積算100
千葉県流山市前ケ崎・北小金駅徒歩15分の新築戸建の外観イメージ
Assessed 96.5%Detached houseNagareyama City, ChibaKita-Kogane Sta. 15 min walk

[Assessed 96.5%] New-build house in Nagareyama City, Chiba — 15 min from Kita-Kogane Sta.

Published: Aug 31, 2026Updated: Sep 3, 2026

Property Overview

LocationNagareyama City, Chiba
Nearest StationJR Joban Line Kita-Kogane Sta.
Walk15 min walk
Assessed Ratio96.5%Assessed 96.5%
Price¥39,800,000
TypeDetached house
StructureWooden
BuiltBuilt Nov 2026 (0 years old)
Land Area136.01㎡
Building Area109.72㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥39,800,000View listing

Assessed Value Breakdown

Land assessed value¥14,281,050
Building assessed value¥24,138,400
Total assessed value¥38,419,450
Asking price¥39,800,000
Assessed ratio96.5%

Calculation basis

  • Land = road price ¥105,000/m² × land area 136.01m²
  • Building assessed value was entered manually by the operator.
  • Built Nov 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +20.7%
YearRoad price (JPY/m²)YoY
202487,000
202597,000+11.5%
2026105,000+8.2%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

The listing carries just two images — a floor plan and a site plan — and not a single site photograph. With completion set for November 2026 it is likely nothing has been photographed yet, so this is a record of what could be established from the site plan, the roadside value map and elevation data, on the basis that nothing could be judged from images.

On-site check from photos

There is not a single site photograph. The listing carries two images — a floor plan for building 1 and a site plan — with no exterior and no frontage road. Since completion is set for November 2026, we think it likely that no site photographs exist yet. Retaining walls and their retaining height, any step from the frontage road, stepped access and whether this is a party-wall row house are therefore all unjudged. Our practice is to publish where the assessed ratio clears 80% even without photographs, but every unjudged item is carried into the open points below.

On-site check from photos

What the site plan does show is worth recording. The frontage road is a public road under Article 42(1)(1), 4.500 m and 4.320 m wide, ending in a dead end at the north-west corner of the site. The site is close to rectangular (11.88 m west, 10.10 m east, 10.602 m + 2.716 m south, 8.72 m north) and meets the road only along 2.595 m at its north-west corner, satisfying the 2 m access requirement. There is no access strip, so this is not a flagpole plot, and being an Article 42(1)(1) road no setback is required. For terrain we turned to national 5 m laser survey data. Measuring 60 m squares around the residential area of Maegasaki (near lots 540 and 673, along the streets shown on sheet 09271) gives relief of 2.7 m and 3.5 m, with height differences within 20 m generally under 1 m — a flat plateau. However, around the centroid of Maegasaki (the valley slope towards the Sakagawa) relief reaches 15.2 m over 60 m, so the town is not uniformly flat. With no lot number published we could not measure the ground of this site itself.

View source
Locating the road price

Nagareyama still has large urbanisation control areas, so we first checked whether this is a multiplier area — multiplier areas carry no roadside land value and no assessment can be calculated there. This residential area does carry roadside values, consistent with the listing's urbanisation promotion area and Category I Residential zoning. Maegasaki spans four roadside value map sheets (09014, 09015, 09267 and 09271). With no lot number published we could not calibrate by coordinates: the Geospatial Information Authority's address API returns only the centroid of the parent lot for Maegasaki, and using the lot annotations printed on the sheets as calibration points reversed the east-west sign, so we did not adopt them.

View source
Locating the road price

We took the modal 105D (105,000 yen/sqm) from the residential streets on sheet 09271, which covers the widest part of Maegasaki's housing, and followed the same road across three years: 87D in 2024, 97D in 2025 and 105D in 2026. Across sheets the band runs from 84D (southern edge of 09015, towards Negiuchi in Matsudo) to 120D (northern 09271). Even the lowest 84D gives 89.35% and the highest 120D gives 101.66%, so every band clears 80% and the choice of representative value does not change the conclusion. The leasehold ratio symbol is D, not E or below.

Effective land area

We made no deduction. There is no record of a private-road burden, and Kenbiya defines its land area as already excluding private roads. The registered area of 136.01 sqm on the site plan also matches the listed land area. The frontage road is an Article 42(1)(1) road 4.5 m wide, so no setback is required. This is not a flagpole plot, so there is no access strip to deduct, and nothing indicates a sloped portion.

Building valuation assumptions

Being new, the building carries its full assessed value of 24.14 million yen — the wooden replacement unit price of 220,000 yen/sqm times 109.72 sqm of floor area, with 22 remaining years over the 22-year statutory life. It accounts for about 63% of the assessment; on the land alone the ratio is 35.9%. The statutory life for wooden construction is 22 years, so the ratio will fall as the years pass. The building certificate number is KSI26-3120-51877 (30 June 2026). Per the site plan the layout is a 20.4-mat LDK plus a 5.37-mat storeroom and 7.15, 6.90 and 7.66-mat Western rooms, with 60.45 sqm on the ground floor and 49.27 sqm above and balconies on two sides. Parking is included. There is no build-condition note; it is listed as a completed sale. The projected yield and full-occupancy income are not published and are available on enquiry.

