積算100
[Assessed 87.6%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 18 min from Minami-Hashimoto Sta.
Assessed 87.6%Detached houseChuo Ward, Sagamihara, KanagawaMinami-Hashimoto Sta. 18 min walk

[Assessed 87.6%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 18 min from Minami-Hashimoto Sta.

Published: Updated:

Property Overview

LocationChuo Ward, Sagamihara, Kanagawa
Nearest StationJR Sagami Line Minami-Hashimoto Sta.
Walk18 min walk
Assessed Ratio87.6%Assessed 87.6%
Price¥20,000,000
TypeDetached house
Expected Yield8.4%
StructureWooden
BuiltBuilt Aug 2004 (22 years old)
Land Area120.83㎡
Building Area94㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥20,000,000View listing

Assessed Value Breakdown

Land assessed value¥17,520,350
Building assessed value¥0
Total assessed value¥17,520,350
Asking price¥20,000,000
Assessed ratio87.6%

Calculation basis

  • Land = road price ¥145,000/m² × land area 120.83m²
  • Building = replacement cost ¥220,000/m² × floor area 94m² × remaining life 0y ÷ statutory life 22y
  • Built Aug 2004 (22 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.5%
YearRoad price (JPY/m²)YoY
2024130,000—
2025140,000+7.7%
2026145,000+3.6%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the lot number is not disclosed, we counted the block roads of Komachidori 2-chome across two sheets of the 2026 road price maps and checked them against the listing's map position, the single exterior photo, and GSI elevation data to gauge the range of the valuation.

Locating the road price

Komachidori 2-chome spans two road price map sheets (78116 and 78117) and is split between ordinary residential blocks (145,000–150,000 yen/m²) and small/medium factory blocks (97,000–100,000 yen/m²). Excluding bands along arterial roads and on the neighboring chome side, 145,000 yen/m² is the most common value among the block roads (6 sections), so we used it as the representative value (98,000 yen/m² appears on 5). The same road went from 130,000 yen in 2024 to 140,000 yen in 2025 and 145,000 yen/m² in 2026.

View source
Listing check

The lot number is not disclosed. The listing's map position falls in a 97,000 yen/m² band in the chome, and aerial photos show a factory/warehouse site there that does not match the house in the photo, so we treated it as a representative point for the chome rather than the site location. The photo shows detached houses on both sides and a mid-rise apartment building behind, suggesting a residential block, but whether it is in a 145,000 yen/m² block or a 98,000 yen/m² block mixed with houses has not been identified. If the frontage road price is 98,000 yen/m², the assessed ratio is about 59.2%; at 97,000 yen/m² about 58.6%; at 100,000 yen/m² about 60.4%; and at 150,000 yen/m² about 90.6%.

Effective land area

Since no private road burden or flag-lot extension is listed, the listed land area of 120.83 m² (registered) is used as is. However, the road access field is blank, so whether there is a setback or a pole portion cannot be determined. Any deduction would lower the assessed ratio by about 7.3 points per 10 m².

On-site check from photos

The listing has one exterior photo. The entrance has a single tiled step (about 15 cm) at the same level as the gravel in front, and the neighboring lots on both sides are separated by fences with no visible height difference. No retaining walls, stairs, or slopes are visible, and the house is detached, not a row house. The front road, the site entrance, and the rear boundary are not shown. GSI elevation data shows the blocks of Komachidori 2-chome on a flat plateau at about 125.7–127.9 m.

Rights and restrictions

This is a leaseback property, currently rented at 140,000 yen per month (1.68 million yen per year), for a gross yield of 8.40%. The seller is Double Team Co., Ltd. The zoning is Industrial Zone (60% building coverage ratio, 200% floor area ratio). The wooden building was built in August 2004; at 22 years old it has reached the 22-year statutory useful life, so the building is valued at 0 yen.

What We Could Not Confirm

  • The road access and private road burden fields are blank, and the direction, width, and type of the frontage road (public or private, and whether it qualifies as a road under the Building Standards Act) are not given. The photo does not show the front road or the site entrance, so whether this is a flag-shaped lot has not been confirmed.
  • Because the lot number is not disclosed, the road price of the road the site faces has not been identified. The chome is split between residential blocks at 145,000–150,000 yen/m² and small/medium factory blocks at 97,000–100,000 yen/m²; if the site faces the latter, the assessed ratio would be about 58.6–60.4%.
  • There is only one exterior photo, so the step between the front road and the site, the height difference from the rear neighbor, and the condition of the back of the building and the interior have not been checked.
  • For the leaseback rental agreement, the lease term, renewal conditions, rent revision terms, and whether there is a buyback clause are not stated in the listing and need to be confirmed with the seller.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Sagamihara Yokoyamadai 1-chome

Convenience store in neighboring Yokoyamadai 1-chome, about 160 m in a straight line from the center of Komachidori 2-chome.

