積算100
[Assessed 94.7%] Detached house in Midori-ku, Sagamihara, Kanagawa — 16 min from Aihara Sta.
Assessed 94.7%Detached houseMidori-ku, Sagamihara, KanagawaAihara Sta. 16 min walk

[Assessed 94.7%] Detached house in Midori-ku, Sagamihara, Kanagawa — 16 min from Aihara Sta.

Published: Updated:

Property Overview

LocationMidori-ku, Sagamihara, Kanagawa
Nearest StationJR Yokohama Line Aihara Sta.
Walk16 min walk
Assessed Ratio94.7%Assessed 94.7%
Price¥39,900,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2026 (0 years old)
Land Area123.89㎡
Building Area98.53㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥39,900,000View listing

Assessed Value Breakdown

Land assessed value¥16,105,700
Building assessed value¥21,676,600
Total assessed value¥37,782,300
Asking price¥39,900,000
Assessed ratio94.7%

Calculation basis

  • Land = road price ¥130,000/m² × land area 123.89m²
  • Building = replacement cost ¥220,000/m² × floor area 98.53m² × remaining life 22y ÷ statutory life 22y
  • Built Sep 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.3%
YearRoad price (JPY/m²)YoY
2024120,000—
2025125,000+4.2%
2026130,000+4.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we separate two disclosures: that pre-completion site photos cannot exist, and the circumstantial terrain evidence from elevation measurements.

On-site check from photos

The ten listing images are floor plans, a plot drawing and equipment icons only — as a property due for completion in September 2026, finished photos cannot exist, and no other portal carries it yet. As circumstantial evidence we measured the surroundings in elevation data including 1 m laser: at most 1.9 m of variation at about a 0.9% gradient — broadly flat plateau (not a per-plot check). This page's thumbnail is the floor plan.

Locating the road price

On the sheet carrying the body of Aihara 3-chome, with the coordinates unpublished, we adopted the western cluster's conservative mode of ¥130,000/m². Anywhere in the district's ¥115,000–145,000/m² band the ratio runs 81.8–90.3% — the conclusion does not hinge on the choice.

View source
Effective land area

Per the plot drawing, the western frontage is a ~4.5 m public road needing no setback, and the eastern Article 42(2) road is already drawn at about 4 m, so the full 123.89 m² is used with no deduction.

Building valuation assumptions

Unit 1 of a three-unit development due September 2026, with 22 years remaining; the ¥21.68M building carries 57% of the assessed value.

What We Could Not Confirm

  • As the eastern road is an Article 42(2) road, whether a measured setback applies needs final confirmation on site and with the authorities. Only the worst-case pairing — over 7 m² of retreat plus the district's lowest road price — would drop below 80%.
  • Height differences on site (walls, steps) could not be photo-assessed — please check in person.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Machida Aihara
17 min walk from the station

About 517 m from the centre of the district. A convenience store. Location confirmed on OpenStreetMap.

Source
Lawson
19 min walk from the station

About 627 m from the centre of the district. A convenience store. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

AIZO
9 min walk from the station

About 221 m from the centre of the district. A restaurant. Location confirmed on OpenStreetMap.

Source
Toriyu
9 min walk from the station

About 227 m from the centre of the district. A takeaway deli. Location confirmed on OpenStreetMap.

Source
Nakazato Seimenjo
13 min walk from the station

About 284 m from the centre of the district. A ramen restaurant. Location confirmed on OpenStreetMap.

Source

About This Property

A newly built detached house in 3-chome Aihara, Midori-ku, Sagamihara, Kanagawa, a 16-minute walk from Aihara Station on the JR Yokohama Line. It is building No. 1 of three. Two eateries are 221 m and 227 m from the centre of the district and a convenience store 517 m.

The land is 123.89 sqm and the wood-frame two-storey 4LDK building has a floor area of 98.53 sqm. Zoning is Category I exclusively low-rise residential with a 50% building coverage ratio and 80% floor area ratio, within the urbanisation promotion area. The ground floor has a 16.2-mat living-dining-kitchen with a shoe-in closet and a pantry, and the first floor four western rooms of 4.9, 4.4, 5.2 and 6.9 mats plus a walk-in closet, with tandem parking for two cars. Scheduled for completion in September 2026, it is currently unfinished and handover is expected in September 2026.

The inheritance-tax road price on the frontage is 130,000 yen/sqm. The land assessed value comes to 16.10 million yen and the newly built structure to 21.67 million yen, 37.78 million yen in total, an assessed ratio of 86.1%. The road price has moved 120,000 yen in 2024, 125,000 yen in 2025 and 130,000 yen in 2026, a rise of 8.3% over three years.

Please note: because the house is not yet finished, the listing carries no photographs of the site at all, so we have not been able to assess retaining walls, steps at the frontage or stepped access. Please read the research notes.

Estimated Financing

Assessed value ¥37,782,300 → estimated loan ¥37,780,000 (95% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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