積算100
[Assessed 80.6%] Detached house in Kodaira, Tokyo — 6 min from Hitotsubashi-Gakuen Sta.
Assessed 80.6%Detached houseKodaira, TokyoHitotsubashi-Gakuen Sta. 6 min walk

[Assessed 80.6%] Detached house in Kodaira, Tokyo — 6 min from Hitotsubashi-Gakuen Sta.

Published: Updated:

Property Overview

LocationKodaira, Tokyo
Nearest StationSeibu Tamako Line Hitotsubashi-Gakuen Sta.
Walk6 min walk
Assessed Ratio80.6%Assessed 80.6%
Price¥76,900,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 2027 (0 years old)
Land Area171.94㎡
Building Area102.05㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥76,900,000View listing

Assessed Value Breakdown

Land assessed value¥39,546,200
Building assessed value¥22,451,000
Total assessed value¥61,997,200
Asking price¥76,900,000
Assessed ratio80.6%

Calculation basis

  • Land = road price ¥230,000/m² × land area 171.94m²
  • Building = replacement cost ¥220,000/m² × floor area 102.05m² × remaining life 22y ÷ statutory life 22y
  • Built Jan 2027 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.5%
YearRoad price (JPY/m²)YoY
2024220,000—
2025225,000+2.3%
2026230,000+2.2%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked two 2026 road price maps, the Kenbiya lot plan, and the SUUMO listing of the same property with four site photos to examine the private road treatment, the city planning road, and the choice of representative road price.

Locating the road price

On the 2026 road price maps (sheets 62218 and 62202) we traced every local street in Gakuen-Higashicho 2-chome and took the most common value, JPY 230,000/㎡ (13 segments), as representative. The fronting road on the south is JPY 235,000/㎡, and the 5.0 m road on the west has no road price. Using the second most common value, JPY 225,000/㎡ (6 segments), gives about 79.5%; using the fronting road's JPY 235,000/㎡ gives about 81.7%.

View source
Effective land area

Kenbiya notes "private road: 14 ㎡" separately from the 171.94 ㎡ land area. Because Kenbiya defines land area as excluding private roads, the lot plan draws the dead-end western road separately from the lot, and SUUMO shows no private road burden with 172.29 ㎡, we judged it is not included and assessed 171.94 ㎡ (the smaller of the two listings) without deduction (about 80.62%). Deducting 14 ㎡ as included gives about 76.4%.

Rights and restrictions

The "city planning road line" on the lot plan crosses about 1 m into the south side of the lot, roughly 10 ㎡ (about 6%) by our estimate from the plan. The assessment does not deduct this area. Land within a planned road area is subject to building restrictions and possible future expropriation, which the market may treat as a factor lowering the price.

On-site check from photos

Kenbiya had only two images, a floor plan and a lot plan, so we checked four site photos from the SUUMO listing of the same property. The site is vacant land awaiting construction; the difference from the southern sidewalk is about a curb's height and it is level with the western road. The north and east boundaries have walls or fences on low foundations, with no retaining walls, stepped access or flag-shaped lot. GSI 1 m elevation data also shows flat surroundings.

Building valuation assumptions

Assessed as a new building scheduled for completion in January 2027: a two-storey wooden house with 102.05 ㎡ of floor area, with a building confirmation number listed. The layout is shown as 3LDK or more on Kenbiya and 4LDK on SUUMO.

What We Could Not Confirm

  • The listing does not give the planned road's name, width or project approval status, and the affected area is an estimate from the lot plan. The exact extent should be confirmed on Kodaira City's city planning map.
  • The 5.0 m road on the west is a dead end and the listing does not state that it is a public road. Its classification, ownership shares and any consent for passage or excavation are unknown.
  • The listing does not specify where the 14 ㎡ private road is, what right is held (sole ownership or a co-ownership share), or whether it is included in the land area.
  • No rent has been set, so the yield cannot be calculated.
  • The building is not yet completed, so its exterior, interior and landscaping cannot be checked in photos.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Kodaira Hitotsubashi-Gakuen Higashi

Convenience store. A 6-minute walk (453 m) from the property according to the listing (SUUMO).

