積算100
[Assessed 108.5%] Detached house in Kita Ward, Tokyo — 8 min from Higashi-Jujo Sta.
Listing endedAssessed 108.5%Detached houseKita Ward, TokyoHigashi-Jujo Sta. 8 min walk

[Assessed 108.5%] Detached house in Kita Ward, Tokyo — 8 min from Higashi-Jujo Sta.

Published: Aug 7, 2026Updated: Aug 28, 2026

Property Overview

LocationKita Ward, Tokyo
Nearest StationJR Keihin-Tohoku Line Higashi-Jujo Sta.
Walk8 min walk
Assessed Ratio108.5%Assessed 108.5%
Price¥19,800,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 1983 (42 years old)
Land Area53.73㎡
Building Area59.4㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥19,800,000View listing
athome¥19,800,000View listing

Assessed Value Breakdown

Land assessed value¥21,492,000
Building assessed value¥0
Total assessed value¥21,492,000
Asking price¥19,800,000
Assessed ratio108.5%

Calculation basis

  • Land = road price ¥400,000/m² × land area 53.73m²
  • Building = replacement cost ¥220,000/m² × floor area 59.4m² × remaining life 0y ÷ statutory life 22y
  • Built Oct 1983 (42 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +21.2%
YearRoad price (JPY/m²)YoY
2024330,000
2025360,000+9.1%
2026400,000+11.1%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we set aside the higher trackside prices on the FY2026 map when choosing a representative value, and checked the approach from photos.

Locating the road price

The listing coordinates and the 8-minute walk place the property in the northern part of Kishimachi 2-chome. Block streets there run ¥380,000–420,000/m²; we used ¥400,000/m², both the most common value and the one on the nearest street. The ¥420,000/m² along the railway was excluded.

View source
Effective land area

There is no private-road burden and the plot is not a flagpole shape, so no deduction applies and the full 53.73 m² is used for the land valuation.

Building valuation assumptions

Against the 22-year statutory life for wood-frame construction, the building dates from October 1983 and is 42 years old, so its assessed value is zero. Land alone exceeds the asking price.

Listing check

The property appeared on two portals at the same ¥19.8M, with matching areas and build date. We merged them into a single article.

What We Could Not Confirm

  • The frontage is a 2.2 m private road, under the 4 m threshold. If it is an Article 42(2) road, a setback would reduce the land area used in the valuation; if it is a proviso road, rebuilding may be affected. The listing notes no setback and we could not confirm the road category.
  • The area in front of the entrance is level with the road, but the property sits partway along a stepped lane where a handrailed stair of at least twelve visible steps begins just beyond. We could not identify a stepped approach on the plot itself from the photos, but with only one site photo this is a borderline case.
  • Vehicle access is not possible.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

My Basket Oji-Honcho 2-chome Store
6 min walk from the station

A small supermarket about 230 m from the property (distance as measured by the source listing), handy for daily shopping.

Source
Higashi-Jujo Shopping Street
1 min walk from the station

A lively shopping street just outside the north exit of Higashi-Jujo Station, lined with delicatessens and independent shops.

Source

Neighborhood ② Dining Near the Station

Sansanto
2 min walk from the station

A well-known ramen shop 2 minutes' walk from the north exit of Higashi-Jujo Station, a standard-bearer in one of Tokyo's most competitive ramen districts.

Source
Kijo no Kuron
5 min walk from the station

A ramen shop 5 minutes' walk from Higashi-Jujo Station, popular for its neo-classical bowl.

Source

About This Property

A pre-owned detached house in Kishimachi 2-chome, Kita Ward, an 8-minute walk from Higashi-Jujo Station on the JR Keihin-Tohoku Line, with Oji Station on the Namboku Line 10 minutes away and Jujo Station on the Saikyo Line 14 minutes, giving access to three stations. Tokyo Station is about 20 minutes by Keihin-Tohoku Line. The area around the station is classic shitamachi, packed with shopping streets and ramen shops, and Nanushi-no-Taki Park is within walking distance.

The building is wooden, two storeys, 3DK with 59.40 sqm of total floor area, built in October 1983. The land is 53.73 sqm (surveyed), held in freehold with no private-road burden. The frontage road is a 2.2 m stone-paved private road to the south that vehicles cannot enter, and the property sits partway along a stepped alley running up to the Oji escarpment. The area in front of the entrance is level with the road, and the listing notes that rebuilding and renovation are open to discussion.

The inheritance-tax roadside land value for the frontage is 400,000 yen/sqm. The land assesses at roughly 21.49 million yen, or 108.5% of the 19.80 million yen asking price. The roadside value has risen three years running from 330,000 yen in 2024 (up 21.2% in total), and as the building has passed its statutory useful life this is a land-value-only assessment.

The land assessment exceeds the asking price at a location close to the station, but the 2.2 m private road and stepped alley access are the reason behind that price. Please check the listing page for details.

Estimated Financing

Assessed value ¥21,492,000 → estimated loan ¥19,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.
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