積算100
[Assessed 81.9%] Land in Funabashi, Chiba — 19 min from Maehara Sta.
Listing endedAssessed 81.9%LandFunabashi, ChibaMaehara Sta. 19 min walk

[Assessed 81.9%] Land in Funabashi, Chiba — 19 min from Maehara Sta.

Published: Updated:

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Matsudo Line Maehara Sta.
Walk19 min walk
Assessed Ratio81.9%Assessed 81.9%
Price¥20,690,000
TypeLand
Land Area190.31㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥20,690,000View listing

Assessed Value Breakdown

Land assessed value¥16,937,590
Building assessed value-
Total assessed value¥16,937,590
Asking price¥20,690,000
Assessed ratio81.9%

Calculation basis

  • Land = road price ¥89,000/m² × land area 190.31m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +6.0%
YearRoad price (JPY/m²)YoY
202484,000—
202587,000+3.6%
202689,000+2.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

The map marker in the listing points to the edge of a valley slope, which would read as cliff land if taken at face value. We began by recalibrating the location from the site guide map in the listing.

Other checks

The map marker in the listing HTML is the chome representative point, and elevation data places it at the edge of a valley slope. That does not match the entirely flat conditions in the photographs, so we discarded it and recalibrated the red marker on the listing's site guide map against three nearby parks and a junior high school. We cross-checked with trilateration from the walking distances given in the listing.

Locating the road price

We used the fiscal 2026 road price map (sheet 06186). With the lot number unpublished, the location carries about 90 metres of uncertainty, so we collected every road within a 200-metre square covering that range: only 89,000, 91,000 and 95,000 yen appear. We took the lowest, 89,000. Even the 88,000 yen floor across all of Takinoi 2-chome gives 80.9 percent.

View source
On-site check from photos

We reviewed both site photographs. The cleared ground sits at much the same level as the frontage road, separated only by a 15-centimetre kerb. The block wall on the north-east boundary stands 1.0 to 1.2 metres in total height, but the first-floor window sill of the house behind it appears level with the wall's top, so the neighbouring ground is also at much the same level and the wall holds back no soil.

Rights and restrictions

This land carries a build condition. The buyer must enter into a construction contract with the seller, Nozaki Kenchiku Kogyo Co., Ltd., so the land cannot be bought on its own. The listed price of 20.69 million yen is stated as being for the land alone.

What We Could Not Confirm

  • The assessed ratio of 81.9 percent sits close to the 80 percent mark. Moving to the adjacent band gives 83.7 percent, and the lowest band anywhere in Takinoi 2-chome gives 80.9 percent, so it does not fall below 80.
  • The lot number is not published, and calibrating the guide map against trilateration from the walking distances leaves about 90 metres between the two estimates. We checked the road price bands across that whole range.
  • Because of the build condition the land cannot be acquired on its own. The specification and price of the house are settled in the construction contract with the seller, so the total will exceed the listed 20.69 million yen.
  • No restaurants are named in the listing, so we added them from OpenStreetMap; there were none within 800 metres and we widened the search to 1,400 metres. These distances are straight lines from the estimated location.
  • Under Category 1 Low-Rise Exclusive Residential zoning at 40 percent coverage and 80 percent floor area ratio, even a 190 sqm plot allows a footprint of about 76 sqm and a total floor area of about 152 sqm.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Convenience Cherry Mart Imamura
7 min walk from the station

About 500 m from the property. A convenience store. Distance as stated by the listing.

Source
Ministop Fujisaki 6-chome
14 min walk from the station

About 1,100 m from the property. A convenience store. Distance as stated by the listing.

Source
Maruetsu Okubo Ekimae
23 min walk from the station

About 1,800 m from the property. A grocery supermarket. Distance as stated by the listing.

Source

Neighborhood ② Dining Near the Station

Ramen Jiro
12 min walk from the station

About 937 m from the estimated location. A ramen restaurant. Location verified on OpenStreetMap. The listing names no restaurants, so this was added; with the lot number unpublished the distance carries about 90 metres of uncertainty.

Source
Grazie Gardens
13 min walk from the station

About 989 m from the estimated location. An Italian family restaurant. Location verified on OpenStreetMap. The listing names no restaurants, so this was added; with the lot number unpublished the distance carries about 90 metres of uncertainty.

Source
Kosho
13 min walk from the station

About 1,031 m from the estimated location. A Chinese restaurant. Location verified on OpenStreetMap. The listing names no restaurants, so this was added; with the lot number unpublished the distance carries about 90 metres of uncertainty.

Source

About This Property

A plot of land in Takinoi 2-chome, Funabashi City, Chiba, a 19-minute walk from Maehara Station on the Keisei Matsudo Line. It is a corner lot fronting a 4-metre road to the south-east and a 5-metre road to the south-west, with frontages of 12.2 and 13 metres respectively. Takinoi Elementary School is 600 metres away and Mita Junior High School 500 metres.

The plot measures 190.31 sqm (registry) and is cleared land, held in freehold and registered as residential, with no private-road burden. Zoning is Category 1 Low-Rise Exclusive Residential with a 40 percent building coverage ratio and an 80 percent floor area ratio. This land carries a build condition: the buyer must enter into a construction contract with the seller, Nozaki Kenchiku Kogyo Co., Ltd. The 20.69 million yen asking price is stated as being for the land alone.

Applying the fiscal 2026 inheritance-tax road price of 89,000 yen per sqm to the 190.31 sqm plot gives a land value of 16.93 million yen. As the land is cleared there is no building value. The assessed ratio against the asking price is 81.9 percent. The road price has risen 6.0 percent over three years, from 84,000 to 89,000 yen.

The assessed ratio sits close to the 80 percent mark. Because the lot number is not published, the research section below sets out the full range of road price bands we measured across the area the property could occupy.

Estimated Financing

Assessed value ¥16,937,590 → estimated loan ¥16,930,000 (82% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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