積算100
[Assessed 81.6%] Detached house in Tachikawa, Tokyo — 20 min from Tachihi Sta.
Assessed 81.6%Detached houseTachikawa, TokyoTachihi Sta. 20 min walk

[Assessed 81.6%] Detached house in Tachikawa, Tokyo — 20 min from Tachihi Sta.

Published: Updated:

Property Overview

LocationTachikawa, Tokyo
Nearest StationTama Toshi Monorail Tachihi Sta.
Walk20 min walk
Assessed Ratio81.6%Assessed 81.6%
Price¥60,900,000
TypeDetached house
StructureWooden
BuiltBuilt Dec 2026 (0 years old)
Land Area122.08㎡
Building Area95.58㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥60,900,000View listing

Assessed Value Breakdown

Land assessed value¥28,688,800
Building assessed value¥21,027,600
Total assessed value¥49,716,400
Asking price¥60,900,000
Assessed ratio81.6%

Calculation basis

  • Land = road price ¥235,000/m² × land area 122.08m²
  • Building = replacement cost ¥220,000/m² × floor area 95.58m² × remaining life 22y ÷ statutory life 22y
  • Built Dec 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.9%
YearRoad price (JPY/m²)YoY
2024210,000—
2025220,000+4.8%
2026235,000+6.8%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than relying on the listing alone, we counted the local-street route prices of Sakaecho 2-chome on five FY2026 route price maps and checked the road frontage, zoning and type of sale against the lot plan, seven site photos from SUUMO and several listings for the same development.

Locating the road price

On the FY2026 route price maps (Sakaecho 2-chome spans sheets 56130, 56146, 56147, 56163 and 56164), 235,000 yen/m² is the most common value on the local streets, appearing on about 16 sections, and we use it as the representative value (leasehold ratio D). The arterial roads Tachikawa-dori, Enoshima-michi and Takagi-dori are a different type of route and were not counted. The route used for the representative value went from 210,000 (2024) to 220,000 (2025) to 235,000 yen/m² (2026). The 5 m road on the northeast that the property faces has no route price, and the adjacent existing road to the east is 240,000 yen/m². The result is sensitive to the value chosen: 240,000 yen/m² gives an assessed ratio of about 82.6%, 230,000 yen/m² about 80.6% and 225,000 yen/m² about 79.6%. If a route price is set for the road in front in future, the ratio will change with that value.

View source
Effective land area

The listed land area of 122.08 m² excludes any private road, and no private-road share is listed, so we use it as is. On the lot plan it is a regular-shaped plot that meets the 5 m road on the northeast directly with a frontage of about 6 m plus a corner cut, and it is not a flag-shaped lot. The two-car tandem driveway along its north side belongs to Unit 2 and is not part of Unit 3.

Rights and restrictions

The listing gives the zoning as a Category 1 Low-Rise Exclusive Residential Zone (40% building coverage, 80% floor area ratio), but on the lot plan the boundary with a Category 1 Medium-to-High-Rise Exclusive Residential Zone (60% building coverage, 200% floor area ratio) runs near the northwest corner of Unit 3. Where a site straddles two zones, the building coverage and floor area ratios are prorated by the area in each zone.

On-site check from photos

The ten photos in the Kenbiya listing are floor plans, the lot plan, equipment icons and the station, with no site photos, so we checked the seven site photos and the overall lot plan in the SUUMO listing for the same development (Towa House). The plot is graded, flat and level with the 5 m road in front. The road, Unit 1, Unit 2's driveway and Unit 4 that border Unit 3 are all on the same graded surface; the edging on the neighbouring boundaries appears to be under 0.5 m, with no retaining walls, stepped access or slopes.

Listing check

Kenbiya and SUUMO (Towa House) agree in treating Unit 3 as coming with a house (with a building confirmation number) at 60.9 million yen, 3LDK+S, 122.08 m² of land and 95.58 m² of floor area. However, the SUUMO listing by another company handling the same development (Saikyo Home) states that plots 2, 3 and 4 are sold as land only, so the listings disagree on whether this is a house-and-land or land-only sale.

What We Could Not Confirm

  • House-and-land or land only: another company's SUUMO listing states that plots 2, 3 and 4 are sold as land only, which conflicts with the Kenbiya and Towa House listings that include a house. If it is sold as land only, the building portion of the assessment no longer applies and the price may change, so this needs to be confirmed with the agent.
  • The 5 m road the property faces has no FY2026 route price. If a route price (specific route price) is set for it in future, the assessed ratio will change with that value (about 79.6% at 225,000 yen/m²).
  • The zoning boundary runs near the northwest corner, and the lot plan does not make clear whether part of the site falls in the Category 1 Medium-to-High-Rise Exclusive Residential Zone. The building coverage and floor area ratios need to be confirmed with Tachikawa City.
  • The site photos were taken at the land-grading stage before construction and come from another company's listing for the same development. The appearance and finish of the completed house could not be checked.
  • Kenbiya lists the property as a detached rental house, but the yield and expected rent are undecided. Parking is listed only as "available", and the number of spaces cannot be read from the listings.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven

Convenience store in Sakaecho 3-chome, Tachikawa. About 270 m in a straight line from the map coordinates of the development in the SUUMO listing (OpenStreetMap).

