積算100
[Assessed 85.9%] Detached house in Zama, Kanagawa — 8 min from Sobudai-shita Sta.
Assessed 85.9%Detached houseZama, KanagawaSobudai-shita Sta. 8 min walk

[Assessed 85.9%] Detached house in Zama, Kanagawa — 8 min from Sobudai-shita Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationZama, Kanagawa
Nearest StationJR Sagami Line Sobudai-shita Sta.
Walk8 min walk
Assessed Ratio85.9%Assessed 85.9%
Price¥38,990,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2025 (1 years old)
Land Area107.91㎡
Building Area105.47㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥38,990,000View listing

Assessed Value Breakdown

Land assessed value¥11,330,550
Building assessed value¥22,148,700
Total assessed value¥33,479,250
Asking price¥38,990,000
Assessed ratio85.9%

Calculation basis

  • Land = road price ¥105,000/m² × land area 107.91m²
  • Building = replacement cost ¥220,000/m² × floor area 105.47m² × remaining life 21y ÷ statutory life 22y
  • Built Sep 2025 (1 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: ±0.0%
YearRoad price (JPY/m²)YoY
2024105,000—
2025105,000±0.0%
2026105,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We checked the 2026 road price map, the listing photos (three exterior shots, the plot plan and the floor plan) and GSI elevation data to verify how the road price was chosen, the level differences around the site, and how the garbage collection point is treated.

Locating the road price

We checked Zama 1-chome on the 2026 road price map (sheet 80045). Because the lot number is not disclosed and the fronting roads cannot be matched to specific routes, we adopted 105 thousand yen/m² (leasehold ratio grade D), the most common value on the Zama 1-chome block roads on sheets 80045 and 80046, which cover the area around the Zama-Nakajuku bus stop, and did not use the 120 and 115 thousand yen routes along the prefectural road. The same route was 105 thousand yen/m² in all three years. Recalculated with the band of surrounding block roads (93-110 thousand yen/m²), the assessed ratio ranges from 82.5% to 87.3%.

View source
Effective land area

There is no private-road burden or flag-pole strip, so the surveyed land area of 107.91 m² is valued as is. The 1/7 share of the garbage collection point is drawn on the plot plan as a separate lot outside the southwest corner of the site, so we treat it as not included in the land area and neither add nor deduct it.

Building valuation assumptions

The wooden house was built in September 2025 and is one year old, so the building makes up about two-thirds of the assessed value. As the building's assessed value falls with age, the assessed ratio would drop by about 2.7 points a year at an unchanged price.

On-site check from photos

We checked three exterior photos, the plot plan and the floor plan. The site and the 5.0 m road to the west and 4.0 m road to the north are at the same level, with no steps, retaining walls or stepped access. The boundary with the neighbour to the south is a fence on two to three courses of block, with ground at almost the same level on both sides. The block enclosure at the southwest corner belongs to the garbage collection point and is not a retaining wall. GSI elevation data also show a gentle slope around the site with no sign of abrupt level changes. The house is a detached two-storey building, not a terraced unit.

Rights and restrictions

Legal restrictions listed include a quasi-fire prevention district, the Landscape Act, a Residential Land Development Regulation Area and the Act on Countermeasures against Flood Damage of Specified Urban Rivers. Although the site is in a Residential Land Development Regulation Area, no retaining walls or slopes are visible on the site in the photos.

What We Could Not Confirm

  • The listing does not say whether the property is designated as a flood damage prevention area or similar zone under the Act on Countermeasures against Flood Damage of Specified Urban Rivers; this needs to be checked with Zama City.
  • The boundary with the neighbour to the east (rear) is not shown in any photo, so any level difference there has not been confirmed.
  • Because the lot number is not disclosed, we could not identify which routes on the road price map correspond to the 5.0 m road to the west and the 4.0 m road to the north.
  • The area and lot number of the 1/7 share of the garbage collection point are not given in the listing and need to be confirmed with the broker.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Zama 1-chome

A convenience store 215 m from the property according to the listing, within Zama 1-chome.

Source
Drug Seims Zama

A drugstore 219 m from the property according to the listing (Zama 1-chome, Zama).

Source
MEGA Don Quijote UNY Zama

A large general discount store 1,236 m from the property according to the listing (Iriya-nishi 2-chome, Zama).

Source

Neighborhood ② Dining Near the Station

Masudaya

A soba restaurant about 100 m in a straight line from the centroid of Zama 1-chome (based on OpenStreetMap locations).

Source
Seigetsu

A sushi restaurant about 160 m in a straight line from the centroid of Zama 1-chome.

Source
Yakitori Daikichi

A yakitori restaurant about 240 m in a straight line from the centroid of Zama 1-chome.

Source

About This Property

A detached house in Zama 1-chome, Zama, an 8-minute walk from Sobudai-shita Station on the JR Sagami Line. From Zama Station on the Odakyu Line it is a 9-minute bus ride to the Zama-Nakajuku stop, then a 2-minute walk. According to the listing, FamilyMart Zama 1-chome is 215 m away, Drug Seims Zama 219 m and MEGA Don Quijote UNY Zama 1,236 m. Restaurants are given as straight-line distances from the centroid of Zama 1-chome (based on OpenStreetMap): a soba shop, a sushi restaurant and a yakitori restaurant are within about 100-240 m.

The house is Unit 1 of the third phase of a Zama 1-chome subdivision: a two-storey wooden 4LDK (LDK approx. 21 jo) built in September 2025, with 105.47 m² of floor area. The land is 107.91 m² (surveyed), freehold, with no private-road burden. It is a corner lot facing a 5.0 m public road to the west and a 4.0 m public road to the north, in an urbanization promotion area zoned Category 1 Mid/High-Rise Exclusive Residential, with a 70% building coverage ratio (corner-lot relaxation applied) and a 150% floor area ratio. Two cars can park side by side (depending on vehicle size). The house is currently vacant, and the transaction is brokered. A 1/7 share of a garbage collection point comes with the property; the plot plan shows it as a separate lot outside the site, so we treat it as not included in the 107.91 m² land area.

Other legal restrictions listed are a quasi-fire prevention district, the Landscape Act, a Residential Land Development Regulation Area, and the Act on Countermeasures against Flood Damage of Specified Urban Rivers. In a Residential Land Development Regulation Area, fill, cut and retaining-wall work beyond certain scales requires a permit. In the listing photos the site and both roads are at the same level, with no retaining walls or stepped access. Whether the property lies in a flood damage prevention area or similar zone under the specified urban rivers act cannot be determined from the listing and needs to be checked with Zama City.

The 2026 inheritance-tax road price is 105,000 yen/m², unchanged over the three years since 2024. The assessed ratio against the 38.99 million yen asking price is 85.87%, but because the house is only a year old, the building accounts for about two-thirds of the assessed value. The building's assessed value declines every year with age, by about 1.05 million yen a year for this property (about 2.7 points of the price), so at an unchanged price the assessed ratio will fall year by year. The listing gives no expected rent or yield.

Estimated Financing

Assessed value ¥33,479,250 → estimated loan ¥33,470,000 (86% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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