積算100
[Assessed 81.1%] Land in Miyoshi, Iruma District, Saitama — 19 min from Tsuruse Sta.
Assessed 81.1%LandMiyoshi, Iruma District, SaitamaTsuruse Sta. 19 min walk

[Assessed 81.1%] Land in Miyoshi, Iruma District, Saitama — 19 min from Tsuruse Sta.

Published: Updated:

Property Overview

LocationMiyoshi, Iruma District, Saitama
Nearest StationTobu Tojo Line Tsuruse Sta.
Walk19 min walk
Assessed Ratio81.1%Assessed 81.1%
Price¥14,800,000
TypeLand
Land Area82.81㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥14,800,000View listing

Assessed Value Breakdown

Land assessed value¥12,007,450
Building assessed value-
Total assessed value¥12,007,450
Asking price¥14,800,000
Assessed ratio81.1%

Calculation basis

  • Land = road price ¥145,000/m² × land area 82.81m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.4%
YearRoad price (JPY/m²)YoY
2024135,000—
2025140,000+3.7%
2026145,000+3.6%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the listing's map location did not match the distances to nearby facilities, we narrowed down the location from 10 listed facilities, then counted the local streets on the 2026 road price map and checked ground levels in the on-site photos and lot plan.

Listing check

The listing's map pin (around Fujikubo 376) does not match the listed facility distances (a nursery listed at 300 m is about 1.2 km away). Taking the positions of 10 facilities from OpenStreetMap and finding the area within the listed distances points to the Fujizuka area of Oaza Fujikubo, which also fits the 19-minute walk to Tsuruse Station.

Locating the road price

The Fujizuka area appears on road price map no. 26225. Its local streets comprise 12 sections at 145,000 yen/m² and 4 at 140,000 yen/m², and we used the most common value, 145,000 yen/m², as the representative value. We tracked the same street over three years, from 135,000 yen (2024) to 145,000 yen/m² (2026). If the site faces a 140,000 yen/m² street, the assessed ratio would be about 78.3%.

View source
Effective land area

The lot plan shows a regular rectangle 9.38 m wide and 8.77–8.87 m deep, about 82.7 m² by calculation, matching the surveyed 82.81 m². The town road in front is 4.00 m wide, so no setback is needed, and with no private-road burden or flag-shaped strip we valued the full 82.81 m².

On-site check from photos

We checked the two on-site photos and the lot plan. The lot is flat vacant land, about 10–15 cm (kerb height) above the road in front. The open-pattern block wall at the rear (about 0.6 m) is not a retaining wall, both sides are at almost the same level as the neighbours, and there is no retaining wall, steps or slope.

What We Could Not Confirm

  • No lot number is listed, and the location is a range estimated from facility distances. If the road the site faces is on a 140,000 yen/m² band, the assessed ratio drops to about 78.3%. The lot number needs to be confirmed with the agent.
  • The listing does not state whether a minimum lot size applies. For building plans on this 82.81 m² lot, we recommend checking with the town.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Miyoshi Fujikubo Fujizuka
4 min walk from the station

Convenience store. 310 m from the property according to the listing.

Source
Mammy Mart Miyoshi
5 min walk from the station

Supermarket. 360 m from the property according to the listing.

Source
Drugstore Seki Fujikubo
6 min walk from the station

Drugstore. 470 m from the property according to the listing.

Source

Neighborhood ② Dining Near the Station

Anrakutei
4 min walk from the station

Yakiniku (Korean-style barbecue) restaurant. About 280 m in a straight line from the estimated location (OpenStreetMap).

Source
Teuchi Soba Gurano
5 min walk from the station

Handmade soba noodle shop. About 340 m in a straight line from the estimated location (OpenStreetMap).

Source
Tully's Coffee
7 min walk from the station

Café. About 490 m in a straight line from the estimated location (OpenStreetMap).

Source

About This Property

This is a plot of land for sale in Oaza Fujikubo, Miyoshi, Iruma District, Saitama. The nearest station is Tsuruse on the Tobu Tojo Line, a 19-minute walk away (Fujimino Station is a 32-minute walk). According to the listing, Lawson Miyoshi Fujikubo Fujizuka is 310 m away, Mammy Mart Miyoshi 360 m, Drugstore Seki Fujikubo 470 m and Fujikubo Elementary School 600 m. For dining, the yakiniku restaurant Anrakutei is about 280 m, Teuchi Soba Gurano about 340 m and Tully's Coffee about 490 m from the estimated location (straight-line distances from OpenStreetMap).

The land is 82.81 m² (surveyed area), freehold, registered as residential land, and sold as a single vacant lot. The lot plan shows a regular rectangle about 9.38 m wide and 8.8 m deep, facing a 4.00 m-wide town road to the southeast along about 9.3 m. There is no private-road burden or setback. It lies in a Category 1 Exclusively Low-rise Residential Zone with a 50% building coverage ratio and 80% floor area ratio. There is no building-contractor condition, and public water, public sewerage and city gas are available. The price is 14.8 million yen.

⚠️ We did not use the map location in the listing because it does not match the listed distances to nearby facilities. Narrowing the location from the distances to 10 listed facilities, we estimate the site to be in the Fujizuka area of Oaza Fujikubo (about 1.4 km in a straight line from Tsuruse Station). For the road price, we counted the local streets of this area on the 2026 (Reiwa 8) road price map (map no. 26225; leasehold ratio D) and used the most common value, 145,000 yen/m², as the representative value. The same street went from 135,000 yen (2024) to 140,000 yen (2025) to 145,000 yen/m² (2026), a rise of about 7.4% over two years. With no private-road burden or setback, the full 82.81 m² is valued; as the lot is vacant the building is valued at zero, giving an assessed ratio of about 81.1%. ⚠️ The listing gives no lot number, so the band of the road the site faces has not been identified. The area also has local streets at 140,000 yen/m²; if the site faces one of them, the ratio would be about 78.3%, below 80% (about 83.9% on a 150,000 yen/m² band).

We checked the two on-site photos and the lot plan. The lot is flat vacant land, and the only level difference from the town road in front is the kerb of about 10–15 cm. The rear boundary is a block wall with open-pattern blocks (about 0.6 m), not a retaining wall, and the neighbouring land is at almost the same level. Along the side block walls and gateposts there is also hardly any difference in ground level, and there is no retaining wall, steps or slope.

Estimated Financing

Assessed value ¥12,007,450 → estimated loan ¥12,000,000 (81% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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