Source
7-Eleven (Komachidori 2-chome)

Convenience store within Komachidori 2-chome, about 220 m in a straight line from the center of the chome.

Source
Big-A Sagamihara Komachidori

Supermarket in Komachidori 1-chome, about 250 m in a straight line from the center of Komachidori 2-chome.

Source

Neighborhood ② Dining Near the Station

Sukiya (Komachidori 2-chome)

Gyudon (beef bowl) chain restaurant within Komachidori 2-chome, about 200 m in a straight line from the center of the chome.

Source
Yudetaro Komachidori

Soba noodle shop (with a Motsujiro counter) in Komachidori 1-chome, about 260 m in a straight line from the center of Komachidori 2-chome.

Source

About This Property

This is a detached house in Komachidori 2-chome, Chuo Ward, Sagamihara, sold as a leaseback property and currently rented out. It is an 18-minute walk from Minami-Hashimoto Station on the JR Sagami Line. The zoning is Industrial Zone (60% building coverage ratio, 200% floor area ratio), and on the road price maps Komachidori 2-chome is split between ordinary residential blocks and small/medium factory blocks lined with factories and warehouses. A Lawson, a 7-Eleven, and a Big-A supermarket are about 160–250 m, and Sukiya and Yudetaro about 200–260 m, in a straight line from the center of the chome.

The building is a two-story wooden house built in August 2004, with a 4LDK layout and 94.00 m² of total floor area. The land is 120.83 m² (registered), freehold, with the land category of residential land. The price is 20 million yen (marked as reduced), and the seller is Double Team Co., Ltd. Current rent is 140,000 yen per month (1.68 million yen per year), for a gross yield of 8.40%. The listing does not state the lease term, renewal conditions, or whether there is a buyback clause.

For the road price, we counted the block roads of Komachidori 2-chome on the 2026 road price maps and used the most common value, 145,000 yen/m² (leasehold ratio D), as the representative value. The same road was 130,000 yen in 2024 and 140,000 yen in 2025, up about 11.5% over two years. The 22-year-old wooden building has reached its 22-year statutory useful life and is not included, so the land alone gives an assessed ratio of about 87.6%. ⚠️ However, the lot number is not disclosed, and the road price of the road the site actually faces has not been identified. In the chome, 145,000 yen/m² appears on 6 road sections and 98,000 yen/m² (small/medium factory district) on 5, a difference of only one section. If the site faces a 98,000 yen/m² road, the assessed ratio drops to about 59.2% (about 58.6% at 97,000 yen/m² and about 60.4% at 100,000 yen/m²); at 150,000 yen/m² it would be about 90.6%.

⚠️ The road access and private road burden fields in the listing are blank, and the direction, width, and type of the frontage road are not given. The listing has only one exterior photo; the front road, the site entrance, and the rear boundary are not visible, so whether this is a flag-shaped lot and the height difference from the front road and the rear neighbor could not be checked (within the photo there are no retaining walls or steps, and the house is detached with gaps on both sides). If a setback or the pole portion of a flag-shaped lot reduces the usable land, the assessed ratio falls by about 7.3 points for every 10 m², and a 2 m × 10 m pole portion would bring it to about 73.1%. The road access, the exact site location, and the lease terms need to be confirmed with the seller.

Estimated Financing

Assessed value ¥17,520,350 → estimated loan ¥17,520,000 (88% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

More articles on the blog
横浜市金沢区富岡東1丁目の戸建(イメージ)
Assessed 88%
Source: athome / SUUMO
Detached house
2 sites

[Assessed 88%] Detached house in Kanazawa Ward, Yokohama, Kanagawa — 18 min from Sugita Sta.

Kanazawa Ward, Yokohama, KanagawaKeikyu Main Line Sugita Sta. 18 min walk
¥33.8M
[Assessed 87.2%] Land in Izumi Ward, Yokohama, Kanagawa — 16 min from Nakada Sta.
Assessed 87.2%
Source: athome
Land

[Assessed 87.2%] Land in Izumi Ward, Yokohama, Kanagawa — 16 min from Nakada Sta.

Izumi Ward, Yokohama, KanagawaYokohama Municipal Subway Blue Line Nakada Sta. 16 min walk
¥29.8M
[Assessed 210.4%] Land in Izumi Ward, Yokohama, Kanagawa — 18 min from Tateba Sta.
Assessed 210.4%
Source: athome
Land

[Assessed 210.4%] Land in Izumi Ward, Yokohama, Kanagawa — 18 min from Tateba Sta.

Izumi Ward, Yokohama, KanagawaYokohama Municipal Subway Blue Line Tateba Sta. 18 min walk
¥12.5M