積算100
[Assessed 89.6%] Land in Yamato, Kanagawa — 7 min from Yamato Sta.
Assessed 89.6%LandYamato, KanagawaYamato Sta. 7 min walk

[Assessed 89.6%] Land in Yamato, Kanagawa — 7 min from Yamato Sta.

Published: Updated:

Property Overview

LocationYamato, Kanagawa
Nearest StationOdakyu Enoshima Line Yamato Sta.
Walk7 min walk
Assessed Ratio89.6%Assessed 89.6%
Price¥36,000,000
TypeLand
Land Area177.82㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥36,000,000View listing

Assessed Value Breakdown

Land assessed value¥32,271,100
Building assessed value-
Total assessed value¥32,271,100
Asking price¥36,000,000
Assessed ratio89.6%

Calculation basis

  • Land assessed value was entered manually by the operator.

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +20.6%
YearRoad price (JPY/m²)YoY
2024170,000—
2025185,000+8.8%
2026205,000+10.8%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we geocoded the street addresses one by one to trace the block perimeter, fixed the frontage road, and deducted the flagpole's pole.

Locating the road price

Chuo 6-chome spans three sheets with a wide band, so we traced block 1's perimeter address by address and confirmed the block width on the map matches the real dimension to within 0.3 m. The property lies along the block's western side, matching the listed "west, 4 m width", fixing the frontage road at the western ¥205,000/m².

View source
Effective land area

By the plot drawing's measurements this is a flagpole plot with a pole about 2.0 m by 10.2 m. We deducted the 20.4 m² pole and valued the land on 157.42 m². Without the deduction the ratio would be 100.9%, but valuing pole included would not reflect reality.

On-site check from photos

We overlaid grids on the site photos and plot drawing. The southern boundary retainer previously estimated at 0.8 m re-measures at about 0.35–0.55 m. The cleared plot is completely flat, bounded only by low fences and block footings — no 1 m-plus wall, approach step or stepped access.

What We Could Not Confirm

  • The zoning is not stated. It can be guessed from the 60% coverage and 160% floor area ratio, but not concluded — worth confirming.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Maruetsu Yamato Chuo
1 min walk from the station

About 275 m from the block coordinates. A supermarket. Location confirmed on OpenStreetMap; distance measured straight-line from the block coordinates.

Source
Lawson Store 100 Yamato Chuo 6-chome
7 min walk from the station

About 143 m from the block coordinates. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the block coordinates.

Source
FamilyMart Yamato Chuo 5-chome
6 min walk from the station

About 264 m from the block coordinates. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the block coordinates.

Source

Neighborhood ② Dining Near the Station

Kibun
3 min walk from the station

About 135 m from the block coordinates. A restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the block coordinates.

Source
Tenguya Asroad
3 min walk from the station

About 179 m from the block coordinates. A ramen shop. Location confirmed on OpenStreetMap; distance measured straight-line from the block coordinates.

Source

About This Property

A plot of land in Chuo 6-chome, Yamato, Kanagawa, a 7-minute walk from Yamato Station on the Odakyu Enoshima Line and the Sotetsu Main Line. Two lines are usable from a station 7 minutes away, and a Maruetsu supermarket is 275 m from the block coordinates. The listing gives 590 m to Hikichidai elementary school.

The land is 177.82 sqm by survey and is vacant. It is freehold with no private-road burden, fronting a 4.0 m public road on the west side, with a 60% building coverage ratio and a 160% floor area ratio. There is no building condition attached, so the buyer chooses the contractor. The plot is cleared, the terrain is flat, and it is sold as a single lot.

Against the 36,000,000 yen asking price, the land assessed value at the inheritance-tax road price of 205,000 yen/sqm comes to 32.27 million yen — an assessed ratio of 89.6%. Note that this is a flag-shaped lot, so the assessment uses the 157.42 sqm that remains after deducting the 20.4 sqm access strip. The road price has risen 20.6% over three years from 170,000 yen in 2024.

We previously passed on this plot for an 0.8 m retaining wall at the neighbouring boundary; on remeasuring it came to 0.35–0.55 m. Please see the research notes.

Estimated Financing

Assessed value ¥32,271,100 → estimated loan ¥32,270,000 (90% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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