積算100
川口市桜町5丁目の中古戸建(イメージ)
Assessed 106.5%Detached houseKawaguchi, SaitamaAraijuku Sta. 12 min walk

[Assessed 106.5%] Detached house in Kawaguchi, Saitama — 12 min from Araijuku Sta.

Published: Updated:

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Rapid Railway Line Araijuku Sta.
Walk12 min walk
Assessed Ratio106.5%Assessed 106.5%
Price¥53,800,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 2024 (2 years old)
Land Area260.16㎡
Building Area124㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥53,800,000View listing

Assessed Value Breakdown

Land assessed value¥32,520,000
Building assessed value¥24,800,000
Total assessed value¥57,320,000
Asking price¥53,800,000
Assessed ratio106.5%

Calculation basis

  • Land = road price ¥125,000/m² × land area 260.16m²
  • Building = replacement cost ¥220,000/m² × floor area 124m² × remaining life 20y ÷ statutory life 22y
  • Built Oct 2024 (2 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.7%
YearRoad price (JPY/m²)YoY
2024115,000—
2025115,000±0.0%
2026125,000+8.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the listing has no exterior photos, we checked the FY2026 road price map, two listings of the same property on other sites, and GSI elevation data to verify how the road price was chosen and the terrain around the lot.

Locating the road price

We counted the local roads in Sakuracho 5-chome on the FY2026 road price map (sheet 28089) and used the most common value, 125,000 yen/m², as the representative price. Because the lot number is not disclosed, the location was estimated from the listed distances to nearby facilities. Roads around the estimated location fall in the 115,000–140,000 yen/m² range, and the same road was 115,000 yen/m² in both 2024 and 2025.

View source
On-site check from photos

We opened all nine listing photos, but they were one floor plan and eight photos of nearby facilities; the building exterior, frontage road and boundaries were not shown. We found no listing of the same property on SUUMO, at home or Rakumachi.

Other checks

On GSI 5 m elevation data, the area within 15 m of the estimated location is almost flat (18.3–18.5 m), but 30–45 m to the southwest there is a terrace edge where the ground falls from about 15.7 m to 11.4 m. If the lot is close to this edge, there may be a retaining wall along a boundary.

Effective land area

The HOME'S and HouseDo listings state that there is no private-road burden, and the private road in front is about 4.0 m wide, so no setback deduction was applied and the full 260.16 m² was used.

Building valuation assumptions

The house is wooden and was built in October 2024, so it is two years old. The remaining 20 years of the 22-year statutory useful life are included in the building value.

What We Could Not Confirm

  • There are no on-site photos, so neither a retaining wall nor any level difference to the road has been confirmed. With a terrace edge southwest of the estimated location, the height of any retaining structure along the boundaries needs to be checked on site or with the agent.
  • Whether the lot is flag-shaped, whether the house is attached to a neighbour, and the condition of the exterior could not be confirmed from photos (the listing states a frontage of about 10.8 m).
  • The lot faces a private road (about 4.0 m wide) on the south side, but the listing does not state whether a share of the road or consent for passage and excavation is included.
  • The lot number is not disclosed, so the location was estimated from distances to nearby facilities. The road price used is the block's most common value of 125,000 yen/m²; at the lowest band of 115,000 yen/m² the ratio would be about 101.7%.
  • The house is currently occupied, and the listing gives no indication of the rent or yield if it were let.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Hatogaya

Convenience store. The listing gives the distance from the property as about 210 m.

Source
Seiyu Kawaguchi Akayama

Supermarket (Akayama, Kawaguchi). About 650 m in a straight line north-northeast of the estimated location (OpenStreetMap).

Source
AEON Style Araijuku Ekimae

General supermarket. The listing gives the distance from the property as about 1,230 m.

Source

Neighborhood ② Dining Near the Station

Domino's Pizza (Sakuracho, Kawaguchi)

Pizza delivery (Sakuracho 1-chome, Kawaguchi). About 210 m in a straight line west of the estimated location (OpenStreetMap).

Source
Denny's (Nishi-Araijuku, Kawaguchi)

Family restaurant (Nishi-Araijuku, Kawaguchi). About 560 m in a straight line west-northwest of the estimated location (OpenStreetMap).

Source
Yokohama Iekei Ramen Miyamoto Shoten

Ramen shop (Nishi-Araijuku, Kawaguchi). About 650 m in a straight line west-northwest of the estimated location (OpenStreetMap).

Source

About This Property

⚠️ The listing photos show only a floor plan and nearby facilities; there are no on-site photos of the building exterior, the frontage road or the boundaries with neighbouring lots. Whether there is a retaining wall, any level difference to the road, and the condition of the exterior have not been confirmed. GSI elevation data shows a terrace edge where the ground drops about 4 m some 30–45 m southwest of the estimated location; if the lot sits on this edge, there may be a retaining wall along a boundary. The lot number is not disclosed, so the location was estimated from the listed distances to nearby facilities. Please confirm the site conditions with the agent before considering a purchase.

This is a pre-owned detached house in Sakuracho 5-chome, Kawaguchi, a 12-minute walk from Araijuku Station on the Saitama Rapid Railway Line. Built in October 2024, it is a two-storey wooden house with 124.0 m² of floor area on a 260.16 m² freehold lot, in a Category 1 low-rise exclusive residential zone (60% building coverage, 100% floor area ratio). The 5LDK layout is designed for two households, with a bathroom and toilet on each floor and a mini kitchen on the second floor. Parking is available for two standard cars and one light car.

The asking price is 53.8 million yen. The house is currently owner-occupied and no rent or yield is listed. The FY2026 road price is 125,000 yen/m², the most common value among the local roads in the block, up about 8.7% from 115,000 yen/m² in 2024. The assessed land value is about 32.52 million yen and the two-year-old building is assessed at about 24.80 million yen, for a total of about 106.5% of the price. Even at 115,000 yen/m², the lowest band in the block, the ratio would be about 101.7%.

The lot faces a private road about 4.0 m wide on the south side, with a frontage of about 10.8 m. The listing does not state whether the lot includes a share of the private road or whether consent for passage and excavation has been obtained. The assessed value leaves a comfortable margin, but the retaining wall and level questions that the photos could not answer, and the rights to the private road, should be checked before considering a purchase.

Estimated Financing

Assessed value ¥57,320,000 → estimated loan ¥53,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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