積算100
[Assessed 109.6%] Detached house in Nagareyama, Chiba — 13 min from Shin-Kashiwa Sta.
Assessed 109.6%Detached houseNagareyama, ChibaShin-Kashiwa Sta. 13 min walk

[Assessed 109.6%] Detached house in Nagareyama, Chiba — 13 min from Shin-Kashiwa Sta.

Published: Updated:

Property Overview

LocationNagareyama, Chiba
Nearest StationTobu Urban Park Line (Noda Line) Shin-Kashiwa Sta.
Walk13 min walk
Assessed Ratio109.6%Assessed 109.6%
Price¥13,800,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 1977 (49 years old)
Land Area156㎡
Building Area111.85㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥13,800,000View listing

Assessed Value Breakdown

Land assessed value¥15,120,000
Building assessed value¥0
Total assessed value¥15,120,000
Asking price¥13,800,000
Assessed ratio109.6%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 111.85m² × remaining life 0y ÷ statutory life 22y
  • Built Mar 1977 (49 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +27.7%
YearRoad price (JPY/m²)YoY
202494,000—
2025110,000+17.0%
2026120,000+9.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked the 2026 route-price map, the single athome exterior photo and GSI elevation data to confirm the representative route price, how to treat the 30 ㎡ private-road burden, and the height differences at the front and sides.

Locating the road price

We checked Mukaikogane 4-chome on the 2026 route-price map. The town spans four sheets; on the Nagareyama side, 120,000 yen/㎡ is the most common local-road value (about eight segments), with others at 110,000, 115,000 and 125,000 yen/㎡. The most frequent value, 120,000 yen/㎡, is used, traced on sheet 09276 along the road south of Hikarigaoka Elementary School to 94,000 yen/㎡ in 2024 and 110,000 yen/㎡ in 2025. Even the neighbouring 3-chome value of 105,000 yen/㎡ gives a ratio of about 95.9%. The leasehold-ratio symbol is D.

View source
Effective land area

The listing's private-road field says only "yes, 30.00 ㎡", with no share fraction, no note of a separate parcel and no plot plan. Treating it as included in the 156.00 ㎡ and deducting it leaves an effective site of 126.00 ㎡ and a ratio of about 109.6%; if it is a separate parcel and not deducted (156.00 ㎡), the ratio is about 135.7%. Since neither can be ruled out, the article uses the lower figure.

On-site check from photos

athome has a single image; it is filed as a floor plan but is actually an exterior photo taken from the front road. The parking space adjoins the paved road directly with a step of about 10–15 cm, there are two steps (about 0.3 m) up to the gate, and the flower-bed retaining edge at front left is about 0.5–0.6 m. The house stands apart from its left neighbour, so it is not semi-detached, and it is not a flag-shaped lot. The mortar wall on the right (about 1.5–1.8 m high) does not show the neighbour's ground, so it is unclear whether it retains soil or is a screen. No listing of the same property was found on SUUMO, Rakumachi or Yahoo! Real Estate, so no further photos were available.

Rights and restrictions

The road-access field is blank, so the direction, width and public/private status of the front road are undisclosed. The remarks say "creditor consent is required", suggesting a voluntary (short) sale; the property is sold as is with the seller exempt from non-conformity liability. The registered land category is "wilderness", but the land is in use as a house site, so the residential route price is applied as is.

What We Could Not Confirm

  • The road-access field is blank, so the direction, width and public/private status of the front road, and whether it is a road under the Building Standards Act, are unconfirmed.
  • It is unknown whether the 30.00 ㎡ private-road burden is part of the 156.00 ㎡ or a separate parcel; the ratio ranges between about 109.6% (included) and about 135.7% (separate).
  • Whether the mortar wall on the right retains soil or is a screen, and the condition of the rear boundary, are unconfirmed for lack of photos. Elevations around the listing's coordinates vary by up to about 3 m within 40 m, but the coordinates are not reliable, so retaining walls and height differences need to be checked on site.
  • The lot number is undisclosed, so the route price of the road the property fronts has not been identified; local roads in the town range from 110,000 to 125,000 yen/㎡.
  • The registered land category remains "wilderness". The listing does not say when or whether creditor consent (apparently a voluntary sale) will be obtained.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson

Convenience store in Mukaikogane 2-chome, Nagareyama, about 720 m in a straight line from the Mukaikogane 4-chome centroid (OpenStreetMap).

