積算100
[Assessed 90.8%] Apartment building in Kunitachi, Tokyo — 12 min from Yagawa Sta.
Assessed 90.8%Apartment buildingKunitachi, TokyoYagawa Sta. 12 min walk

[Assessed 90.8%] Apartment building in Kunitachi, Tokyo — 12 min from Yagawa Sta.

Published: Updated:

Property Overview

LocationKunitachi, Tokyo
Nearest StationJR Nambu Line Yagawa Sta.
Walk12 min walk
Assessed Ratio90.8%Assessed 90.8%
Price¥87,000,000
TypeApartment building
StructureWooden
BuiltBuilt Jul 1989 (37 years old)
Land Area287.18㎡
Building Area158.96㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥87,000,000View listing

Assessed Value Breakdown

Land assessed value¥78,974,500
Building assessed value¥0
Total assessed value¥78,974,500
Asking price¥87,000,000
Assessed ratio90.8%

Calculation basis

  • Land = road price ¥275,000/m² × land area 287.18m²
  • Building = replacement cost ¥220,000/m² × floor area 158.96m² × remaining life 0y ÷ statutory life 22y
  • Built Jul 1989 (37 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.0%
YearRoad price (JPY/m²)YoY
2024250,000—
2025260,000+4.0%
2026275,000+5.8%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than relying on the listing alone, we counted the local streets of Nishi 3-chome on the FY2026 road price map, checked how the private road is treated against the agent's own listing, and examined height differences around the lot in seven exterior photos.

Locating the road price

On the FY2026 road price map (sheet 56231), the local streets of Nishi 3-chome range from ¥260,000 to ¥310,000/m². Excluding the arterial Gakuen-dori and Yagawa-dori, ¥310,000/m² is the most common inside the district, but including the boundary streets it ties with ¥275,000/m², so we used the lower ¥275,000/m² as the representative value. The same road was ¥250,000 in 2024 and ¥260,000 in 2025.

View source
Effective land area

The agent's own listing states that a private road of about 138 m² comes separately, confirming it is a separate parcel held as a 1/8 co-ownership share, so we used the listed land area of 287.18 m² as is. The private road in front is 4.0 m wide, so no setback is needed, and there is no flag-pole section or slope.

On-site check from photos

We checked seven exterior photos. The lot is at about the same level as the private road in front, meets the north neighbor with three or four courses of block (0.8 m or less) and the south side with a 0.2–0.4 m upstand. No retaining wall, step or stairs is visible. GSI elevation data also shows a flat terrace surface with differences under 1 m nearby.

What We Could Not Confirm

  • Because the lot number is not disclosed, the road price is a representative value taken from the bands of local streets in Nishi 3-chome. The bands in the district range from ¥260,000 to ¥310,000/m², and we could not confirm whether the adjoining private road has a road price.
  • The rear (west) boundary does not appear in the photos, so the height difference there is unconfirmed.
  • Two sets of building coverage and floor area ratios are listed (50%/60% and 100%/150%). Whether the zoning is split within the lot, and the area under each, is not stated.
  • The yield, expected rent and occupancy of the four units are not listed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Kunitachi Sakura-dori

Convenience store. About 540 m from the property (distance stated in the agent's listing).

Source
Foods Market Saeki Kunitachi Sakura-dori

Supermarket. About 690 m from the property (distance stated in the agent's listing).

Source
Matsumoto Kiyoshi Kunitachi Fujimidai

Drugstore. About 850 m from the property (distance stated in the agent's listing).

Source

Neighborhood ② Dining Near the Station

Pietro (Fujimidai 3-chome, Kunitachi)

Italian restaurant. About 220 m in a straight line from the representative point of Nishi 3-chome (OpenStreetMap), in Fujimidai 3-chome.

Source
Aji no Mingei (Fujimidai 3-chome, Kunitachi)

Udon and Japanese restaurant. About 330 m in a straight line from the representative point of Nishi 3-chome (OpenStreetMap), in Fujimidai 3-chome.

Source
Bamiyan (Fujimidai 4-chome, Kunitachi)

Chinese family restaurant. About 540 m in a straight line from the representative point of Nishi 3-chome (OpenStreetMap), in Fujimidai 4-chome.

Source

About This Property

This is a whole apartment building in Nishi 3-chome, Kunitachi. The nearest station is Yagawa on the JR Nambu Line, a 12-minute walk, and Kunitachi Station on the JR Chuo Line is a 20-minute walk. The area is a Category 1 low-rise residential zone. According to the agent's listing, the 7-Eleven Kunitachi Sakura-dori is about 540 m away and Foods Market Saeki Kunitachi Sakura-dori about 690 m. Because the lot number is not disclosed, the restaurant distances below are straight-line distances from the representative point of Nishi 3-chome (OpenStreetMap).

The building is a two-story wooden structure completed in July 1989 (built by Mitsui Home), with four 2DK units of 39.74 m² each and a total floor area of 158.96 m². It is sold with tenants in place, and ⚠️ the yield and expected rent are not listed. The land is 287.18 m² (registered), freehold, and regularly shaped with a frontage of about 8.0 m. It faces a 4.0 m wide private road (designated road) on the east, and a 1/8 co-ownership share of that roughly 138 m² private road comes with it separately (not included in the land area). ⚠️ Two sets of building coverage and floor area ratios are listed (50%/60% and 100%/150%), so the zoning may be split within the lot. There is parking for two cars in front, and the building uses city gas.

For the road price, we counted the local streets of Nishi 3-chome on the FY2026 road price map (sheet 56231, leasehold ratio D). Inside the district ¥310,000/m² is the most common value, but including the boundary streets it ties with ¥275,000/m², so we used the lower ¥275,000/m² as the representative value. The same road went from ¥250,000 in 2024 to ¥260,000 in 2025 and ¥275,000 in 2026, a 10.0% rise over two years. The building is 37 years old, beyond the 22-year statutory useful life for wooden buildings, so its assessed value is zero, and the land alone gives an assessment ratio of about 90.8%. At the lowest band in the district, ¥260,000/m², it is about 85.8%, and deducting the 17.25 m² equivalent of the private road share gives about 85.3%.

We checked the seven exterior photos in the listing. The lot is at about the same level as the private road in front (a curb of around 0.1 m), meets the north neighbor with three or four courses of block (0.8 m or less) and the south neighbor with a 0.2–0.4 m upstand. No retaining wall, step of 1 m or more, or stairs is visible, and the building stands on its own, separate from the neighbors. ⚠️ The rear (west) boundary does not appear in the photos and needs to be checked on site.

Estimated Financing

Assessed value ¥78,974,500 → estimated loan ¥78,970,000 (91% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with apartment buildingsGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with apartment buildingsGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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