積算100
千葉市中央区寒川町3丁目の新築戸建(イメージ)
Assessed 88%Detached houseChuo Ward, Chiba City, ChibaHon-Chiba Sta. 17 min walk

[Assessed 88%] Detached house in Chuo Ward, Chiba City, Chiba — 17 min from Hon-Chiba Sta.

Published: Updated:

Property Overview

LocationChuo Ward, Chiba City, Chiba
Nearest StationJR Uchibo Line Hon-Chiba Sta.
Walk17 min walk
Assessed Ratio88%Assessed 88%
Price¥34,990,000
TypeDetached house
Expected Yield6%
StructureWooden
BuiltBuilt Feb 2026 (0 years old)
Land Area97.79㎡
Building Area97.71㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥34,990,000View listing

Assessed Value Breakdown

Land assessed value¥9,290,050
Building assessed value¥21,496,200
Total assessed value¥30,786,250
Asking price¥34,990,000
Assessed ratio88%

Calculation basis

  • Land = road price ¥95,000/m² × land area 97.79m²
  • Building = replacement cost ¥220,000/m² × floor area 97.71m² × remaining life 22y ÷ statutory life 22y
  • Built Feb 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +13.1%
YearRoad price (JPY/m²)YoY
202484,000—
202588,000+4.8%
202695,000+8.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked two sheets of the 2026 road price map, GSI elevation data and aerial photos. Because the listing has no photos, we also searched other sites for listings of the same property.

Locating the road price

On the 2026 road price map (sheets 01194 and 01190) we traced the local streets in Samukawacho 3-chome. Values range from JPY 82,000 to 100,000/㎡, and JPY 95,000/㎡ appears on five streets, the most of any value, so we used it as the representative value. The arterial roads on the western edge (JPY 115,000–120,000/㎡) and the JPY 125,000/㎡ road along the Keiyo Line were excluded. The road access field is blank, so the road the lot faces has not been identified. Applying the lowest value in the neighborhood, JPY 82,000/㎡, gives about 84.4%, and JPY 100,000/㎡ gives about 89.4%. The same road moved from JPY 84,000 to 88,000 to 95,000/㎡ over three years.

View source
Effective land area

The listed land area of 97.79 ㎡ is the registered area, and the private-road share field is blank. Without photos we cannot confirm whether it is a flag-shaped lot or has a private-road share, so we used the area with no deduction. It is a small subdivided parcel, and the possibility of a narrow access strip has not been ruled out.

Building valuation assumptions

A two-story wooden 4LDK house with 97.71 ㎡ of floor area, completed in February 2026 and valued as zero years old. It is listed by the seller (Hajime Construction) as a detached rental house and is currently vacant. The rent of JPY 175,000/month and gross yield of 6.00% are assumed figures.

On-site check from photos

The Rakumachi listing has no property photos at all, and we could not find the same property on SUUMO, athome, HOME'S or other sites. Instead we checked GSI elevation data (5 m mesh) and aerial photos: the area within 30 m is a flat, densely built residential area at 2.4–2.8 m above sea level. However, retaining walls, level differences and road access at the scale of the lot could not be determined.

What We Could Not Confirm

  • Because there are no photos, the presence of retaining walls and any level difference with the front road have not been confirmed.
  • Whether it is a flag-shaped lot and whether it is attached to a neighboring house have not been confirmed. If it is flag-shaped, the effective site area shrinks by the area of the access strip and the assessed ratio falls.
  • The condition of the exterior (finishes, exterior works, whether there is a parking space) has not been confirmed because there are no photos. The listing's parking field is also blank.
  • The road access and private-road share fields are blank, so the direction, width and type (public or private) of the front road and the length of road frontage are unconfirmed. Confirmation with the agent is needed.
  • The rent of JPY 175,000/month and gross yield of 6.00% are assumed figures for a vacant property, not actual rental results. The listing does not state the terms of the designated management company.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson (Samukawacho 3-chome, Chuo Ward)

Convenience store, about 110 m in a straight line from the geocoded address point (OpenStreetMap).

Source
Daily Yamazaki (Samukawacho 3-chome, Chuo Ward)

Convenience store, about 220 m in a straight line from the geocoded address point (OpenStreetMap).

Source
Ito-Yokado Ario Soga

Supermarket in the Ario Soga shopping center, about 590 m in a straight line from the geocoded address point (OpenStreetMap). Located in Kawasakicho, Chuo Ward.

Source

Neighborhood ② Dining Near the Station

Gyoza no Ohsho (Samukawacho 3-chome, Chuo Ward)

Chinese restaurant, about 200 m in a straight line from the geocoded address point (OpenStreetMap).

Source
Chinese Restaurant Ryuen (Samukawacho 3-chome, Chuo Ward)

Chinese restaurant, about 220 m in a straight line from the geocoded address point (OpenStreetMap).

Source
COCO'S (Suehiro 3-chome, Chuo Ward)

Family restaurant, about 300 m in a straight line from the geocoded address point (OpenStreetMap).

Source

About This Property

A newly built detached rental house in Samukawacho 3-chome, Chuo Ward, Chiba City, a 17-minute walk from Hon-Chiba Station on the JR Uchibo Line. It lies in an urbanization promotion area within a Category 1 residential zone (building coverage 60%, floor area ratio 160%), in a densely built residential block south of Samukawa Shrine. Measured in a straight line from the geocoded address point, Lawson is about 110 m away, Daily Yamazaki about 220 m, Ito-Yokado Ario Soga about 590 m and Gyoza no Ohsho about 200 m (OpenStreetMap).

The price is JPY 34.99 million for 97.79 ㎡ of land (registered area, freehold, residential land category) and a two-story wooden house completed in February 2026 (97.71 ㎡ floor area, 4LDK). The seller is Hajime Construction Co., Ltd., and it is listed as a detached rental house. It is currently vacant; the listed rent of JPY 175,000/month (JPY 2.1 million/year) and gross yield of 6.00% are assumed figures with no tenant in place, not actual rental results. A designated management company is specified.

⚠️ The listing has no photos of the property at all, and we could not find the same property listed on other sites, so none of the following has been confirmed: retaining walls, any level difference with the front road, whether it is a flag-shaped lot, whether it is attached to a neighboring house, or the condition of the exterior. ⚠️ The road access and private-road share fields are also blank, so the direction, width and type (public or private) of the front road are unconfirmed. GSI elevation data show the surroundings are nearly flat low ground at 2.4–2.8 m above sea level, but the 5 m mesh data cannot reveal level differences at the scale of a single lot.

The assessed ratio is about 88.0%. We took JPY 95,000/㎡ (2026), the most common value on local streets in Samukawacho 3-chome, as the representative value and valued the building as a zero-year-old wooden house. The same road rose from JPY 84,000 (2024) to 88,000 (2025) and 95,000/㎡ (2026). Because the road the lot faces is unknown, we used the representative value; applying the lowest value in the neighborhood, JPY 82,000/㎡, gives about 84.4%. If the lot is flag-shaped or has a private-road share, the effective site area would shrink and the ratio would fall, so confirming the road access and lot shape on site or with the agent is a prerequisite for considering this property.

Estimated Financing

Assessed value ¥30,786,250 → estimated loan ¥30,780,000 (88% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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