積算100
[Assessed 87%] Detached house in Matsudo, Chiba — 19 min from Mabashi Sta.
Assessed 87%Detached houseMatsudo, ChibaMabashi Sta. 19 min walk

[Assessed 87%] Detached house in Matsudo, Chiba — 19 min from Mabashi Sta.

Published: Updated:

Property Overview

LocationMatsudo, Chiba
Nearest StationJR Joban Line Mabashi Sta.
Walk19 min walk
Assessed Ratio87%Assessed 87%
Price¥39,900,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2026 (0 years old)
Land Area130.39㎡
Building Area98.53㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥39,900,000View listing

Assessed Value Breakdown

Land assessed value¥13,039,000
Building assessed value¥21,676,600
Total assessed value¥34,715,600
Asking price¥39,900,000
Assessed ratio87%

Calculation basis

  • Land = road price ¥100,000/m² × land area 130.39m²
  • Building = replacement cost ¥220,000/m² × floor area 98.53m² × remaining life 22y ÷ statutory life 22y
  • Built Sep 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +16.3%
YearRoad price (JPY/m²)YoY
202486,000—
202593,000+8.1%
2026100,000+7.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked five sheets of the 2026 road price map, the Kenbiya, HOME'S and SUUMO listings for the same house with nine exterior photos, and GSI elevation data to confirm the representative road price and the site's level differences.

Locating the road price

Nakawakura has no chome subdivisions and spans five road price map sheets. The western part (toward Mabashi) centers on JPY 120,000/㎡ and the eastern part (around Matsudo High School) on JPY 92,000–105,000/㎡. The property is in the eastern part, so we took that area's most common local-street value, JPY 100,000/㎡. The Yurinoki-dori arterial road was not counted. The 6 m public road facing the development moved from JPY 86,000 to 93,000 to 100,000/㎡ over three years.

View source
Effective land area

Kenbiya shows land area excluding private roads, and this lot has neither a private-road share nor a setback. The lot plan shows a 1.81 ㎡ road-widening strip along the existing north road as a separate parcel; even if it were included in the 130.39 ㎡ and deducted, the ratio would be about 86.6%.

On-site check from photos

Because the Kenbiya listing has no exterior photos, we reviewed eight exterior photos of the same House No. 5 on HOME'S and one road photo on SUUMO. The development is graded level with the road, parking is flush with the road, and no retaining walls, slopes or steps appear. The neighbor's ground seen beyond the fence on the west of the turning area is estimated to be at about the same level. It is not a flag-shaped lot and is a detached house separate from its neighbors.

Building valuation assumptions

A two-story wooden house completed in September 2026 (SUUMO gives October 2026 as the completion date). We used 98.53 ㎡ of floor area from Kenbiya and HOME'S (SUUMO shows a 100–103.51 ㎡ range for the whole development). The building is valued as zero years old.

What We Could Not Confirm

  • The north boundary (the widened existing road) and west boundary of House No. 5 are not directly visible in the photos, so any level difference there is unconfirmed.
  • The legal type of the new 5.0 m road that House No. 5 faces (a designated private road or one to be transferred to the city) and its road price are not confirmed in the listing or the road price map.
  • A steep-slope collapse hazard spot is shown about 20–50 m west of the development. We estimate it does not reach the site, but its extent needs to be confirmed with Matsudo City or Chiba Prefecture materials.
  • Kenbiya lists it as a detached rental house, but no expected rent or yield is given.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Ministop (Sendabori, Matsudo)

Convenience store. About 370 m in a straight line from the property's listed coordinates (OpenStreetMap).

Source
Park Mart (Sendabori, Matsudo)

Supermarket. About 420 m in a straight line from the property's listed coordinates (OpenStreetMap).

Source
Mammy Mart Nakawakura

Supermarket. About 530 m in a straight line from the property's listed coordinates (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Ramen Kitakitsune (Nakawakura, Matsudo)

Ramen shop. About 480 m in a straight line from the property's listed coordinates (OpenStreetMap).

Source
Owariya (Nakawakura, Matsudo)

Soba restaurant. About 580 m in a straight line from the property's listed coordinates (OpenStreetMap).

Source
Choshiya (Hachigasaki 6-chome, Matsudo)

Restaurant. About 730 m in a straight line from the property's listed coordinates (OpenStreetMap).

Source

About This Property

A newly built detached house in Nakawakura, Matsudo, Chiba, a 19-minute walk from Mabashi Station on the JR Joban Line. It is House No. 5 in an 11-house development (Graphare Matsudo-shi Nakawakura Phase 12) northwest of Matsudo Prefectural High School, on a plateau in a Category 1 low-rise exclusive residential zone (building coverage 50%, floor area ratio 100%). A bus from Kita-Matsudo Station (Kenritsu Matsudo Koko stop) also serves the area.

The price is JPY 39.9 million for 130.39 ㎡ of land (freehold, no private-road share) and a two-story wooden house completed in September 2026 (98.53 ㎡ floor area, 4LDK, parking for two cars). The listing states that long-term quality housing certification and ZEH-level performance are standard. Kenbiya lists it under detached rental houses, but it is actually a vacant newly built house for sale, and no expected rent or yield is given.

The assessed ratio is about 87.0%, based on JPY 100,000/㎡ (2026), the most common value on local streets in eastern Nakawakura where the property lies, applied to 130.39 ㎡, plus the building value of a zero-year-old wooden house. The 6 m public road on the northeast side of the development rose from JPY 86,000 (2024) to 93,000 (2025) and 100,000/㎡ (2026). The new road that House No. 5 faces is not yet on the 2026 road price map, so the representative value was used.

Exterior and road photos of the same house on HOME'S and SUUMO show the whole development graded level with the road, with parking flush with the road and no retaining walls, slopes or steps up from the road. ⚠️ The north boundary (the widened existing road) and the west boundary of House No. 5 are not directly visible in the photos. GSI elevation data show the north road, House No. 5 and the western neighbor are nearly level. GSI maps also show a steep-slope collapse hazard spot about 20–50 m west of the development (estimated not to reach the site).

Estimated Financing

Assessed value ¥34,715,600 → estimated loan ¥34,710,000 (87% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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