積算100
[Assessed 99.2%] Detached house in Zama, Kanagawa — 14 min from Sagamino Sta.
Assessed 99.2%Detached houseZama, KanagawaSagamino Sta. 14 min walk

[Assessed 99.2%] Detached house in Zama, Kanagawa — 14 min from Sagamino Sta.

Published: Aug 7, 2026Updated: Aug 7, 2026

Property Overview

LocationZama, Kanagawa
Nearest StationSotetsu Main Line Sagamino Sta.
Walk14 min walk
Assessed Ratio99.2%Assessed 99.2%
Price¥23,800,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2012 (13 years old)
Land Area122.64㎡
Building Area91.93㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥23,800,000View listing

Assessed Value Breakdown

Land assessed value¥15,330,000
Building assessed value¥8,273,700
Total assessed value¥23,603,700
Asking price¥23,800,000
Assessed ratio99.2%

Calculation basis

  • Land = road price ¥125,000/m² × land area 122.64m²
  • Building = replacement cost ¥220,000/m² × floor area 91.93m² × remaining life 9y ÷ statutory life 22y
  • Built Sep 2012 (13 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.7%
YearRoad price (JPY/m²)YoY
2024115,000
2025120,000+4.3%
2026125,000+4.2%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

Neighborhood ① Shopping Near the Station

7-Eleven Zama Minami-Kurihara 3-chome Store
11 min walk from the station

230 m from the property (a 3-minute walk). Distance as given by the source listing.

Source
Shokuhinkan Aoba Sagamino Store
5 min walk from the station

A grocery supermarket 726 m from the property. Distance as given by the source listing.

Source
Create S.D. Zama Kurihara Chuo Store
8 min walk from the station

A drugstore 689 m from the property. Distance as given by the source listing.

Source
Sagamino Shopping Plaza Sotetsu Life
2 min walk from the station

A commercial complex in front of Sagamino Station, 1,220 m from the property. Distance as given by the source listing.

Source

About This Property

A pre-owned detached house in Minami-Kurihara 2-chome, Zama City, a 14-minute walk from Sagamino Station on the Sotetsu Main Line. A 7-Eleven is 230 m away (a 3-minute walk), Shokuhinkan Aoba Sagamino 726 m and Minami Junior High School 472 m, making this a residential area with shopping and schools close by. Kashiwadai Station is also 15 minutes on foot.

The building is wooden, two storeys, 4LDK plus a storeroom with 91.93 sqm of total floor area, built in September 2012 and so 13 years old. The land is 122.64 sqm held in freehold, fronting a wide 12 m road to the south-west, with space for two cars. Photographs show the concrete apron running completely flat from the frontage road onto the site, with no retaining wall or step.

The inheritance-tax roadside land value for the frontage is 125,000 yen/sqm. The land assesses at roughly 15.33 million yen; adding the building assessment of roughly 8.27 million yen (wooden, 9 years of useful life remaining) gives about 23.60 million yen, or 99.2% of the 23.80 million yen asking price. The roadside value has risen three years running (up 8.7% in total).

A 13-year-old house where the building still counts towards the assessment. Please check the listing page for details.

Estimated Financing

Assessed value ¥23,603,700 → estimated loan ¥23,600,000 (99% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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