floor area of 60.81 m² (registered; 27.89 m² on the first floor and 32.92 m² on the second) and a south-facing balcony. Built in March 1974, it is currently vacant, and new wallpaper is scheduled to be finished at the end of October 2026. It is freehold, in a Category 1 Exclusively Low-rise Residential zone (building coverage 50%, floor area ratio 100%), a quasi-fire prevention district and a height control district, with public water, public sewer and city gas. ⚠️ With 60.81 m² of floor area on 54.06 m² of land, the floor area ratio is about 112%, and taking the 32.92 m² second floor as the building footprint gives building coverage of about 61%, both above the designated limits. It may be a legally non-conforming building built to the standards of its time, and a rebuild may not allow a building of the same size. The yield and expected rent have not been set.

The land is valued at the 2026 (Reiwa 8) road price of ¥440,000/m² (leasehold ratio D). ¥440,000/m² is the most common value on local roads in Momoi 4-chome, and the same road rose from ¥390,000 to ¥410,000 to ¥440,000/m² over three years. As a 52-year-old wooden house, the building's assessed value is zero, so the assessed ratio, based on the land alone, is about 103.9%. ⚠️ The private-road burden differs between listings: Kenbiya gives none, while the two SUUMO listings say "none" and "17.27 m²". If the 17.27 m² is treated as part of the 54.06 m² and deducted, the usable residential land would be 36.79 m² and the assessed ratio would fall to about 70.7%. This article uses the undeducted figure of about 103.9%, for three reasons: Kenbiya's land area is defined as excluding private roads; another listing states no private-road burden with the same 54.06 m²; and the building as seen in the floor plan (about 5.5 m wide by 6.4 m deep) would not fit on a 36.79 m² lot (about 5.0 m deep with a 7.3 m frontage). Dividing 17.27 m² by the 7.3 m frontage gives about 2.4 m, which matches a share of the private road up to its center line.

In the listing photos, the private road and the front entrance are at almost the same level, with no retaining wall or steps. The western boundary is a block wall (about 1.0 m), but the ground difference with the neighbor is at most about 0.3 m. There is no photo of the southern (rear) boundary, and GSI elevation data show the surroundings to be nearly flat. The house stands on its own with gaps on both sides and is not on a flag-shaped lot. The effect of the exact location on the road price is small; even at ¥410,000/m², the lowest value in 4-chome, the ratio is about 96.8%. The valuation and rebuilding conditions depend on how the private-road burden is treated, the road type and whether the building is non-conforming, so this property should be considered on the premise that these points are confirmed. For nearby facilities, store distances are the listing's figures, and restaurant distances are straight-line distances from the map position in the SUUMO listing.

Estimated Financing

Assessed value ¥23,786,400 → estimated loan ¥22,900,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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