Source
Inageya

Supermarket in Sakaecho 3-chome, Tachikawa. About 560 m in a straight line from the same coordinates (OpenStreetMap).

Source
LaLaport Tachikawa Tachihi

Large shopping mall in Izumicho, Tachikawa. About 990 m in a straight line from the same coordinates (OpenStreetMap). Another listing for the same development gives it as a 16-minute walk.

Source

Neighborhood ② Dining Near the Station

Tonden

Japanese-style family restaurant in Sakaecho 3-chome, Tachikawa. About 200 m in a straight line from the same coordinates (OpenStreetMap).

Source
Gusto

Family restaurant in Sakaecho 3-chome, Tachikawa. About 300 m in a straight line from the same coordinates (OpenStreetMap).

Source
Ume no Hana

Japanese restaurant specialising in tofu and yuba dishes, in Sakaecho 3-chome, Tachikawa. About 420 m in a straight line from the same coordinates (OpenStreetMap).

Source

About This Property

This is Unit 3 of a new eight-home development in Sakaecho 2-chome, Tachikawa, a 20-minute walk from Tachihi Station on the Tama Toshi Monorail. Buses also serve the area: the Sakaecho Nichome stop, 15 minutes by bus from JR Tachikawa Station, is a 3-minute walk away, and the Kamibenten stop, 8 minutes by bus from Kunitachi Station on the JR Chuo Line, is a 6-minute walk away. The listing puts Tachikawa Municipal Minamisuna Elementary School 350 m away, and another listing for the same development gives LaLaport Tachikawa Tachihi as a 16-minute walk.

The house is a two-storey wooden 3LDK+S (S = storage room) with a total floor area of 95.58 m². It is scheduled for completion in December 2026 and is not yet finished (SUUMO gives completion in November and handover in late December). The land is a freehold plot of 122.08 m² in a Category 1 Low-Rise Exclusive Residential Zone (40% building coverage, 80% floor area ratio), with parking. According to the lot plan, it is a regular-shaped plot that meets a 5 m-wide road on the northeast (a road under Article 42(1)(ii) of the Building Standards Act) with a frontage of about 6 m plus a corner cut; it is not a flag-shaped lot (the two-car tandem driveway along its north side belongs to Unit 2). On the lot plan, the boundary with a Category 1 Medium-to-High-Rise Exclusive Residential Zone (60% building coverage, 200% floor area ratio) runs near the northwest corner of the site. Kenbiya lists it as a detached rental house, but the yield and expected rent are shown as "to be determined".

The 5 m road the property faces has no route price on the FY2026 route price map, so we use 235,000 yen/m², the most common value on the local streets of Sakaecho 2-chome, as the representative value. The same route rose from 210,000 to 220,000 to 235,000 yen/m² over three years. The combined assessed ratio for the land and the new house is about 81.6%. ⚠️ The margin is narrow: using the 240,000 yen/m² of the existing road to the east gives about 82.6% and 230,000 yen/m² gives about 80.6%, but 225,000 yen/m² gives about 79.6%. This could happen if a route price (specific route price) is set for the road in front in future at 15,000 yen/m² or more below the adjacent 240,000 yen/m².

⚠️ The listings disagree on whether this is a house-and-land sale or a land-only sale. Kenbiya and the SUUMO listing by Towa House treat Unit 3 as coming with a house (with a building confirmation number) at 60.9 million yen, but the SUUMO listing by another company handling the same development (Saikyo Home) states that plots 2, 3 and 4 are sold as land only. If it is sold as land only, the building portion of the assessment (about 21.03 million yen) no longer applies and the price may also change, so this needs to be confirmed with the agent. The house is not yet built, and the Kenbiya listing has no site photos. Site photos in the SUUMO listing for the same development (Towa House) show a flat, graded vacant plot level with the road in front; the edging on the neighbouring boundaries appears to be under 0.5 m high, and we saw no retaining walls or stepped access. Distances to nearby facilities are straight-line distances from the map coordinates of the development in the SUUMO listing (OpenStreetMap).

Estimated Financing

Assessed value ¥49,716,400 → estimated loan ¥49,710,000 (82% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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