積算100
[Assessed 89.2%] Apartment building in Nagareyama, Chiba — 12 min from Minami-Kashiwa Sta.
Assessed 89.2%Apartment buildingNagareyama, ChibaMinami-Kashiwa Sta. 12 min walk

[Assessed 89.2%] Apartment building in Nagareyama, Chiba — 12 min from Minami-Kashiwa Sta.

Published: Aug 3, 2026Updated: Aug 21, 2026

Property Overview

LocationNagareyama, Chiba
Nearest StationJR Joban Line Minami-Kashiwa Sta.
Walk12 min walk
Assessed Ratio89.2%Assessed 89.2%
Price¥22,800,000
TypeApartment building
Expected Yield7.9%
StructureWooden
BuiltBuilt Jan 1985 (41 years old)
Land Area193.72㎡
Building Area139.12㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥22,800,000View listing

Assessed Value Breakdown

Land assessed value¥20,340,600
Building assessed value¥0
Total assessed value¥20,340,600
Asking price¥22,800,000
Assessed ratio89.2%

Calculation basis

  • Land = road price ¥105,000/m² × land area 193.72m²
  • Building = replacement cost ¥220,000/m² × floor area 139.12m² × remaining life 0y ÷ statutory life 22y
  • Built Jan 1985 (41 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +23.5%
YearRoad price (JPY/m²)YoY
202485,000
202595,000+11.8%
2026105,000+10.5%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we checked the frontage road's price on the National Tax Agency's FY2026 road price map and tracked three years along the same road.

Locating the road price

On the FY2026 road price map for Nagareyama (sheet 09271), we took ¥105,000/m² from the north–south block street in central Mukokogane 2-chome. The area runs ¥100,000–115,000/m²; further west toward Maegasaki the map switches to a multiplier zone with no road price.

View source
Effective land area

The listing records no private-road burden or flagpole extension, so the full 193.72 m² is used for the land valuation with no deduction.

Building valuation assumptions

Against the 22-year statutory life for wood-frame construction, the building dates from January 1985 and is 41 years old, so its assessed value is zero. This is a land-value-only assessment.

What We Could Not Confirm

  • We have no record of checking the frontage road or approach from listing photos, so we recommend confirming retaining walls and level differences on site.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Fields Minami-Kashiwa
1 min walk from the station

A shopping mall at the east exit of Minami-Kashiwa Station (Seisen Ichiba TOP, Daiso and others; trading mainly in Mall I during refurbishment).

Source
Seisen Ichiba TOP Minami-Kashiwa Store (Fields Minami-Kashiwa)
1 min walk from the station

A grocery supermarket inside Fields.

Source

Neighborhood ② Dining Near the Station

Saizeriya (Fields Minami-Kashiwa)
1 min walk from the station

An Italian family restaurant inside Fields.

Source
Tully's Coffee (Fields Minami-Kashiwa)
1 min walk from the station

A cafe inside Fields.

Source

About This Property

A two-storey wooden apartment building in Mukokogane 2-chome, Nagareyama City, a 12-minute walk from Minami-Kashiwa Station on the JR Joban Line. The Fields Minami-Kashiwa shopping mall (Seisen Ichiba TOP, Saizeriya and others) sits at the station's east exit, and the area is conveniently placed midway between Kashiwa and Matsudo.

The property dates from January 1985, configured as four family-sized 2DK units and sold as-is. The projected yield is 7.9%. The land is a generous 193.72 sqm (registry) held in freehold, in a Category I Residential zone within the urbanisation promotion area.

On the assessment side, the inheritance-tax roadside land value for Mukokogane 2-chome (representative point, conservatively taken) is 105,000 yen/sqm for 2026, a substantial 23.5% rise over the past three years (a spillover from land price growth across the Nagareyama area since the Tsukuba Express opened). The land assesses at roughly 20.34 million yen. At 41 years old the building has passed the 22-year statutory useful life for wooden construction and so assesses at zero, leaving the total also at about 20.34 million yen. Against the 22.80 million yen price the assessed ratio is 89.2%, a level at which the land valuation approaches the price.

As points to note, the frontage is a 4 m private road to the west, and whether a share and consent for passage and excavation exist needs confirming. As this is an as-is sale, please check the source listing for details including vacancy and repair condition.

Estimated Financing

Assessed value ¥20,340,600 → estimated loan ¥20,340,000 (89% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with apartment buildingsGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with apartment buildingsGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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