積算100
[Assessed 80%] Detached house in Sakura, Chiba — 9 min from Keisei-Sakura Sta.
Assessed 80%Detached houseSakura, ChibaKeisei-Sakura Sta. 9 min walk

[Assessed 80%] Detached house in Sakura, Chiba — 9 min from Keisei-Sakura Sta.

Published: Updated:

Property Overview

LocationSakura, Chiba
Nearest StationKeisei Main Line Keisei-Sakura Sta.
Walk9 min walk
Assessed Ratio80%Assessed 80%
Price¥15,800,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 1993 (33 years old)
Land Area373.19㎡
Building Area200.39㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥15,800,000View listing
athome¥15,800,000View listing

Assessed Value Breakdown

Land assessed value¥12,641,880
Building assessed value¥0
Total assessed value¥12,641,880
Asking price¥15,800,000
Assessed ratio80%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 200.39m² × remaining life 0y ÷ statutory life 22y
  • Built Apr 1993 (33 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +3.0%
YearRoad price (JPY/m²)YoY
202433,000—
202534,000+3.0%
202634,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We cross-checked four sheets of the 2026 road price map and four listings of the same property (photos, areas and prices) to confirm how the representative road price was chosen, how the setback is treated, and the ground levels around the lot.

Locating the road price

Namiki-cho spans four sheets of the 2026 road price map (12196, 12197, 12210, 12211). The town's local roads range from 31 to 39 thousand yen/m², and 34 and 36 thousand yen/m² each appear on three roads, the most of any value, so we use the lower one, 34 thousand yen/m², as the representative value. Marked sections and arterial/prefectural roads were not counted. The three-year trend on the same route is 33 → 34 → 34 thousand yen/m². At 36 thousand yen/m² the ratio would be about 84.7%; at the town's lower band of 33 thousand yen/m² it would be about 77.7%.

View source
Effective land area

We used 371.82 m², which is the listed land area of 373.19 m² (registered) minus the 1.37 m² setback stated in the listing. This matches the calculation for setting back to 2 m from the center of a 3.5 m road (0.25 m × 5.5 m frontage). There is no mention of a private road burden or a flag-shaped access strip.

Building valuation assumptions

The building is a two-story wooden house with 200.39 m² of floor area, built in April 1993. Its age exceeds the useful life for wooden buildings, so it is counted as zero in the assessment. It is a large house with an indoor elevator, a roughly 60 m² Western-style room and two sunrooms.

On-site check from photos

The original listing's photos showed only the floor plan, interiors and the garden, so we also checked nine exterior and on-site photos in another agent's listing of the same property. The road in front is flat, with a gentle 10–20 cm rise to the gate. No retaining walls, steps or slopes are visible at the front or on either side, and the lot is neither flag-shaped nor a row house.

Listing check

The same property appears in four listings: three at 15.8 million yen and one at 17.8 million yen. We used the lowest price, 15.8 million yen. The oldest listing was published in December 2025.

What We Could Not Confirm

  • For the boundary behind the house (presumably the east side), there is only a photo of the garden taken from the second floor, so the ground level beyond the fence and whether there is any retaining structure could not be confirmed. Elevation data show the area around the listed location is flat, but the town also includes steep slopes at the edge of the plateau. An on-site check is needed.
  • Only the town name is disclosed, so whether the road in front has a road price assigned could not be confirmed. Applying the town's lower band (33 thousand yen/m²) gives a ratio of about 77.7%.
  • The listing does not state the road type; based on the setback requirement, we presume it is a road under Article 42-2 of the Building Standards Act.
  • The zoning differs between listings: some state only Category 1 Residential, while others also list Category 2 Medium-to-High-Rise Exclusive Residential.
  • The owner currently lives in the house, and the handover date is negotiable.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Sakura Sakaecho

Convenience store. 530 m from the property (as stated in the listing).

Source
Tou's Keisei-Sakura

Supermarket. 923 m from the property (as stated in the listing).

Source
FamilyMart (Namiki-cho, Sakura)

Convenience store. About 60 m in straight-line distance from the listed location (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Soba Boshuya (Shinmachi, Sakura)

Soba restaurant. About 330 m in straight-line distance from the listed location (OpenStreetMap).

Source
Gusto (Sakaecho, Sakura)

Family restaurant. About 340 m in straight-line distance from the listed location (OpenStreetMap).

Source
Shinzushi (Kaburagimachi, Sakura)

Sushi restaurant. About 330 m in straight-line distance from the listed location (OpenStreetMap).

Source

About This Property

This is a pre-owned detached house in Namiki-cho, Sakura, a 9-minute walk from Keisei-Sakura Station on the Keisei Main Line. It sits in a residential area near Sakura City Hall and the old castle-town streets, within an urbanization promotion area zoned Category 1 Residential (60% building coverage, 200% floor area ratio). For shopping, the listing gives Lawson Sakura Sakaecho as 530 m away and the Tou's Keisei-Sakura supermarket as 923 m away, and restaurants such as a Gusto family restaurant and a soba shop are about 300 m from the listed location (OpenStreetMap).

The price is 15.8 million yen. The land is 373.19 m² (registered, about 112.9 tsubo, freehold), and the building is a two-story wooden 4LDK house with 200.39 m² of floor area, built in April 1993. It is a large house with an indoor elevator, a roughly 60 m² second-floor Western-style room with a bar counter, and two sunrooms. The owner currently lives there, and the handover date is negotiable. The lot faces a road about 3.5 m wide on the west for 5.5 m, and a 1.37 m² setback is required. ⚠️The same property is also listed by another agent at 17.8 million yen. This article uses the lowest price, 15.8 million yen.

⚠️The assessed value ratio is about 80.0%, leaving almost no margin above the 80% threshold. Namiki-cho spans four sheets of the road price map, and among the town's local roads, 34 thousand yen/m² and 36 thousand yen/m² appear the same number of times, so we use the lower value, 34 thousand yen/m² (2026), as the representative value. On the same route, the road price was 33 thousand yen in 2024, 34 thousand in 2025 and 34 thousand in 2026 (per m²). At 36 thousand yen/m² the ratio would be about 84.7%, but at the town's lower band of 33 thousand yen/m² it would be about 77.7%, below 80%. The 33-year-old wooden building is not included in the assessment, so the valuation rests on the land alone.

Exterior photos in another agent's listing show a paved road about 3.5 m wide in front of the gate, with a gentle rise of about 10–20 cm from the road to the gate. No retaining walls or steps are visible at the front or on either side. However, no photo shows the boundary behind the house, so the difference in ground level there has not been confirmed. The oldest listing dates from December 2025, so the property has been on the market for about 10 months. It is a property to consider after checking on site whether the land size and building features suit your plans, as well as the ground behind the house and how the road price is applied.

Estimated Financing

Assessed value ¥12,641,880 → estimated loan ¥12,640,000 (80% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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