積算100
[Assessed 145.5%] Detached house in Wakaba Ward, Chiba City, Chiba — 14 min from Sakuragi Sta.
Assessed 145.5%Detached houseWakaba Ward, Chiba City, ChibaSakuragi Sta. 14 min walk

[Assessed 145.5%] Detached house in Wakaba Ward, Chiba City, Chiba — 14 min from Sakuragi Sta.

Published: Updated:

Property Overview

LocationWakaba Ward, Chiba City, Chiba
Nearest StationChiba Urban Monorail Sakuragi Sta.
Walk14 min walk
Assessed Ratio145.5%Assessed 145.5%
Price¥14,800,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 1983 (43 years old)
Land Area307.64㎡
Building Area143.87㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥14,800,000View listing
SUUMO¥14,800,000View listing

Assessed Value Breakdown

Land assessed value¥21,534,800
Building assessed value¥0
Total assessed value¥21,534,800
Asking price¥14,800,000
Assessed ratio145.5%

Calculation basis

  • Land = road price ¥70,000/m² × land area 307.64m²
  • Building = replacement cost ¥220,000/m² × floor area 143.87m² × remaining life 0y ÷ statutory life 22y
  • Built Oct 1983 (43 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.4%
YearRoad price (JPY/m²)YoY
202464,000—
202566,000+3.1%
202670,000+6.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked the FY2026 route price map, the listing photos, and GSI elevation data and aerial photos to confirm the representative route price, height differences around the site, and the gap between the listed land area and the size of the flat part.

Locating the road price

We checked the FY2026 route price map (map no. 01103). Kaizuka 1-chome spans four map sheets; most local streets are 70,000 yen/m², with a few sections at 66,000–68,000 yen/m². We used the most common value, 70,000 yen/m², as the representative value (excluding 82,000 yen/m² on the arterial road). From the listing's map coordinates, SUUMO's "Yatsugami Park about 120 m", and the frontage on a 6 m public road to the east, we placed the property at the western edge of the chome, north of Yatsugami Park, and took the road it faces as 70,000 yen/m² as well. Over three years the same route went 64,000 → 66,000 → 70,000 yen/m².

View source
Effective land area

We assessed the listed land area of 307.64 m² (registered area). However, in aerial photos the flat part is only about 15 m deep from the road to the edge of the woods, which together with the 7.4 m frontage falls short of the listed area, so part of the site may extend into the wooded slope to the west. If only the flat part, estimated at about 200 m², is counted, the assessed ratio is about 94.6%. The listing does not state the area of any sloping part.

On-site check from photos

There is one site photo, an exterior view from the front road, and we also checked the floor plan and interior photos. The front road to the east and the parking area are at the same height, with no step, retaining wall or stairs. The north side has a block wall about 1.2 m high with the neighbour's ground at almost the same level, and the south side has a block wall about 1.2–1.4 m high; elevation data show a difference of about 0.3 m with the neighbouring land. There is no photo of the western (rear) boundary; through the living-room window only the back garden and a wooded slope beyond it are visible, so we could not tell whether there is a retaining wall or a step. It is not a flag-shaped lot or a row house.

Rights and restrictions

An east–west profile from GSI elevation data (5 m mesh) shows the front road at 23.4 m and the site flat at 23.5–23.6 m. About 4 m west of the edge of the woods it falls to 22.5–20.8 m, and about 15 m beyond, at the valley floor, to 18.4 m, so there is a wooded slope about 5 m high behind the site. There may be a retaining wall or a cliff at the boundary. The listing's legal restrictions field mentions a "Residential Land Development Regulation Area" and does not mention the cliff ordinance.

What We Could Not Confirm

  • There is no photo of the western (rear) boundary, so whether there is a retaining wall or cliff, and the retained height (difference in ground level with the neighbouring land) if there is a wall, have not been confirmed. An on-site check or an inquiry to the broker is needed.
  • The flat part in aerial photos (about 15 m deep) does not match the listed land area of 307.64 m² with a 7.4 m frontage, so part of the site may extend into the wooded slope. The extent and shape of the site should be checked against the land register and survey map.
  • Because the site is in a Residential Land Development Regulation Area, installing or repairing retaining walls and cutting or filling land may require a permit. The listing does not say whether cliff-related building rules would apply when rebuilding; this needs to be confirmed with Chiba City.
  • The only site photo is one exterior view from the front road, so the condition of the side and rear walls and the foundation cannot be judged from the listing.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Chiba Sakuragicho Kita

Convenience store. About 350 m from the property according to the SUUMO listing. Located in Sakuragi 6-chome, Wakaba Ward (confirmed on OpenStreetMap).