Source
Belc

Supermarket in Mukaikogane 2-chome, Nagareyama, about 730 m in a straight line from the town-block centroid (OpenStreetMap).

Source
Lopia

Supermarket in Mukaikogane 1-chome, Nagareyama, about 1,070 m in a straight line from the town-block centroid (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Udon Ichi

Udon noodle restaurant in Mukaikogane 3-chome, Nagareyama, about 690 m in a straight line from the town-block centroid (OpenStreetMap).

Source
Kisoba Azuma Minami-Kashiwa

Soba noodle restaurant in Mukaikogane 3-chome, Nagareyama, about 700 m in a straight line from the town-block centroid (OpenStreetMap).

Source
Steak no Asakuma Minami-Kashiwa

Steak restaurant in Mukaikogane 1-chome, Nagareyama, about 1,110 m in a straight line from the town-block centroid (OpenStreetMap).

Source

About This Property

⚠️ The listing leaves the road-access field blank, so the direction, width and public/private status of the front road are not disclosed. The photo shows the parking space directly adjoining an asphalt-paved road, but whether the lot fronts a road recognised under the Building Standards Act for the required length cannot be confirmed from the listing; anyone considering a purchase should first confirm this with the broker. ⚠️ The listing shows a private-road burden of 30.00 ㎡, and it cannot be determined whether this is included in the 156.00 ㎡ of land or is a separate parcel. If it is included and deducted, the effective site is 126 ㎡ and the assessment ratio is about 109.6%; without the deduction (156 ㎡) it is about 135.7%. The article shows the lower figure, about 109.6%.

This is a pre-owned two-storey wooden detached house in Mukaikogane 4-chome, Nagareyama, Chiba. The nearest station is Shin-Kashiwa on the Tobu Noda Line (Tobu Urban Park Line), a 13-minute walk; Minami-Kashiwa Station on the JR Joban Line (local) is a 17-minute walk. The lot number is not disclosed. Built in March 1977, it is a 4LDK with a building area of 111.85 ㎡ on 156.00 ㎡ of land (registered), freehold. It lies in a Category 1 Low-rise Exclusive Residential Zone (50% coverage, 100% floor area ratio). The registered land category is "wilderness" (genya), but the land is currently used as a house site. The owner lives there, and the handover date is negotiable.

The route price used is 120,000 yen/㎡, the most common value on local roads in Mukaikogane 4-chome, up about 27.7% from 94,000 yen/㎡ in 2024. Because the lot number is undisclosed, the road the property fronts has not been identified; keeping the 126 ㎡ effective site and applying the town's other bands (110,000–125,000 yen/㎡) gives ratios of about 100.4–114.1%. At 49 years old the building is past the 22-year statutory life for wooden buildings, so its assessed value is zero and the assessment depends almost entirely on the land. The listing gives no yield or assumed rent.

The remarks say "creditor consent is required", which suggests a voluntary (short) sale. The property is sold as is, and the seller is exempt from liability for non-conformity. The listing has a single exterior photo: the parking space adjoins the road directly with a step of about 10–15 cm, and there are about two steps up to the gate. The mortar wall on the right does not show the neighbour's ground level, so it is unclear whether it retains soil or is a screening wall, and there is no photo of the rear boundary. Elevations around the listing's coordinates vary, but the coordinates are not reliable, so retaining walls and height differences need to be checked on site. Nearby, measured in a straight line from the Mukaikogane 4-chome centroid: Udon Ichi about 690 m, Kisoba Azuma Minami-Kashiwa about 700 m, Lawson about 720 m, Belc about 730 m, Lopia about 1,070 m and Steak no Asakuma Minami-Kashiwa about 1,110 m (OpenStreetMap).

Estimated Financing

Assessed value ¥15,120,000 → estimated loan ¥13,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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