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[Assessed 99.2%] Detached house in Zama, Kanagawa — 14 min from Sagamino Sta.
Listing endedAssessed 99.2%Detached houseZama, KanagawaSagamino Sta. 14 min walk

[Assessed 99.2%] Detached house in Zama, Kanagawa — 14 min from Sagamino Sta.

Published: Aug 7, 2026Updated: Aug 27, 2026

Property Overview

LocationZama, Kanagawa
Nearest StationSotetsu Main Line Sagamino Sta.
Walk14 min walk
Assessed Ratio99.2%Assessed 99.2%
Price¥23,800,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2012 (14 years old)
Land Area122.64㎡
Building Area91.93㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥23,800,000View listing

Assessed Value Breakdown

Land assessed value¥15,330,000
Building assessed value¥8,273,700
Total assessed value¥23,603,700
Asking price¥23,800,000
Assessed ratio99.2%

Calculation basis

  • Land = road price ¥125,000/m² × land area 122.64m²
  • Building = replacement cost ¥220,000/m² × floor area 91.93m² × remaining life 8y ÷ statutory life 22y
  • Built Sep 2012 (14 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.7%
YearRoad price (JPY/m²)YoY
2024115,000—
2025120,000+4.3%
2026125,000+4.2%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we calibrated the map position twice independently from block symbols and official block coordinates, then checked the approach from photos.

Locating the road price

Minami-Kurihara 2-chome fits on a single road price sheet. We matched the listing's marker coordinates against official block coordinates, then calibrated twice independently from three block symbols on the sheet and confirmed the results agreed. The most common block-street value in the district is ¥125,000/m², which we used. Even at the ¥120,000/m² district floor the ratio is 96.6%.

View source
On-site check from photos

We opened a site photo including the frontage road, two exterior shots and a parking photo. The run from the 12 m road to the southwest across concrete slab and crushed stone is completely flat, with no retaining wall, stepped approach or step anywhere. The 30–40 cm at the base of the building is an ordinary strip footing. The parking photo shows the crushed-stone bay beside the house continuing from the road without a step, with a car actually parked there.

Effective land area

The private-road burden reads "none" and the plot is not a flagpole shape, so no deduction applies and the full 122.64 m² is used for the land valuation.

Building valuation assumptions

Against the 22-year statutory life for wood-frame construction, the building dates from September 2012 — 13 years old with 9 years remaining. At ¥8.27M it makes up 35% of the assessed value, so the ratio will fall as the remaining life shortens.

What We Could Not Confirm

  • At 99.2% the assessed value is roughly level with the price. With 9 years of statutory life left on the building, the ratio will decline over time.
  • Price divided by land area gives about ¥194,000/m², above the ¥125,000/m² road price. That reflects the building still holding value within its statutory life; on a land-value comparison alone the property would look expensive.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Zama Minami-Kurihara 3-chome Store
11 min walk from the station

230 m from the property (a 3-minute walk). Distance as given by the source listing.

Source
Shokuhinkan Aoba Sagamino Store
5 min walk from the station

A grocery supermarket 726 m from the property. Distance as given by the source listing.

Source
Create S.D. Zama Kurihara Chuo Store
8 min walk from the station

A drugstore 689 m from the property. Distance as given by the source listing.

Source
Sagamino Shopping Plaza Sotetsu Life
2 min walk from the station

A commercial complex in front of Sagamino Station, 1,220 m from the property. Distance as given by the source listing.

Source

Neighborhood ② Dining Near the Station

ドミノ・ピザ
1 min walk from the station

About 48 m from the centre of the district. A fast-food restaurant. Location confirmed on OpenStreetMap.

Source
オロチョンラーメン
2 min walk from the station

About 108 m from the centre of the district. A restaurant. Location confirmed on OpenStreetMap.

Source

About This Property

A pre-owned detached house in Minami-Kurihara 2-chome, Zama City, a 14-minute walk from Sagamino Station on the Sotetsu Main Line. A 7-Eleven is 230 m away (a 3-minute walk), Shokuhinkan Aoba Sagamino 726 m and Minami Junior High School 472 m, making this a residential area with shopping and schools close by. Kashiwadai Station is also 15 minutes on foot.

The building is wooden, two storeys, 4LDK plus a storeroom with 91.93 sqm of total floor area, built in September 2012 and so 13 years old. The land is 122.64 sqm held in freehold, fronting a wide 12 m road to the south-west, with space for two cars. Photographs show the concrete apron running completely flat from the frontage road onto the site, with no retaining wall or step.

The inheritance-tax roadside land value for the frontage is 125,000 yen/sqm. The land assesses at roughly 15.33 million yen; adding the building assessment of roughly 8.27 million yen (wooden, 9 years of useful life remaining) gives about 23.60 million yen, or 99.2% of the 23.80 million yen asking price. The roadside value has risen three years running (up 8.7% in total).

A 13-year-old house where the building still counts towards the assessment. Please check the listing page for details.

Estimated Financing

Assessed value ¥23,603,700 → estimated loan ¥23,600,000 (99% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

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