積算100
[Assessed 86.8%] Land in Kamagaya, Chiba — 6 min from Kamagaya-Daibutsu Sta.
Assessed 86.8%LandKamagaya, ChibaKamagaya-Daibutsu Sta. 6 min walk

[Assessed 86.8%] Land in Kamagaya, Chiba — 6 min from Kamagaya-Daibutsu Sta.

Published: Updated:

Property Overview

LocationKamagaya, Chiba
Nearest StationKeisei Matsudo Line Kamagaya-Daibutsu Sta.
Walk6 min walk
Assessed Ratio86.8%Assessed 86.8%
Price¥23,980,000
TypeLand
Land Area242㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥23,980,000LowestView listing
athome¥24,980,000View listing

※ Listed prices differ between sites — a price cut may not be reflected everywhere yet. The lowest listed price is used as the price in this article.

Assessed Value Breakdown

Land assessed value¥20,812,000
Building assessed value-
Total assessed value¥20,812,000
Asking price¥23,980,000
Assessed ratio86.8%

Calculation basis

  • Land = road price ¥86,000/m² × land area 242m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +14.7%
YearRoad price (JPY/m²)YoY
202475,000—
202580,000+6.7%
202686,000+7.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked the FY2026 road price maps, the three listings for this land (athome and SUUMO) and 11 listing images including the lot plan to confirm the road-price band, the treatment of the private-road burden, the price and condition discrepancies, and level differences around the site.

Locating the road price

We checked Kamagaya 3-chome on the FY2026 road price maps. The district spans three sheets centered on map No. 09310; on that sheet, local streets within 3-chome are most often valued at 86,000 yen/m² (six sections), so we use that as the representative value. Streets on the boundaries with 1-, 2- and 8-chome (89,000 / 82,000 / 78,000 yen/m²) and the Kioroshi Kaido arterial road (85,000 yen/m²) differ in character and were not used. The map position in the SUUMO listing falls inside Kamagaya 3-chome, near an 86,000 yen/m² street. The private road itself carries no road price. The same route went 75,000 (2024) → 80,000 (2025) → 86,000 yen/m² (2026). If the private road connects to the western 2-chome boundary street (82,000 yen/m²), the ratio would be about 82.8% (23.98 million yen).

View source
Effective land area

The private-road burden is reported differently by listing (athome: "yes, 4.00 m²"; SUUMO: "none"). On the lot plan the roughly 4 m wide private road is drawn as a shape separate from the 242 m² site, so we treat it as a separate parcel, make no deduction, and use 242.00 m² as listed. If the 4 m² were included in the site area, the effective area would be 238 m² and the assessed ratio about 85.4% (23.98 million yen) / about 81.9% (24.98 million yen).

Listing check

The same land appears in three listings at different prices: 23.98 million yen (SUUMO, mk Home), 24.98 million yen (athome, Repro Fudosan) and 25.00 million yen (SUUMO, another agent). The assessment uses the lowest, 23.98 million yen; at athome's 24.98 million yen it is about 83.3%. The current condition also differs: athome shows two similar-sized buildings still standing with the land handed over cleared, while SUUMO shows photos of the vacant lot after demolition.

Rights and restrictions

Access is via a private road about 4.0 m wide on the southeast side, and the site sits at its dead end. None of the listings state whether the road is a road under the Building Standards Act (such as a designated road), whether a share of it comes with the land, or whether consent for passage and excavation exists, so these remain unconfirmed. Zoning is Category 1 Low-rise Exclusive Residential (coverage 50%, FAR 100%), and no rebuilding restriction or cliff-ordinance note is listed.

On-site check from photos

We reviewed athome's five images (lot plan, exterior from when the buildings stood, the private road in front) and SUUMO's two road photos and four photos of the cleared lot. The private road is paved and level, and the difference from the site is about a curb's height (roughly 0.1–0.2 m). The neighboring lots are at about the same level as the site; the decorative block wall on the southwest (about 1.0–1.2 m tall) is a boundary wall with ground at the same level on both sides, not a retaining wall. No retaining walls, steps, stairs or slopes were seen, and the site is not a flag-shaped lot. GSI elevation data also show only slight relief around the site.

What We Could Not Confirm

  • The listings do not state whether the private road in front is a road under the Building Standards Act (such as a designated road), whether a share of it comes with the land, or whether consent for passage and excavation exists. These affect rebuilding and utility connections and need to be confirmed with the agent.
  • Whether athome's 4.00 m² private-road burden is part of the 242 m² site area or a share in a separate parcel cannot be determined from the listings; it needs to be checked against the land registry and cadastral map.
  • Prices differ by listing (23.98, 24.98 and 25.00 million yen); which price is currently valid needs to be confirmed with the agent.
  • athome shows two buildings still standing with the land handed over cleared, while SUUMO shows photos after demolition. The listings do not state when demolition was completed or whether the buildings' removal has been registered.
  • The lot number is not disclosed, so the site position is estimated from the map in the SUUMO listing. The road price of the street the private road connects to (estimated at 86,000 yen/m²) is not confirmed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Drugstore Seki Kamagaya

Drugstore. 690 m from the property according to the SUUMO listing. Located in Kamagaya 7-chome, Kamagaya City (confirmed on NAVITIME's store page).

