積算100
[Assessed 152.6%] Detached house in Yachiyo, Chiba — 13 min from Keisei-Owada Sta.
Assessed 152.6%Detached houseYachiyo, ChibaKeisei-Owada Sta. 13 min walk

[Assessed 152.6%] Detached house in Yachiyo, Chiba — 13 min from Keisei-Owada Sta.

Published: Sep 18, 2026Updated: Sep 18, 2026

Property Overview

LocationYachiyo, Chiba
Nearest StationKeisei Main Line Keisei-Owada Sta.
Walk13 min walk
Assessed Ratio152.6%Assessed 152.6%
Price¥12,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 2005 (21 years old)
Land Area267.88㎡
Building Area104.75㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥12,800,000View listing

Assessed Value Breakdown

Land assessed value¥18,483,720
Building assessed value¥1,047,500
Total assessed value¥19,531,220
Asking price¥12,800,000
Assessed ratio152.6%

Calculation basis

  • Land = road price ¥69,000/m² × land area 267.88m²
  • Building = replacement cost ¥220,000/m² × floor area 104.75m² × remaining life 1y ÷ statutory life 22y
  • Built Jan 2005 (21 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.5%
YearRoad price (JPY/m²)YoY
202466,000
202567,000+1.5%
202669,000+3.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as is, we checked the figures against the 2026 route price map, all 13 listing photos and GSI elevation data. Because the road-access field is blank, the points we could not confirm are listed below.

Locating the road price

We used the 2026 route price map (sheet 03059). Murakami is a large district spread over 13 map sheets and the lot number is not public, so from the transmission tower in the photos and the road layout we estimated the property to be in the grid-pattern residential area about 700 m in a straight line from Keisei-Owada Station. All nine-plus block roads there are 69,000 yen/m² (leasehold ratio D), which we took as the representative value. The same road moved 66,000 yen (2024) to 67,000 yen (2025) to 69,000 yen (2026). Applying Murakami's other bands (62,000 and 59,000 yen/m²) still gives an assessed ratio of 131.7% or more.

View source
Building valuation assumptions

The building is wooden, built in January 2005, with one year left of its 22-year statutory useful life. Its assessed value is only about 1.05 million yen and becomes zero from January 2027, when the assessment will be land only at 144.4%.

On-site check from photos

We checked all 13 listing photos. The lot is level with the road, with a concrete apron running over the gutter cover to the road. The left boundary is a mesh fence and hedge; the right is a decorative block wall about 1.2 m high, but the ground is at the same level on both sides, so it does not retain soil. No retaining wall, step or stair access was found, and it is a detached two-storey wooden house. The rear boundary is not shown. GSI elevation data put the estimated block at a flat 7 to 8 m, but the western edge of the block meets the slope of a plateau.

Rights and restrictions

The road-access field is blank, with no direction, width or type of road given. The photos show the lot directly fronting a paved road. Utilities are mains water, a septic tank (no public sewer) and propane gas, and the owner currently lives in the house.

View source

What We Could Not Confirm

  • The road-access field is blank: the direction, width and type (public or private) of the adjoining road are not stated. Whether the lot touches a road recognised under the Building Standards Act for at least 2 m, and whether the road is 4 m wide, needs to be confirmed with the listing agent.
  • The lot number is not public, and the location was estimated from the photos and maps. All block roads in the estimated block are 69,000 yen/m², but if the actual location differs the assessment changes too (still 131.7% or more on Murakami's 62,000 or 59,000 yen/m² bands).
  • The rear boundary does not appear in the photos. The western edge of the estimated block meets a plateau slope, so if the property is on the western edge there may be a retaining wall or height difference at the rear.
  • There is no public sewer; the house uses a septic tank. Its type, capacity and maintenance record are not given in the listing.
  • The owner currently lives in the house, so the interior condition and the handover date (negotiable per the listing) need to be checked at a viewing or with the listing agent.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Yachiyo Miyasaka
8 min walk from the station

About 140 m in a straight line from the estimated location of the property (the centre of the block narrowed down from the photos and maps). Convenience store in Kayatacho, Yachiyo.

Source
Fururu Garden Yachiyo
18 min walk from the station

About 700 m in a straight line from the estimated location. Shopping centre in Murakami-minami 1-chome, Yachiyo.

Source

Neighborhood ② Dining Near the Station

Kourakuen (Murakami-minami 4-chome, Yachiyo)
15 min walk from the station

About 480 m in a straight line from the estimated location. Ramen restaurant in Murakami-minami 4-chome.

Source
McDonald's (Murakami-minami 3-chome, Yachiyo)
18 min walk from the station

About 650 m in a straight line from the estimated location. Hamburger restaurant in Murakami-minami 3-chome.

Source
Saizeriya Yachiyo Murakami
19 min walk from the station

About 760 m in a straight line from the estimated location. Family restaurant in Murakami-minami 1-chome.

Source

About This Property

⚠️ This used detached house has a blank road-access field in the listing: the direction, width and type of the adjoining road are not stated. The photos show the lot directly fronting a paved road, but whether it touches a road recognised under the Building Standards Act for at least 2 m, and whether that road is 4 m wide, has not been confirmed, so checking with the listing agent is a prerequisite. The property is in Murakami, Yachiyo, Chiba, a 13-minute walk from Keisei-Owada Station on the Keisei Main Line. The lot number is not disclosed.

The price is 12.8 million yen. The land is 267.88 m² (registered) and the building is a two-storey wooden house built in January 2005 (104.75 m² total floor area, 6DK), south-facing with a carport. Freehold, in an urbanisation promotion area zoned Category 1 Exclusively Low-rise Residential, with a 50% building coverage ratio and 100% floor area ratio; no private-road burden. Mains water is connected, but there is no public sewer (septic tank) and the gas is propane. The owner currently lives there and the handover date is negotiable. It is listed as an owner-occupier home, with no expected rent stated.

The assessment uses the 2026 route price of 69,000 yen/m² and gives an assessed ratio of 152.6%. Because the lot number is not public, the location was estimated from the photos and maps; applying Murakami's other bands (62,000 and 59,000 yen/m²) still gives 131.7% or more. The route price moved from 66,000 yen (2024) to 67,000 yen (2025) to 69,000 yen (2026). The building is 21 years old against a 22-year statutory useful life, so only one year remains; its assessed value (about 1.05 million yen) drops to zero from January 2027, after which the assessment is land only at 144.4%.

In the photos the lot is level with the road in front, no height difference is visible with the neighbours on either side, and no retaining wall or steps were found. The rear boundary, however, does not appear in any photo. Almost all of the assessed value is in the land and little value remains in the building, so a decision would rest on confirming the road access as well as the condition of the septic tank and the interior.

Estimated Financing

Assessed value ¥19,531,220 → estimated loan ¥12,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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