積算100
[Assessed 83.4%] Detached house in Konan-ku, Yokohama, Kanagawa — 17 min from Kaminagaya Sta.
Listing endedAssessed 83.4%Detached houseKonan-ku, Yokohama, KanagawaKaminagaya Sta. 17 min walk

[Assessed 83.4%] Detached house in Konan-ku, Yokohama, Kanagawa — 17 min from Kaminagaya Sta.

Published: Updated:

Property Overview

LocationKonan-ku, Yokohama, Kanagawa
Nearest StationYokohama Municipal Subway Blue Line Kaminagaya Sta.
Walk17 min walk
Assessed Ratio83.4%Assessed 83.4%
Price¥42,800,000
TypeDetached house
StructureWooden
BuiltBuilt May 2025 (1 years old)
Land Area101.05㎡
Building Area100.3㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥42,800,000View listing

Assessed Value Breakdown

Land assessed value¥14,652,250
Building assessed value¥21,063,000
Total assessed value¥35,715,250
Asking price¥42,800,000
Assessed ratio83.4%

Calculation basis

  • Land = road price ¥145,000/m² × land area 101.05m²
  • Building = replacement cost ¥220,000/m² × floor area 100.3m² × remaining life 21y ÷ statutory life 22y
  • Built May 2025 (1 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +3.6%
YearRoad price (JPY/m²)YoY
2024140,000—
2025140,000±0.0%
2026145,000+3.6%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we disclose both the limits of the low-resolution photo and a suspected height difference nearby detected in official elevation data.

Building valuation assumptions

Built May 2025 and never occupied, the house retains about 21 of its 22 statutory years. Of the ¥35.71M assessed value, land contributes ¥14.65M and the building ¥21.06M — 59%. Most properties on this site are old houses assessed at zero for the building; this one is structured very differently.

On-site check from photos

With the original image just 118×158 px, we enlarged to 900–1,400 dpi to read the approach. The 4.6 m public road to the north and the plot are at about one level, with the parking bay entered directly off the road (consistent with the floor plan). The 15–25 cm rise at the entrance is not a stepped approach.

Locating the road price

As the listed coordinates are district-level geocoding, we used the district's most common block-street value of ¥145,000/m². Only the single lowest local ¥130,000/m² lane would dip the ratio to 79.9%, a one-lane value too low to be representative.

View source

What We Could Not Confirm

  • Photos cover the northern front only; the side and rear boundaries are unseen. National 1 m elevation data shows a drop of about 2.0 m a few metres south of the listed coordinates, but as those are district-level we cannot tie it to this plot. We recommend checking side and rear retaining walls on site.
  • Floor area of 100.30 m² on 101.05 m² of land sits at the 100% floor-area-ratio ceiling — effectively no room to extend.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Sunz Kaminagaya 2-chome
4 min walk from the station

About 885 m from the district centre. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source
Gyomu Super Serigaya
21 min walk from the station

About 803 m from the district centre. A supermarket. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source
Lawson Yokohama Bessho 4-chome
22 min walk from the station

About 764 m from the district centre. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source

Neighborhood ② Dining Near the Station

Yakiniku Tenryu Kaminagaya
3 min walk from the station

About 897 m from the district centre. A yakiniku restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source
Hokkamanten Kanni Kaminagaya
3 min walk from the station

About 893 m from the district centre. A bento shop. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source

About This Property

A detached house in Higashi-Nagaya 3-chome, Konan-ku, Yokohama, Kanagawa, a 17-minute walk from Kaminagaya Station on the Yokohama Municipal Subway Blue Line. Built in May 2025 and never occupied, with convenience stores and restaurants clustered around Kaminagaya Station.

The land is 101.05 sqm by the register and the wood-frame two-storey 4LDK building has a floor area of 100.30 sqm, built in May 2025. The land is freehold with no private-road burden, fronting a 4.6 m public road on the north side. Zoning is Category 1 low-rise exclusive residential with a 50% building coverage ratio and 100% floor area ratio. It has a 17.3-mat living-dining-kitchen plus four western rooms, a walk-in closet, a counter kitchen, double-glazed windows, two toilets and free parking. The house is vacant and available immediately.

Against the 42,800,000 yen asking price, the land assessed value at the inheritance-tax road price of 145,000 yen/sqm comes to 14.65 million yen, and the 1-year-4-month-old building to 21.06 million yen — 35.71 million yen in total, an assessed ratio of 83.4%. With about 21 years left of the 22-year statutory life for wood construction, the building carries nearly its full assessed value. The road price has risen 3.6% over three years from 140,000 yen in 2024.

The frontage road and the site are at roughly the same level, with no retaining wall or stepped access. The side and rear boundaries are not shown in the photographs, however — please see the research notes.

Estimated Financing

Assessed value ¥35,715,250 → estimated loan ¥35,710,000 (83% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

More articles on the blog
[Assessed 90.7%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 17 min from Sagamihara Sta.
Assessed 90.7%
Source: Kenbiya
Detached house

[Assessed 90.7%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 17 min from Sagamihara Sta.

Chuo Ward, Sagamihara, KanagawaJR Yokohama Line Sagamihara Sta. 17 min walk
¥44.8M
[Assessed 122%] Detached house in Saiwai Ward, Kawasaki, Kanagawa — 13 min from Kashimada Sta.
Assessed 122%
Source: athome
Detached house

[Assessed 122%] Detached house in Saiwai Ward, Kawasaki, Kanagawa — 13 min from Kashimada Sta.

Saiwai Ward, Kawasaki, KanagawaJR Nambu Line Kashimada Sta. 13 min walk
¥16.8M
[Assessed 85.9%] Detached house in Zama, Kanagawa — 8 min from Sobudai-shita Sta.
Assessed 85.9%
Source: athome
Detached house

[Assessed 85.9%] Detached house in Zama, Kanagawa — 8 min from Sobudai-shita Sta.

Zama, KanagawaJR Sagami Line Sobudai-shita Sta. 8 min walk
¥39M