積算100
[Assessed 90.7%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 17 min from Sagamihara Sta.
Assessed 90.7%Detached houseChuo Ward, Sagamihara, KanagawaSagamihara Sta. 17 min walk

[Assessed 90.7%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 17 min from Sagamihara Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationChuo Ward, Sagamihara, Kanagawa
Nearest StationJR Yokohama Line Sagamihara Sta.
Walk17 min walk
Assessed Ratio90.7%Assessed 90.7%
Price¥44,800,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2026 (0 years old)
Land Area125.36㎡
Building Area99.22㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥44,800,000View listing

Assessed Value Breakdown

Land assessed value¥18,804,000
Building assessed value¥21,828,400
Total assessed value¥40,632,400
Asking price¥44,800,000
Assessed ratio90.7%

Calculation basis

  • Land = road price ¥150,000/m² × land area 125.36m²
  • Building = replacement cost ¥220,000/m² × floor area 99.22m² × remaining life 22y ÷ statutory life 22y
  • Built Apr 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.1%
YearRoad price (JPY/m²)YoY
2024135,000—
2025145,000+7.4%
2026150,000+3.4%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we checked the 2026 road price map (sheet 78064), five listing photos, and the per-unit details in the SUUMO and HOME'S listings for the same subdivision to verify the land area and site conditions.

Locating the road price

On the 2026 road price map (sheet 78064) we traced the block roads of Miyashita-honcho 1-chome and adopted the most common value, 150 thousand yen/m². The property is on the south side of block 19, and the 6 m public road to the south is in the same 150 band. The same road rose from 135 to 145 to 150 thousand yen over three years (about +11.1%). Leasehold ratio grade D.

View source
Effective land area

The land is 125.36 m² (surveyed) with no private-road burden listed. The HOME'S note "includes an access strip of about 44 m²" matches Unit 1 according to SUUMO's per-unit figures (Unit 1 43.63 m², Unit 3 42.57 m², Unit 5 39.33 m²) and the lot plan, so we did not deduct it. If 44 m² were deducted, the effective land would be 81.36 m² and the assessed ratio 76.0%.

On-site check from photos

We checked five listing photos (lot plan, floor plan, two exterior shots, front road). The front is a flat 6 m public road with a center line, and the lot is a parking area at almost road level. Boundaries with neighbors are block footings with fences at the same ground level; there are no retaining walls or stair access. There is a passage between the neighboring units, so it is a detached house.

Building valuation assumptions

A two-storey wooden 4LDK (99.22 m² floor area) completed in April 2026 and never occupied, with long-life quality housing certification and a housing performance evaluation. The floor area is within the 80% floor-area-ratio limit (about 100.29 m²).

Listing check

The same Unit 4 is listed on Kenbiya, HOME'S and SUUMO with matching price, land area, floor area and completion date. Unit 2 of the same subdivision (48.8 million yen, 124.72 m² of land) was listed on the same day.

What We Could Not Confirm

  • Our conclusion that the HOME'S note about a 44 m² access strip does not apply to this unit is based on SUUMO's per-unit figures and the lot plan; confirmation with the broker is needed.
  • The yield is undetermined, and the listing gives no expected rent for leasing.
  • The boundaries with Units 1, 3 and 5 to the north are not shown in the photos; that they are on the same flat developed land is judged from aerial imagery.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Gyomu Super

A grocery supermarket about 350 m north of the property coordinates (straight-line distance based on OpenStreetMap).

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Big Yosan

A grocery supermarket about 410 m north of the property coordinates.

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Belc

A grocery supermarket about 440 m north of the property coordinates.

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Neighborhood ② Dining Near the Station

Dotonbori (Machida)

An okonomiyaki restaurant about 340 m northeast of the property coordinates.

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Sukiya

A gyudon chain restaurant about 390 m north of the property coordinates.

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Ajinmin

A restaurant about 430 m northwest of the property coordinates.

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About This Property

⚠️ One of the listings (HOME'S) notes that the land area "includes a flag-pole access strip of about 44 m²." In the SUUMO listing for the same subdivision, access strips are listed only for Units 1, 3 and 5; this Unit 4 is a front-row lot facing the road with no access strip. This article values the full 125.36 m² with no deduction, but if 44 m² were deducted the assessed ratio would fall to 76.0%.

A newly built detached house in Miyashita-honcho 1-chome, Chuo Ward, Sagamihara, a 17-minute walk from Sagamihara Station on the JR Yokohama Line and 24 minutes from Tamasakai Station on the Keio Sagamihara Line. It is Unit 4 of a five-unit new subdivision, located in a flat, grid-planned residential area within a land readjustment district. Three grocery supermarkets are within about 350-450 m to the north.

The two-storey wooden 4LDK house (99.22 m² floor area, 17-tatami LDK) was completed in April 2026 and has never been occupied; it is certified as a long-life quality housing and has a housing performance evaluation. The land is 125.36 m² (surveyed), freehold, in a Category 1 low-rise residential zone (building coverage 50%, floor-area ratio 80%). It fronts a 6 m public road to the south with 7.40 m of frontage, with no private-road burden or setback. Parking for two cars side by side. The seller is Asahi Tochi Tatemono; the listing is brokered and the yield is undetermined (currently vacant).

The 2026 inheritance-tax road price is 150,000 yen/m², up about 11.1% over three years (135 → 145 → 150 thousand yen). Because the house is new, the building's assessed value exceeds the land's, and the assessed value is 90.7% of the 44.8 million yen price. The building's assessed value declines each year with age, so this ratio will trend differently from older properties where land dominates. Rent levels for leasing are not stated in the listing and need to be checked separately.

Estimated Financing

Assessed value ¥40,632,400 → estimated loan ¥40,630,000 (91% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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