[Assessed 118.8%] Detached house in Naka Ward, Yokohama, Kanagawa — 20 min from Yamate Sta.
Property Overview
| Location | Naka Ward, Yokohama, Kanagawa |
| Nearest Station | JR Negishi Line Yamate Sta. |
| Walk | 20 min walk |
| Assessed Ratio | 118.8%Assessed 118.8% |
| Price | ¥12,800,000 |
| Type | Detached house |
| Structure | Wooden |
| Built | Built May 1993 (33 years old) |
| Land Area | 78㎡ |
| Building Area | 81㎡ |
Where This Property Is Listed
This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.
| SUUMO | ¥12,800,000View listing |
Assessed Value Breakdown
| Land assessed value | ¥15,210,000 |
| Building assessed value | ¥0 |
| Total assessed value | ¥15,210,000 |
| Asking price | ¥12,800,000 |
| Assessed ratio | 118.8% |
Calculation basis
- Land = road price ¥195,000/m² × land area 78m²
- Building = replacement cost ¥220,000/m² × floor area 81m² × remaining life 0y ÷ statutory life 22y
- Built May 1993 (33 years old)
Official Road Price Trend (last 3 years)
Cumulative change 2024 → 2026: +8.3%| Year | Road price (JPY/m²) | YoY |
|---|---|---|
| 2024 | 180,000 | — |
| 2025 | 185,000 | +2.8% |
| 2026 | 195,000 | +5.4% |
※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.
How We Checked This Property
Rather than reproducing the listing as-is, we trilaterated the position from distances to nine listed facilities, and disclose that this is sloping terrain.
What We Could Not Confirm
- The frontage road's width and direction are unstated. As the place name suggests, this is sloping ground near the edge of the Honmoku plateau, with several cliff hatchings drawn nearby on the road price map — we strongly recommend checking steps and retaining walls at the approach on site.
- With no photos, flagpole and row-house possibilities also remain unchecked.
※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.
Neighborhood ① Shopping Near the Station
Neighborhood ② Dining Near the Station
About This Property
A 20-minute walk from Yamate Station on the JR Negishi Line, this detached house sits in Honmoku-Manzaka, Naka Ward, Yokohama. Motomachi-Chukagai on the Minatomirai Line is 32 minutes on foot, and the Otori-iriguchi bus stop is 7 minutes away. An OK supermarket stands roughly 490 m from the property and a Shokuhinkan Aoba about 600 m away; the listing puts Otori Elementary School 4 minutes on foot.
The building is a two-storey wooden house completed in May 1993, with a floor area of 81 sqm laid out as a 4DK. The land is 78 sqm of freehold with no private-road burden. Zoning is Category I Low-rise Exclusive Residential, with 60% building coverage and 100% floor area ratios, in a quasi-fire-prevention district. Mains water, public sewerage and city gas are available; there is no parking. The interior is unrenovated.
The inheritance-tax roadside land value is 195,000 yen per sqm, putting the land component at 15.21 million yen. The building is 33 years old, past the 22-year statutory life for wooden construction, so its assessed value is zero. Against the asking price of 12.8 million yen the assessed ratio works out to 118.8% — the land value alone comfortably exceeds the asking price. The roadside value has risen for three straight years from 180,000 yen in 2024, up 8.3% in total.
The listing carries only a floor plan and a promotional image, with no photographs of the site, so retaining walls and the road frontage could not be checked. The width of the road in front is also unrecorded, and as the place name suggests this is sloping terrain. Please see the research notes below.
Estimated Financing
Suggested Lenders
※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.
Learn About Assessed Value and Financing
Our blog explains the basics you need to read the numbers on this page.
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積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。
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