積算100
[Assessed 81.8%] Land in Kawagoe, Saitama — 15 min from Kasumigaseki Sta.
Assessed 81.8%LandKawagoe, SaitamaKasumigaseki Sta. 15 min walk

[Assessed 81.8%] Land in Kawagoe, Saitama — 15 min from Kasumigaseki Sta.

Published: Updated:

Property Overview

LocationKawagoe, Saitama
Nearest StationTobu Tojo Line Kasumigaseki Sta.
Walk15 min walk
Assessed Ratio81.8%Assessed 81.8%
Price¥20,800,000
TypeLand
Land Area162.08㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥20,800,000View listing

Assessed Value Breakdown

Land assessed value¥17,018,400
Building assessed value-
Total assessed value¥17,018,400
Asking price¥20,800,000
Assessed ratio81.8%

Calculation basis

  • Land = road price ¥105,000/m² × land area 162.08m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: ±0.0%
YearRoad price (JPY/m²)YoY
2024105,000—
2025105,000±0.0%
2026105,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reposting the listing as is, we checked the block roads of Kasumigaseki-kita 4-chome on the 2026 road price map and confirmed the site's shape and height differences using the on-site photos, the lot plan and elevation data.

Locating the road price

In Kasumigaseki-kita 4-chome (road price map sheet 26042), all block roads within the chome are ¥105,000/m² (leasehold ratio D). Roads on the chome boundary carry a ¥110,000/m² band, but we used the block road value as the representative value. The same roads were ¥105,000/m² in 2024 and 2025 as well, so the value has been flat.

View source
Effective land area

The listing mentions no private road burden, setback or flag-shaped access strip, so we evaluated the listed land area of 162.08 m² as is. The lot plan gives side lengths of "about 7.0 m", but in meters that would only make about 49 m². A square of 7 ken (about 12.7 m) matches the listed area, so we regard this as a unit error.

On-site check from photos

We checked two on-site photos, a land photo and the lot plan. The front road to the north is flat, and the site sits about 0.2–0.4 m above the road, with two steps up to the entrance. The neighboring land to the west is level with the road and separated by a block wall, and the house to the east stands on the same ground level; no retaining structure over 1 m was seen. The old house is a detached two-story wooden building, neither a row house nor on a flag-shaped lot.

Other checks

According to elevation data from the Geospatial Information Authority of Japan, the ground rises gently by about 0.6 m over 15 m southward from the site, and no step of around 1 m is indicated.

Rights and restrictions

This is land for sale (with an old house) with no building conditions, freehold, registered as residential land, in a Category 1 Low-rise Exclusive Residential Zone (60% coverage, 100% floor area ratio). The other restrictions field is "-", and there is no mention of rebuilding restrictions or a cliff ordinance.

What We Could Not Confirm

  • The boundary with the neighboring land to the south (rear) does not appear in the photos, and the height difference there has only been checked with elevation data.
  • The structure and age of the old house and the terms for demolition and handover are not stated in the listing. The building was valued at ¥0 and demolition costs are not included in the assessment.
  • The dimensions on the lot plan and the listed frontage (7 m) appear to be unit errors. The actual frontage and side lengths need to be confirmed with a survey map.
  • The front municipal road is shown as about 4.0 m wide on the lot plan, but its exact width, road classification and whether a setback is required cannot be determined from the listing. If a setback is required, the effective site area shrinks and the assessed ratio falls.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Ecos Tairaya (Kasumigaseki-kita 2-chome)
6 min walk from the station

Supermarket. About 440 m in a straight line from the map location in the listing.

Source
Drugstore Seki Kasumigaseki
7 min walk from the station

Drugstore. About 540 m in a straight line from the map location in the listing.

Source
Inageya Kawagoe Isehara
8 min walk from the station

Supermarket. About 580 m in a straight line from the map location in the listing.

Source

Neighborhood ② Dining Near the Station

Starbucks Kawagoe Isehara
7 min walk from the station

Coffee shop. About 520 m in a straight line from the map location in the listing.

Source
McDonald's (Isehara-machi 3-chome, Kawagoe)
8 min walk from the station

Hamburger fast-food restaurant. About 570 m in a straight line from the map location in the listing.

Source
Gusto Kawagoe Kasumigaseki
12 min walk from the station

Family restaurant. About 890 m in a straight line from the map location in the listing.

Source

About This Property

This is a plot of land (with an old house) in Kasumigaseki-kita 4-chome, Kawagoe. It is a 15-minute walk from Kasumigaseki Station on the Tobu Tojo Line and also 15 minutes on foot from Matoba Station on the JR Kawagoe Line. The listing describes it as a lot within a former large-scale residential subdivision lined with low-rise houses. In a straight line from the map location in the listing, Ecos Tairaya is about 440 m away and Inageya Kawagoe Isehara about 580 m.

The land is a freehold 162.08 m² (about 49.02 tsubo) registered as residential land, and the lot plan shows an almost square, regular shape. It lies in a Category 1 Low-rise Exclusive Residential Zone with a 60% building coverage ratio and a 100% floor area ratio, with no building conditions attached. It faces a municipal road to the north (about 4.0 m wide on the lot plan) and carries no private road burden. Public sewerage and city gas are available, and the property can be handed over immediately. An old house currently stands on the site; its structure, year of construction and how demolition will be handled are not stated in the listing. The price is ¥20.8 million (about ¥128,000 per m² of land).

For the road price, we checked the block roads of Kasumigaseki-kita 4-chome on the 2026 road price map. All block roads within the chome are ¥105,000/m² (leasehold ratio D), so we used this as the representative value. The same ¥105,000/m² applied in 2024 and 2025, so it has been flat. Excluding the old house, the land alone gives an assessed ratio of about 81.8%.

⚠️ The gap between the land value based on road prices (about ¥17.02 million) and the price is small. If the effective site area shrinks, for example because of a setback from the front road, the assessed ratio falls accordingly (a reduction of 10 m² gives about 76.8%). The dimensions on the lot plan (about 7.0 m square) do not match the listed area and appear to be a unit error, so the actual frontage, side lengths and front road width need to be confirmed with a survey map or the city. The boundary with the neighboring land to the south (rear) does not appear in the photos, and the height difference there has only been checked with elevation data.

Estimated Financing

Assessed value ¥17,018,400 → estimated loan ¥17,010,000 (82% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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