Source
Big-A Kamagaya Maruyama

Supermarket. 970 m from the property according to the SUUMO listing. Located in Maruyama 1-chome, Kamagaya City (OpenStreetMap position checked with the GSI reverse geocoder).

Source
Matsumoto Kiyoshi Kamagaya

Drugstore. 1,040 m from the property according to the SUUMO listing. Located in Kamagaya 8-chome, Kamagaya City (OpenStreetMap position checked with the GSI reverse geocoder).

Source

Neighborhood ② Dining Near the Station

Bamiyan Kamagaya-Daibutsu Ekimae

Chinese family restaurant in front of Kamagaya-Daibutsu Station, Kamagaya 4-chome, Kamagaya City. About 270 m in a straight line from the map position in the SUUMO listing (OpenStreetMap).

Source
Jolly-Pasta Kamagaya

Pasta and pizza family restaurant in Maruyama 1-chome, Kamagaya City. About 500 m in a straight line from the map position in the SUUMO listing (OpenStreetMap).

Source

About This Property

This is a plot of land for sale (land only, with no building-contractor condition) in Kamagaya 3-chome, Kamagaya City, Chiba. The nearest station is Kamagaya-Daibutsu on the Keisei Matsudo Line, a 6-minute walk (the SUUMO listing says 5 minutes / 350 m; we show the longer figure). The site lies in a Category 1 Low-rise Exclusive Residential Zone (building coverage 50%, floor-area ratio 100%) within the urbanization promotion area. Distances from the property given in the SUUMO listing: Drugstore Seki Kamagaya 690 m, Big-A Kamagaya Maruyama 970 m, Matsumoto Kiyoshi Kamagaya 1,040 m, Kamagaya Municipal Tobu Elementary School 570 m and No. 2 Junior High School 950 m. The listing names no restaurants, so the following are straight-line distances from the map position shown in the SUUMO listing (OpenStreetMap): Bamiyan Kamagaya-Daibutsu Ekimae about 270 m and Jolly-Pasta Kamagaya about 500 m. The listing also names York Mart Sakigaoka (810 m) and FamilyMart Funabashi Sakigaoka (660 m), but both are in neighboring Sakigaoka, Funabashi City.

The site is 242.00 m² (registered area, about 73.2 tsubo), a near-regular polygon held in freehold, registered as residential land, and level. Public water and sewer are available; gas is propane. ⚠️The current condition differs between listings: athome shows two buildings of similar size still standing, with the land handed over cleared, while SUUMO shows photos of the vacant lot after demolition. Handover timing is negotiable. ⚠️The price also differs by listing: 23.98 million yen (SUUMO, mk Home), 24.98 million yen (athome, Repro Fudosan) and 25.00 million yen (SUUMO, another agent). The assessment is based on the lowest price, 23.98 million yen.

⚠️Road access is via a private road about 4.0 m wide on the southeast side, and the site sits at its dead end. None of the listings state whether this private road is a road under the Building Standards Act (such as a designated road), whether a share of the road comes with the land, or whether consent for passage and excavation has been obtained, so we have not been able to confirm these points. They affect rebuilding and connecting water, sewer and gas, so they should be checked with the agent before purchase. ⚠️The private-road burden is also reported inconsistently: athome says "yes, 4.00 m²" and SUUMO says "none". On the lot plan the private road is drawn as a shape separate from the site, so we treat it as a separate parcel and do not deduct it from the 242 m².

The assessed ratio is about 86.8% against the lowest price of 23.98 million yen. As the road price we use 86,000 yen/m² (FY2026, leasehold ratio D), the most common value on local streets in Kamagaya 3-chome; the same route went from 75,000 yen (2024) to 80,000 yen (2025) to 86,000 yen/m² (2026), up about 14.7% over two years. At athome's 24.98 million yen the ratio is about 83.3%. If the 4 m² private-road burden were included in the site area, the effective area would be 238 m² and the ratio about 85.4% (23.98 million yen) / about 81.9% (24.98 million yen). The lot number is not disclosed and the road price of the street the private road connects to is our estimate; using the 82,000 yen/m² street on the western 2-chome boundary gives about 82.8% (23.98 million yen).

Estimated Financing

Assessed value ¥20,812,000 → estimated loan ¥20,810,000 (87% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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