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[Assessed 186.9%] Detached house in Chuo Ward, Chiba City, Chiba — 16 min from Soga Sta.
Assessed 186.9%Detached houseChuo Ward, Chiba City, ChibaSoga Sta. 16 min walk

[Assessed 186.9%] Detached house in Chuo Ward, Chiba City, Chiba — 16 min from Soga Sta.

Published: Sep 18, 2026Updated: Sep 18, 2026

Property Overview

LocationChuo Ward, Chiba City, Chiba
Nearest StationJR Keiyo Line Soga Sta.
Walk16 min walk
Assessed Ratio186.9%Assessed 186.9%
Price¥4,000,000
TypeDetached house
Expected Yield19.5%
StructureWooden
BuiltBuilt Dec 1974 (51 years old)
Land Area95.9㎡
Building Area55.76㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥4,000,000View listing

Assessed Value Breakdown

Land assessed value¥7,476,000
Building assessed value¥0
Total assessed value¥7,476,000
Asking price¥4,000,000
Assessed ratio186.9%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 55.76m² × remaining life 0y ÷ statutory life 22y
  • Built Dec 1974 (51 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +29.6%
YearRoad price (JPY/m²)YoY
202481,000
202598,000+21.0%
2026105,000+7.1%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reposting the listing as is, we checked the road price, effective lot area, road access and utility conditions against the fiscal 2026 road price map, all 15 listing photos and an earlier listing of the same property.

Locating the road price

On the road price map, Imaicho is split into four separate areas. From the listed walking time to the station and the distance to Shukutoku University (about 323 m), we judged the property to be in the area east of Unomoricho (map sheet 02033). Local streets there range from 91,000 to 110,000 yen/m², and the most common value, 105,000 yen/m² (leasehold ratio D), is used. The same street was 81,000 yen in 2024, 98,000 yen in 2025 and 105,000 yen in 2026.

View source
Effective land area

The access strip on the west (about 1.9 m wide and 13 m deep, about 24.7 m²) cannot be built on, so it is excluded from the registered 95.90 m², leaving 71.2 m² for the assessment. The depth is estimated from the photos. Excluding the setback on the east road as well (estimated at about 8 m²) leaves 63.2 m² and an assessment ratio of 165.9%.

View source
Rights and restrictions

The east side faces an Article 42-2 road about 1.7 m wide, so a setback is required when rebuilding. The toilet is a pit type and the bath uses a balanced-flue boiler; an earlier listing stated that the water pipe is shared with the neighbor, well water is used, and the house is sold as is with no non-conformity liability and belongings left behind. The low price likely reflects these conditions.

View source
On-site check from photos

We checked all 15 listing photos. The west access strip is almost level with the road, with only a slight height difference from the neighboring lots on both sides. The garden facing the narrow east road and the area in front of the entrance show no steps, and there are no retaining walls or stairs up from the road. The house is a detached two-story wooden building set apart from its neighbors.

View source
Listing check

The same property was listed by another company for 5.8 million yen in June 2026 (Rakumachi). The current 4 million yen price is 1.8 million yen lower after about three months, and the agent has changed.

What We Could Not Confirm

  • The depth of the access strip and the setback area on the east road (frontage estimated at about 7 m) are not in the listing and are estimated from the photos. The strip is about 1.9 m wide, short of 2 m, so rebuilding assumes the road access requirement is met on the east Article 42-2 road side.
  • The listing states that the water pipe is shared with the neighbor and well water is used; whether a separate water supply can be connected, and at what cost, has not been confirmed.
  • The lot number is not disclosed and Imaicho is split into four separate areas, so the road price used is the most common value in the estimated area (91,000–110,000 yen/m² within it).
  • The north and south boundaries are not shown in full in the photos, so height differences along the entire boundary have not been confirmed.
  • The amount of belongings left behind, the cost of removing them and the extent of the floor damage cannot be determined from the listing.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Chiba Daiganji

About 200 m in a straight line from the center point of Imaicho (not from the property). Convenience store in Daiganjicho, Chuo Ward.

Source
Maruetsu Soga Minamicho

About 700 m in a straight line from the center point of Imaicho (not from the property). Supermarket in Minamicho 3-chome, Chuo Ward.

Source

Neighborhood ② Dining Near the Station

Yabukyu (Chiba Daiganji)

About 140 m in a straight line from the center point of Imaicho (not from the property). Soba noodle restaurant in Daiganjicho, Chuo Ward.

Source
Saizeriya Chiba Unomori

About 330 m in a straight line from the center point of Imaicho (not from the property). Family restaurant in Unomoricho, Chuo Ward.

Source

About This Property

A two-story wooden detached house in Imaicho, Chuo Ward, Chiba City. It is a 16-minute walk from Soga Station on the JR Keiyo Line and an 18-minute walk from Omoridai Station on the Keisei Chihara Line. According to the listing, Shukutoku University is about 323 m away (5-minute walk), and a drugstore and a post office are nearby (names and distances are not given). In a straight line from the center point of Imaicho (Geospatial Information Authority of Japan), the soba restaurant Yabukyu is about 140 m away, a 7-Eleven about 200 m and Saizeriya about 330 m. These are distances from the town's center point, not from the property.

The price is 4 million yen. The 3DK house was built in December 1974 (51 years old), with 55.76 m² of floor area on a 95.90 m² lot (registered area). It is freehold with no private road burden, in an urbanization promotion area zoned Category 1 medium-to-high-rise residential (60% building coverage, 200% floor area ratio). It is vacant and available for immediate handover. The expected rent of 65,000 yen a month (19.5% gross yield) is an estimate based on nearby cases. ⚠️ The toilet is a pit (non-flush) type and the bath uses an old balanced-flue gas boiler, so the bathroom, toilet and kitchen areas must be renovated whether you live there or rent it out. Part of the flooring is also damaged. An earlier listing on Rakumachi stated that the water pipe is shared with the neighboring lot and well water is used (utilities can be brought in from the east side), and that the house is sold as is, with the seller exempt from liability for non-conformity and belongings left behind.

⚠️ The lot faces an Article 42-2 road about 1.7 m wide on the east, so a setback will be required when rebuilding (the listing says rebuilding is possible with a setback). On the west is an access strip about 1.9 m wide (the "pole" of a flag-shaped lot), which the listing says can take a light vehicle. The assessment uses the fiscal 2026 road price of 105,000 yen/m² and an effective lot area of 71.2 m², excluding about 24.7 m² for the access strip. The 51-year-old wooden building is valued at zero, giving an assessment ratio of 186.9%. Excluding the setback area as well (estimated at about 8 m²) gives 165.9%. The road price moved from 81,000 yen in 2024 to 98,000 yen in 2025 and 105,000 yen in 2026.

The price is far below the land value implied by the road price. This is likely because it reflects the flag shape, the 1.7 m road and the setback, the pit toilet, the well water and water pipe shared with the neighbor, the 51-year-old building and the exemption from non-conformity liability. The same property was listed by another company for 5.8 million yen in June 2026, so the price has fallen by 1.8 million yen in about three months. The photos show no retaining walls or steps up from the road, and the house stands apart from its neighbors. The measured areas of the access strip and the setback, and whether a separate water supply can be connected, need to be confirmed with the agent.

Estimated Financing

Assessed value ¥7,476,000 → estimated loan ¥4,000,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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