積算100
[Assessed 145.1%] Detached house in Funabashi, Chiba — 4 min from Kaijin Sta.
Assessed 145.1%Detached houseFunabashi, ChibaKaijin Sta. 4 min walk

[Assessed 145.1%] Detached house in Funabashi, Chiba — 4 min from Kaijin Sta.

Published: Updated:

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Main Line Kaijin Sta.
Walk4 min walk
Assessed Ratio145.1%Assessed 145.1%
Price¥24,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jun 1976 (50 years old)
Land Area175.51㎡
Building Area83.21㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥24,800,000View listing

Assessed Value Breakdown

Land assessed value¥35,979,550
Building assessed value¥0
Total assessed value¥35,979,550
Asking price¥24,800,000
Assessed ratio145.1%

Calculation basis

  • Land = road price ¥205,000/m² × land area 175.51m²
  • Building = replacement cost ¥220,000/m² × floor area 83.21m² × remaining life 0y ÷ statutory life 22y
  • Built Jun 1976 (50 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.8%
YearRoad price (JPY/m²)YoY
2024185,000—
2025190,000+2.7%
2026205,000+7.9%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we checked the 2026 road price map, the site photographs and survey data from the Geospatial Information Authority to verify the road price, the retaining height along the approach and the contradictions within the listing.

Rights and restrictions

The listing's own comment says that vehicles cannot enter, and its selling points repeat this as a drawback. The photographs show the approach as a sloping path only 1.5 to 2 m wide, with steps from the gate to the entrance. In exchange for a 4-minute walk to the station, treat parking as effectively impossible.

On-site check from photos

A white-painted concrete retaining wall runs along the approach with the plot side higher. Whether it exceeds a metre decides the case, so we solved it with a level-camera model using the gate post as the reference. Assuming a 1.5 m post gives a self-consistent camera height of 1.58 m and a retaining height of 0.87 m; even taking the post at 1.6 m gives 0.94 m, under a metre.

Locating the road price

Using the coordinates in the listing data, we matched the block numbers on the road price map against the Geospatial Information Authority's coordinates and placed the plot near blocks 3 to 5 of 6-chome Kaijin. Local roads here run 200,000 to 230,000 yen/sqm, but we took the conservative 205,000 to avoid being pulled up by arterials such as the Chiba Kaido at 310,000. Even the bottom of the band at 195,000 gives 138.0%.

View source
Listing check

The listing contradicts itself in one place. The automatic tags on athome include 'parking for two or more' and 'corner plot', which conflict with the text stating that vehicles cannot enter. Where a listing disagrees with itself we take the property summary and the body text as authoritative, so we have not carried the tags over.

Building valuation assumptions

Built in June 1976, the house is 50 years old and well past the 22-year statutory life for wood-frame construction, so the building is assessed at zero. The land alone comes to 145.1%, so this is effectively a land-value proposition.

What We Could Not Confirm

  • As vehicles cannot enter, parking would have to be rented separately nearby.
  • The approach slopes, and there are steps from the gate to the entrance.
  • This is an owner-occupier listing, so no projected rent or yield is given.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven
4 min walk from the station

About 125 m from the property. A convenience store. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Entree
3 min walk from the station

About 141 m from the property. A bakery. Location confirmed on OpenStreetMap.

Source
Nakano
3 min walk from the station

About 164 m from the property. A greengrocer. Location confirmed on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Denny's
4 min walk from the station

About 159 m from the property. A family restaurant. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Kaijintei
3 min walk from the station

About 167 m from the property. A diner. Location confirmed on OpenStreetMap.

Source

About This Property

A resale detached house in 6-chome Kaijin, Funabashi, Chiba, a 4-minute walk from Kaijin Station on the Keisei Main Line. A convenience store is 125 m from the property and a family restaurant 159 m.

The registered land area is 175.51 sqm (53.1 tsubo) and the wood-frame two-storey 4DK building has a floor area of 83.21 sqm. It was built in June 1976, and the land is freehold with no private-road burden. It sits in the urbanisation promotion area, zoned Category I residential with a 60% building coverage ratio and 160% floor area ratio, meeting a 4.0 m public road on the east side over 8.0 m of frontage on a regular-shaped plot. The toilet was replaced and other key work done in 2021, and the house is vacant. Funabashi Station on the JR Sobu Main Line is a 19-minute walk and Higashi-Kaijin on the Toyo Rapid Railway 11 minutes, giving three stations.

The inheritance-tax road price on the frontage is 205,000 yen/sqm. The land assessed value comes to 35.97 million yen, an assessed ratio of 145.1% against the 24.8 million yen price. At 50 years old the wood-frame building is past its 22-year statutory life, so it is assessed at zero. The road price has moved 185,000 yen in 2024, 190,000 yen in 2025 and 205,000 yen in 2026, a rise of 10.8% over three years.

Please note: the listing states plainly that vehicles cannot enter, so parking is effectively impossible. Please read the research notes.

Estimated Financing

Assessed value ¥35,979,550 → estimated loan ¥24,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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