[Assessed 116.6%] Detached house in Kawagoe, Saitama — 5 min from Shingashi Sta.
Property Overview
| Location | Kawagoe, Saitama |
| Nearest Station | Tobu Tojo Line Shingashi Sta. |
| Walk | 5 min walk |
| Assessed Ratio | 116.6%Assessed 116.6% |
| Price | ¥9,800,000 |
| Type | Detached house |
| Structure | Wooden |
| Built | Built Feb 1971 (55 years old) |
| Land Area | 103.6㎡ |
| Building Area | 58.16㎡ |
Where This Property Is Listed
This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.
| athome | ¥9,800,000View listing |
Assessed Value Breakdown
| Land assessed value | ¥11,429,100 |
| Building assessed value | ¥0 |
| Total assessed value | ¥11,429,100 |
| Asking price | ¥9,800,000 |
| Assessed ratio | 116.6% |
Calculation basis
- Land assessed value was entered manually by the operator.
- Building = replacement cost ¥220,000/m² × floor area 58.16m² × remaining life 0y ÷ statutory life 22y
- Built Feb 1971 (55 years old)
Official Road Price Trend (last 3 years)
Cumulative change 2024 → 2026: +8.0%| Year | Road price (JPY/m²) | YoY |
|---|---|---|
| 2024 | 125,000 | — |
| 2025 | 130,000 | +4.0% |
| 2026 | 135,000 | +3.8% |
※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.
How We Checked This Property
We checked the height differences between the site and its surroundings using the 8 listing photos and GSI elevation data, and counted the local roads in the part of Oaza Suna where the property sits on the FY2026 route price map.
What We Could Not Confirm
- The site fronts a 4.0 m-wide private road on the northeast side with 2.0 m of frontage, and the listing does not state the legal type of the private road (e.g. whether it is a designated road).
- With only 2.0 m of frontage there may be a narrow access strip (flag-shaped lot); no lot plan is published, so the shape of the site could not be confirmed. If there is an access strip, the land assessment drops by that area.
- The route price of the private road the property directly faces (125,000 yen/m²) is lower than the representative value for the area's local roads; using it gives a ratio of about 108.0%.
- There are no photos of the rear (southwest) boundary or the private road side; elevation data shows flat ground, but an on-site check is needed.
- The extension added in December 1975 is unregistered; how the registration and floor area are handled should be confirmed with the seller.
※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.
Neighborhood ① Shopping Near the Station
Neighborhood ② Dining Near the Station
About This Property
This is a pre-owned detached house in Oaza Suna, Kawagoe, Saitama, a 5-minute walk from Shingashi Station on the Tobu Tojo Line. It sits in a residential area close to the station, at the end of a U-shaped private road. According to the listing, the Comodi Iida Shingashi supermarket is about 318 m away and Tobu Store Shingashi about 648 m away, so daily shopping is within walking distance.
The land is 103.60 m² (registered area) held in freehold. The building is a two-storey wooden 4DK house with a total floor area of 58.16 m², built in February 1971 (55 years old). The listing notes an unregistered extension added in December 1975. The zoning is Category 1 Residential (60% building coverage, 200% floor area ratio), the land is flat, and there is a parking space with a carport. The site fronts a 4.0 m-wide private road on the northeast side with 2.0 m of frontage, and the listing states a private road burden of 18.94 m². The house is vacant and available for immediate handover.
For the assessed value, we applied the FY2026 route price of 135,000 yen/m² (up about 8.0% over three years) to 84.66 m², which is the land area after deducting the 18.94 m² private road burden, giving an assessed value ratio of about 116.6%. The building is past its statutory useful life (22 years for wood) and is valued at zero, so the assessment is based on the land alone. The listing does not make clear whether the private road burden is included in the land area; if it is not deducted, the ratio is about 142.7%. The private road the property directly faces has a route price of 125,000 yen/m², which would give about 108.0%.
The building predates Japan's 1981 earthquake-resistance standards and is 55 years old. The 2.0 m frontage is the minimum road frontage width, and because no lot plan is published we could not confirm whether there is a narrow access strip. There is no mention that rebuilding is prohibited, but we recommend confirming the legal type of the private road (whether it is a designated road), whether there is an access strip, and how the unregistered extension is handled with the agent.
Estimated Financing
Suggested Lenders
※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.
Learn About Assessed Value and Financing
Our blog explains the basics you need to read the numbers on this page.
不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。
積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。
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