Source
Super Amaike Hitotsubashi-Gakuen

Supermarket in Gakuen-Nishimachi 1-chome, Kodaira. A 7-minute walk (548 m) from the property according to the listing (SUUMO).

Source
Maruetsu Hitotsubashi-Gakuen

Supermarket in Gakuen-Higashicho 1-chome, Kodaira. A 10-minute walk (724 m) from the property according to the listing (SUUMO).

Source

Neighborhood ② Dining Near the Station

Hotto Motto (Gakuen-Higashicho 3-chome, Kodaira)

Takeout bento shop. About 300 m in a straight line from the property's address point (GSI address search), per OpenStreetMap.

Source
Jolly-Pasta (Kiheicho 3-chome, Kodaira)

Pasta-focused family restaurant. About 410 m in a straight line from the property's address point (GSI address search), per OpenStreetMap.

Source
Ichiryu Kodaira Shinkan (Gakuen-Higashicho 1-chome, Kodaira)

Japanese restaurant (as categorized on OpenStreetMap). About 450 m in a straight line from the property's address point (GSI address search).

Source

About This Property

A newly built detached house in Gakuen-Higashicho 2-chome, Kodaira, Tokyo, a 6-minute walk from Hitotsubashi-Gakuen Station on the Seibu Tamako Line. It sits in a Category 1 Low-rise Exclusive Residential Zone (building coverage 50% as a corner lot, floor area ratio 80%, Category 1 height district) and is a corner lot facing a 13.6 m public road with a sidewalk on the south and a 5.0 m road on the west. ⚠️ The western road is a dead end, and the listing does not state that it is a public road. Its legal classification, ownership shares and whether consent for passage and excavation is needed should be confirmed with the agent. According to the listing, one convenience store and two supermarkets are within a 6 to 10 minute walk.

⚠️ The building is not yet completed; completion is scheduled for January 2027. The price is JPY 76.9 million for 171.94 ㎡ of freehold land and a two-storey wooden house with 102.05 ㎡ of floor area (57.75 ㎡ on the 1st floor and 44.30 ㎡ on the 2nd), with parking for two cars. The layout is shown as 3LDK or more facing south on Kenbiya and as 4LDK on the SUUMO listing for the same property. A building confirmation number is listed, and design and construction housing performance evaluation reports are planned, with insulation grade 5. No rent has been set, so the yield is undetermined and no income figures can be shown. The site is currently vacant land awaiting construction; in the photos the lot and the fronting roads are at nearly the same level, with no retaining walls or stepped access.

The assessed ratio is about 80.6%, based on a representative road price of JPY 230,000/㎡ (2026) for Gakuen-Higashicho 2-chome and the assessed value of the new building. ⚠️ Kenbiya separately notes "private road: 14 ㎡" apart from the land area. Because Kenbiya defines its land area as excluding private roads, the lot plan draws the dead-end western road as a shape separate from the lot, and SUUMO shows no private road burden with 172.29 ㎡ of land, we judged that the 14 ㎡ is not included in 171.94 ㎡ and did not deduct it. If the 14 ㎡ were included and the effective land area were 157.94 ㎡, the assessed ratio would be about 76.4%. Using JPY 225,000/㎡, the second most common value in the district, as the representative road price gives about 79.5%.

⚠️ The lot plan shows a "city planning road line" crossing about 1 m into the south side of the lot, roughly 10 ㎡ or about 6% of the site by our measurement from the plan. Within a city planning road area, Article 53 of the City Planning Act restricts construction, in principle to buildings of no more than two storeys, with no basement and of a structure that can easily be moved or removed. If the road project proceeds, the affected part may be expropriated (purchased). The listing does not give the planned road's name, width or whether the project has been approved, so this needs to be confirmed with Kodaira City. The assessment does not deduct this area and uses the whole lot. With the building unfinished, rent and yield undetermined, and the valuation depending on the private road treatment and the planned road, this property calls for careful checking.

Estimated Financing

Assessed value ¥61,997,200 → estimated loan ¥61,990,000 (81% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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