積算100
神奈川県藤沢市長後の売地イメージ
Listing endedAssessed 95.2%LandFujisawa, KanagawaChogo Sta. 9 min walk

[Assessed 95.2%] Land in Fujisawa, Kanagawa — 9 min from Chogo Sta.

Published: Updated:

Property Overview

LocationFujisawa, Kanagawa
Nearest StationOdakyu Enoshima Line Chogo Sta.
Walk9 min walk
Assessed Ratio95.2%Assessed 95.2%
Price¥28,000,000
TypeLand
Land Area197.43㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥28,000,000View listing

Assessed Value Breakdown

Land assessed value¥26,653,050
Building assessed value-
Total assessed value¥26,653,050
Asking price¥28,000,000
Assessed ratio95.2%

Calculation basis

  • Land = road price ¥135,000/m² × land area 197.43m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.0%
YearRoad price (JPY/m²)YoY
2024125,000—
2025130,000+4.0%
2026135,000+3.8%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we verified the zero-photo state down to the fetch logs, and sensitivity-tested the road price across a district spanning eleven sheets.

Locating the road price

Oaza Chogo spans eleven road price sheets. With neither lot number nor coordinates available we used a district representative: from the residential block-street band of ¥125,000–160,000/m² — not the station-front arterials — we conservatively took ¥135,000/m². Even the lowest nearby ¥115,000/m² gives 81.1%, so positional error cannot push the ratio below 80%.

View source
On-site check from photos

A full scan of the listing's image data found zero property photos — the listing itself carries none. Retaining walls, steps against the road, stepped access, slopes and flagpole shape are all unverified by photograph.

Effective land area

With no private-road burden stated, no deduction applies and the registered 197.43 m² is used in full. An old house stands on the site, but with vacant-land handover and a completed survey as sale terms, the building is assessed at zero.

What We Could Not Confirm

  • The frontage field is blank — road width, plot frontage and private-road burden are all unreadable. As this bears directly on rebuildability, we recommend confirming before considering purchase.
  • With no site photos, retaining walls, steps and flagpole shape remain unverified. Any private-road burden, if present, would lower the valuation.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Odakyu OX Chogo
1 min walk from the station

About 38 m from Chogo Station; about 827 m from the town centroid. A supermarket. Location confirmed on OpenStreetMap.

Source
Drug Store Smile Chogo
1 min walk from the station

About 68 m from Chogo Station; about 823 m from the town centroid. A drugstore. Location confirmed on OpenStreetMap.

Source
FamilyMart Fujisawa Chogo
10 min walk from the station

About 786 m from Chogo Station; about 667 m from the town centroid. A convenience store. Location confirmed on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Doutor Coffee Shop Chogo
1 min walk from the station

About 33 m from Chogo Station; about 836 m from the town centroid. A cafe. Location confirmed on OpenStreetMap.

Source
Bamiyan Chogo
10 min walk from the station

About 787 m from Chogo Station; about 601 m from the town centroid. A family restaurant. Location confirmed on OpenStreetMap.

Source

About This Property

A plot of land in Chogo, Fujisawa, Kanagawa, a 9-minute walk from Chogo Station on the Odakyu Enoshima Line. Chogo is an express stop, and the station front has an Odakyu OX supermarket, a drugstore and a cafe. Changing to the Odawara Line at Sagami-Ono puts Shinjuku about 55 minutes away.

The land is 197.43 sqm by the register, the land category is residential, and the title is freehold. Zoning is Category 1 low-rise exclusive residential, with a 50% building coverage ratio and 80% floor area ratio. An old house currently stands on the plot; the listing states it will be delivered cleared with a confirmed survey. It sits inside the urbanisation promotion area, and there is no mention of cliff regulations, retaining walls, level differences or rebuild restrictions.

Against the 28,000,000 yen asking price, the land assessed value at the inheritance-tax road price of 135,000 yen/sqm comes to 26.65 million yen, an assessed ratio of 95.2%. No building value is counted because the plot is delivered cleared. The road price has risen 8.0% over three years from 125,000 yen in 2024, moving up 5,000 yen a year.

Note, however, that this listing carries no photographs at all and the road-frontage field is blank. Neither the frontage road width nor the presence of retaining walls has been verified — please see the research notes.

Estimated Financing

Assessed value ¥26,653,050 → estimated loan ¥26,650,000 (95% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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