![[Assessed 82%] Apartment building in Fujimi, Saitama — 10 min from Mizuhodai Sta.](https://img.rakumachi.jp/c/property/-Ms-U0vwBFZtWjFN~~1Wfw__/119566902_x4y4)
[Assessed 82%] Apartment building in Fujimi, Saitama — 10 min from Mizuhodai Sta.
Property Overview
| Location | Fujimi, Saitama |
| Nearest Station | Tobu Tojo Line Mizuhodai Sta. |
| Walk | 10 min walk |
| Assessed Ratio | 82%Assessed 82% |
| Price | ¥55,000,000 |
| Type | Apartment building |
| Expected Yield | 6.78% |
| Structure | Light steel frame |
| Built | Built Jan 1989 (37 years old) |
| Land Area | 220.05㎡ |
| Building Area | 215.06㎡ |
Where This Property Is Listed
This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.
| Rakumachi | ¥55,000,000View listing |
Assessed Value Breakdown
| Land assessed value | ¥45,110,250 |
| Building assessed value | ¥0 |
| Total assessed value | ¥45,110,250 |
| Asking price | ¥55,000,000 |
| Assessed ratio | 82% |
Calculation basis
- Land = road price ¥205,000/m² × land area 220.05m²
- Building = replacement cost ¥220,000/m² × floor area 215.06m² × remaining life 0y ÷ statutory life 22y
- Built Jan 1989 (37 years old)
Official Road Price Trend (last 3 years)
Cumulative change 2024 → 2026: +7.9%| Year | Road price (JPY/m²) | YoY |
|---|---|---|
| 2024 | 190,000 | — |
| 2025 | 200,000 | +5.3% |
| 2026 | 205,000 | +2.5% |
※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.
How We Checked This Property
Rather than reproducing the listing as is, we checked two FY2026 route price map sheets, the two listing photos and GSI elevation data to confirm how the route price was chosen and the level differences around the lot.
What We Could Not Confirm
- The listing does not state the road access (public or private, width, frontage length). If the road is under 4 m and a setback deduction exceeds about 5.4 m², the assessed ratio falls below 80%.
- The south and west boundaries with neighboring lots are not visible in the listing photos; the retained height there needs to be checked on site.
- The evaluation uses the chome's most common route price of 205,000 yen/m². At one step lower, 200,000 yen/m², the ratio is about 80.0%; at 195,000 yen/m² it is about 78.0%.
- The number of vacant units and the current rent breakdown are not available from the listing.
※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.
Neighborhood ① Shopping Near the Station
Neighborhood ② Dining Near the Station
About This Property
⚠️ The road-access field in the listing is blank, so the type (public or private) and width of the frontage road have not been confirmed. The exterior photos show a paved road roughly 5–6 m wide, but if the road were under 4 m and a setback were required, there is only about 5.4 m² of margin before the assessed ratio falls below 80%. Please confirm the road access details with the listing agent.
This is "Domir Harigaya", a whole apartment building in Harigaya 1-chome, Fujimi, a 10-minute walk from Mizuhodai Station on the Tobu Tojo Line. It is a two-story light-gauge steel building with four units (2LDK–3DK, 53.65 m² each), built in January 1989. The land is 220.05 m² (registry) of freehold, in a Category 1 mid/high-rise residential zone (building coverage 60%, floor-area ratio 150%).
The price is 55.0 million yen and the projected annual rent is 3.732 million yen (gross yield 6.78%); some units are currently vacant. The building is 37 years old and past its statutory useful life, so its assessed value is set at zero and the evaluation rests on the land alone. The FY2026 route price is 205,000 yen/m², the most common value among the local block roads in the chome, up about 7.9% over three years from 190,000 yen/m² in 2024. The land's assessed value is about 45.11 million yen, about 82.0% of the price.
If the route price were one step lower at 200,000 yen/m², the ratio would be about 80.0%; at 195,000 yen/m² it would be about 78.0%, so the margin is not large. The exterior photos show only a small step from the road and no retaining wall or stair-only access, but the south and west boundaries with neighboring lots are not visible in the photos. It is worth checking the road access and the rear boundaries before considering a purchase.
Estimated Financing
Suggested Lenders
※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.
Learn About Assessed Value and Financing
Our blog explains the basics you need to read the numbers on this page.
不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。
積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。
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