Source
Welcia Chiba Sakuragi

Drugstore. About 450 m from the property according to the SUUMO listing. Located in Sakuragi 4-chome, Wakaba Ward (confirmed on OpenStreetMap).

Source
York Mart Tsuga

Supermarket. About 900 m from the property according to the SUUMO listing. Located in Tsuga 1-chome, Wakaba Ward (confirmed on OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Yamada Udon (Kaizuka 2-chome, Wakaba Ward)

Udon and soba diner. About 230 m in a straight line from the listing's map coordinates (property location) (OpenStreetMap).

Source
Ramen Fukutake

Ramen shop. About 390 m in a straight line from the listing's map coordinates (property location) (OpenStreetMap). Located in Sakuragi 6-chome, Wakaba Ward.

Source
Akaushitei Sakuragi

Yakiniku (grilled meat) restaurant. About 500 m in a straight line from the listing's map coordinates (property location) (OpenStreetMap). Located in Sakuragi 4-chome, Wakaba Ward.

Source

About This Property

⚠️There is no photo of the western (rear) boundary of this property, so its condition has not been confirmed. GSI elevation data show a wooded slope about 5 m high (a small valley) descending behind the site, so there may be a retaining wall or a cliff at the boundary. Whether there is a retaining wall and, if so, its retained height (the difference in ground level with the neighbouring land, and whether it is 1 m or more), and whether there is a cliff, need to be confirmed on site or by asking the broker. The listing's legal restrictions field mentions a "Residential Land Development Regulation Area" (there is no mention of the cliff ordinance). ⚠️There is also a question about the land area. In aerial photos, the flat part of the site is only about 15 m deep from the road to the edge of the woods, which does not fit the listed 307.64 m² with a 7.4 m frontage, so part of the site may extend into the wooded slope to the west. We assessed the listed area, but even if only the flat part, estimated at about 200 m², is counted, the assessed ratio is about 94.6%. The eastern (front road), northern and southern boundaries were confirmed from photos and elevation data to have no steps or retaining walls.

This is a two-storey wooden second-hand house in Kaizuka 1-chome, Wakaba Ward, Chiba City. The nearest station is Sakuragi on the Chiba Urban Monorail, a 14-minute walk, and Tsuga Station (JR Sobu Main Line and monorail) is a 17-minute walk. The site has 7.4 m of frontage on a 6.0 m public road to the east and straddles Category 2 and Category 1 residential zones (building coverage 60%, floor area ratio 200%, urbanisation promotion area). According to the SUUMO listing, distances from the property are about 350 m to 7-Eleven Chiba Sakuragicho Kita, about 450 m to Welcia Chiba Sakuragi, about 900 m each to York Mart Tsuga and Maruetsu Shin-Tsuga, about 120 m to Yatsugami Park and about 600 m to Kaizuka Junior High School. For restaurants, measured in a straight line from the listing's map coordinates (property location), Yamada Udon is about 230 m, Ramen Fukutake about 390 m and Akaushitei Sakuragi about 500 m away (OpenStreetMap; all within Wakaba Ward).

The price is 14.8 million yen. The building was completed in October 1983 (43 years old) and is a 5SLDK+SK with a total floor area of 143.87 m², including a soundproof room. There are two kitchens, but the upstairs kitchen has only a gas outlet and no stove. It has two toilets, bath reheating, a video intercom, parking for two cars, and a garden, wooden deck and terrace. Public water, public sewerage and city gas are connected. The house is currently vacant and has been professionally cleaned; the handover date is negotiable. The land is 307.64 m² (registered area, about 93 tsubo), freehold, with no private road burden.

The assessed ratio is about 145.5%. For the route price we used 70,000 yen/m² (leasehold ratio D), the most common value on the local streets of Kaizuka 1-chome on the FY2026 route price map, and estimated that the road the property faces to the east is in the same band. The same route rose from 64,000 yen (FY2024) to 66,000 yen (FY2025) and 70,000 yen/m² (FY2026), about 9.4% over two years. Even at 68,000 yen/m², the lowest value in the chome, the ratio would be about 141.3%. The building is a 43-year-old wooden structure past its 22-year statutory useful life, so its assessed value is zero and the valuation rests on the land alone. The condition of the western boundary and the extent of the site described at the top are therefore the premises of this valuation.

Estimated Financing

Assessed value ¥21,534,800 → estimated loan ¥14,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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