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[Assessed 85.7%] Detached house in Chuo Ward, Chiba City, Chiba — 17 min from Gakuemmae Sta.
Assessed 85.7%Detached houseChuo Ward, Chiba City, ChibaGakuemmae Sta. 17 min walk

[Assessed 85.7%] Detached house in Chuo Ward, Chiba City, Chiba — 17 min from Gakuemmae Sta.

Published: Aug 5, 2026Updated: Sep 18, 2026

Property Overview

LocationChuo Ward, Chiba City, Chiba
Nearest StationKeisei Chihara Line Gakuemmae Sta.
Walk17 min walk
Assessed Ratio85.7%Assessed 85.7%
Price¥34,990,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2023 (3 years old)
Land Area166.5㎡
Building Area112.2㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥34,990,000View listing

Assessed Value Breakdown

Land assessed value¥8,658,000
Building assessed value¥21,318,000
Total assessed value¥29,976,000
Asking price¥34,990,000
Assessed ratio85.7%

Calculation basis

  • Land = road price ¥52,000/m² × land area 166.5m²
  • Building = replacement cost ¥220,000/m² × floor area 112.2m² × remaining life 19y ÷ statutory life 22y
  • Built Apr 2023 (3 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +6.1%
YearRoad price (JPY/m²)YoY
202449,000
202550,000+2.0%
202652,000+4.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we worked through the FY2026 road price map and the listing photos to confirm both the figures and the site conditions.

Locating the road price

On the FY2026 road price map for Chuo Ward, Chiba (sheet 02062), the block streets between Oihama-Higashi Elementary School and Oihama Park run ¥50,000–57,000/m²; we took ¥52,000/m² as the representative value and tracked the same street northeast of the school across all three years.

View source
Effective land area

The private-road field states only "4 m road width, asphalt paved" with no burden or flagpole extension noted, so the full 166.5 m² is used for the land valuation.

On-site check from photos

We checked two site photos including the frontage road plus an exterior shot. The approach from the road to the plot is flat, with no step, stepped approach or retaining wall.

Rights and restrictions

The land is held in freehold, with no restriction on rebuilding and no mention of a cliff ordinance, retaining wall or level difference. The only restrictions noted are landscape-act regulation and an Article 22 zone.

What We Could Not Confirm

  • The zoning is Category I low-rise exclusive residential with a 50% building coverage and 100% floor area ratio, so a rebuild could be smaller than the current structure.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven
10 min walk from the station

A convenience store about a 10-minute walk from the property, useful for topping up daily goods and groceries.

Source
Yaoko
15 min walk from the station

A grocery supermarket about a 15-minute walk from the property, covering fresh food and prepared dishes for everyday shopping.

Source

Neighborhood ② Dining Near the Station

Dosanko Ramen Oyumi Store
16 min walk from the station

A ramen shop at 1767-5 Oyumi-cho, also serving set-meal dishes alongside ramen.

Source
Kurumaya Ramen Oyumi Store
4 min walk from the station

A ramen shop at 2521-1 Oyumi-cho, about a 4-minute walk from Gakuemmae Station.

Source

About This Property

A pre-owned detached house in Oyumi-cho, Chuo Ward, Chiba City, a 17-minute walk from Gakuemmae Station on the Keisei Chihara Line. Oyumihama Higashi Elementary School is 6 minutes on foot and Oyumi Nursery School 8 minutes, with Oyumi Post Office 4 minutes away. It sits in a quiet residential area zoned Category I Low-Rise Exclusive Residential.

The land is 166.50 sqm (about 50 tsubo) and the building 112.20 sqm, wooden and two storeys, built in April 2023 and so three years old. The layout is 4LDK with a shoe-in closet, walk-in closet and family cloakroom, and adding a partition would allow conversion to 5LDK. The frontage road is 4 m wide and asphalt-paved with no private-road burden, and three parking spaces are secured. A design housing performance evaluation certificate has been obtained.

The 2026 inheritance-tax roadside land value is 52,000 yen/sqm, putting the land assessment at roughly 8.66 million yen. The building is calculated at the wooden replacement unit price of 220,000 yen/sqm over a 22-year statutory useful life; at three years old with 19 remaining it comes to roughly 21.32 million yen. The total assessed value is about 29.98 million yen, or 83.3% of the 35.99 million yen asking price. The roadside value has risen 6.1% in three years from 49,000 yen/sqm in 2024.

At three years old the building has 19 years of useful life left and accounts for about 70% of the assessed value. The land is over 50 tsubo with room for three cars, and the site is flat with no height difference from the frontage road. The 17-minute walk to the station is a point to weigh.

Estimated Financing

Assessed value ¥29,976,000 → estimated loan ¥29,970,000 (86% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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