積算100
[Assessed 91.3%] Land in Akishima, Tokyo — 17 min from Nakagami Sta.
Assessed 91.3%LandAkishima, TokyoNakagami Sta. 17 min walk

[Assessed 91.3%] Land in Akishima, Tokyo — 17 min from Nakagami Sta.

Published: Updated:

Property Overview

LocationAkishima, Tokyo
Nearest StationJR Ome Line Nakagami Sta.
Walk17 min walk
Assessed Ratio91.3%Assessed 91.3%
Price¥18,900,000
TypeLand
Land Area119.05㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥18,900,000View listing

Assessed Value Breakdown

Land assessed value¥17,262,250
Building assessed value-
Total assessed value¥17,262,250
Asking price¥18,900,000
Assessed ratio91.3%

Calculation basis

  • Land = road price ¥145,000/m² × land area 119.05m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.4%
YearRoad price (JPY/m²)YoY
2024135,000—
2025140,000+3.7%
2026145,000+3.6%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than relying on the listing alone, we counted the local street values for Nakagamicho 2-chome across four sheets of the FY2026 road price maps and checked the height differences around the lot using two site photos and GSI elevation data.

Locating the road price

On the FY2026 road price maps, Nakagamicho 2-chome spans four sheets (56175, 56176, 56193, 56194). Excluding arterial roads such as Okutama-kaido, the local streets range from ¥140,000 to ¥150,000/m², and ¥145,000/m², found on about 12 segments, is the most common, so we used it as the representative value. The same road was ¥135,000 in 2024 and ¥140,000 in 2025.

View source
Effective land area

There is no private-road burden and no setback is mentioned, so the registered 119.05 m² is used as is. The lot plan was not yet available, but the exterior photo shows the old house facing the road directly, so it is not a flag-shaped lot.

On-site check from photos

We checked the two site photos. The garden of the old house is edged by about three courses of block, roughly 0.5–0.6 m above the road, a step under 1 m. The eastern boundary is also a low block wall with a fence, with no retaining wall or stairs. GSI elevation data shows a gently flat area of 81.9–83.3 m around the lot.

What We Could Not Confirm

  • The lot plan was still in preparation, so the frontage and the shape of the lot have not been confirmed.
  • The north and west boundaries do not appear in the photos, so height differences there are unconfirmed.
  • The listing does not state the frontage length or the legal type of the front road.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Mammy Mart Akishima Nakagami

Supermarket. About 110 m in a straight line from the map position in the listing (OpenStreetMap), in Nakagamicho 2-chome, Akishima.

Source
7-Eleven Akishima Fukushimacho 1-chome

Convenience store. About 690 m in a straight line from the map position in the listing (OpenStreetMap), in Fukushimacho 1-chome, Akishima.

Source

Neighborhood ② Dining Near the Station

Tokyotei Akishima

Chinese restaurant. About 70 m in a straight line from the map position in the listing (OpenStreetMap), in Nakagamicho 2-chome, Akishima.

Source
Restaurant Mizukiya

Restaurant. About 470 m in a straight line from the map position in the listing (OpenStreetMap), in Fukushimacho 2-chome, Akishima.

Source

About This Property

This is a residential lot in Nakagamicho 2-chome, Akishima. The nearest station is Nakagami on the JR Ome Line, a 17-minute walk, and Higashi-Nakagami is a 22-minute walk. The area is a Category 1 low-rise residential zone (building coverage 40%, floor area ratio 80%), and the Mammy Mart Akishima Nakagami supermarket is close by. Distances to the nearby places below are straight-line distances from the map position in the listing (OpenStreetMap).

The land is 119.05 m² (registered), freehold, with the land category of residential land. An old house stands on it and the lot is to be handed over cleared. There is no private-road burden, and the lot faces a 4 m wide road on the south (the frontage length is not stated). Utilities are public water, public sewer and individual LPG. No building condition or other restrictions are listed.

We used ¥145,000/m², the most common value among the local streets in Nakagamicho 2-chome (FY2026 map, leasehold ratio D), as the representative road price. The same road was ¥135,000 in 2024 and ¥140,000 in 2025, about 7.4% higher over two years. Using the full 119.05 m² with no deduction, the assessment ratio is about 91.3%, and even the lowest band in the district, ¥140,000/m², gives about 88.2%. The assessment covers the land only.

We checked the two site photos. The road to the south is flat, and the field across the road is at the same level. The garden of the old house is about 0.5–0.6 m above the road, edged with roughly three courses of block and a fence, so the step is under 1 m. The boundary with the eastern neighbor is also a low block wall with a fence, with no retaining wall or stairs. ⚠️ The lot plan was still marked as in preparation, so the frontage and shape could not be confirmed, and the north and west boundaries do not appear in the photos.

Estimated Financing

Assessed value ¥17,262,250 → estimated loan ¥17,260,000 (91% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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