What We Could Not Confirm

  • With no site photographs at all, retaining walls, any step from the frontage road, stepped access and party-wall construction are all unjudged. Completion is set for November 2026, so it is likely nothing has been photographed yet; we recommend confirming after completion or on site.
  • With no lot number published, the roadside value is fixed only at town level. Maegasaki spans four roadside value map sheets with a band from 84D to 120D, which puts the ratio between 89.4% and 101.7%.
  • Elevation data shows height differences within 20 m generally under 1 m along the streets on sheet 09271 — a flat plateau. But around the centroid of Maegasaki, on the valley slope towards the Sakagawa, relief reaches 15.2 m over 60 m. The town is not uniformly flat, so the ground of this site needs checking in person.
  • Being new, the building carries its full assessed value and accounts for about 63% of the assessment; on the land alone the ratio is 35.9%. The statutory life for wooden construction is 22 years, so the ratio will fall as the years pass.
  • The projected yield and full-occupancy income are not published and are available on enquiry. The economics as a new-build rental house should be checked against local rent levels separately. Handover timing is also negotiable.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Senkeido
19 min walk from the station

Pharmacy about 1,520 m from Kita-Kogane Station, and about 720 m from the centroid of Maegasaki.

Source
FamilyMart
21 min walk from the station

Convenience store about 1,670 m from Kita-Kogane Station, and about 890 m from the centroid of Maegasaki.

Source

Neighborhood ② Dining Near the Station

Karaage Kitchen
3 min walk from the station

About 230 m from Kita-Kogane Station — an eatery by the station.

Source
Chuka Soba Yanagi
4 min walk from the station

Ramen shop about 250 m from Kita-Kogane Station.

Source
Sobokuan
5 min walk from the station

About 360 m from Kita-Kogane Station, and about 850 m from the centroid of Maegasaki.

Source
Cafe de Ende
8 min walk from the station

Cafe about 570 m from Kita-Kogane Station, and about 710 m from the centroid of Maegasaki.

Source

About This Property

A 39.8 million yen new-build detached house in Maegasaki, Nagareyama City, Chiba, a 15-minute walk from Kita-Kogane Station on the JR Joban Line. Land 136.01 sqm (registry, about 41 tsubo), building 109.72 sqm, wooden two-storey, due for completion in November 2026. It is unfinished, with handover negotiable.

The assessed ratio is 96.5%: 14.28 million yen for the land and 24.14 million yen for the building, 38.42 million yen in total. The inheritance-tax roadside land value for fiscal 2026 is 105,000 yen/sqm (roadside value map 09271). The building is calculated at the wooden replacement unit price of 220,000 yen/sqm over a 22-year statutory life, and being new it carries the full 22 years. The roadside value has risen 20.7% in two years: 87,000 yen in 2024, 97,000 in 2025 and 105,000 in 2026.

Nagareyama still has large urbanisation control areas, so we first checked whether this is a multiplier area. This residential area does carry roadside values, consistent with the listing's urbanisation promotion area and Category I Residential zoning.

Maegasaki spans four roadside value map sheets (09014, 09015, 09267 and 09271). With no lot number published we could not calibrate by coordinates: the Geospatial Information Authority's address API returns only the centroid of the parent lot for Maegasaki, and using the lot annotations printed on the sheets as calibration points reversed the east-west sign, so we did not adopt them.

We took the modal 105D from the residential streets on sheet 09271, which covers the widest part of Maegasaki's housing, and followed the same road across three years. Across sheets the band runs from 84D (southern edge of 09015, towards Negiuchi in Matsudo) to 120D (northern 09271). Even the lowest 84D gives 89.4% and the highest 120D gives 101.7%, so every band clears 80% and the choice of representative value does not change the conclusion. The leasehold ratio symbol is D.

The point to weigh most carefully is that there is not a single site photograph. The listing carries two images — a floor plan and a site plan — with no exterior and no frontage road. Since completion is set for November 2026, we think it likely that no site photographs exist yet. Retaining walls and their retaining height, any step from the frontage road, stepped access and whether this is a party-wall row house are therefore all unjudged.

What the site plan does show is worth recording. The frontage road is a public road under Article 42(1)(1), 4.500 m and 4.320 m wide, ending in a dead end at the north-west corner of the site. The site is close to rectangular (11.88 m west, 10.10 m east, 10.602 m + 2.716 m south, 8.72 m north) and meets the road only along 2.595 m at its north-west corner — satisfying the 2 m access requirement. There is no access strip, so this is not a flagpole plot, and being an Article 42(1)(1) road no setback is required.

For terrain we turned to national 5 m laser survey data. Measuring 60 m squares around the residential area of Maegasaki (near lots 540 and 673, along the streets shown on sheet 09271) gives relief of 2.7 m and 3.5 m, with height differences within 20 m generally under 1 m — a flat plateau. However, around the centroid of Maegasaki (the valley slope towards the Sakagawa) relief reaches 15.2 m over 60 m, so the town is not uniformly flat. With no lot number published we could not measure the ground of this site itself.

Being new, the building carries its full assessed value of 24.14 million yen and accounts for about 63% of the assessment. The statutory life for wooden construction is 22 years, so the ratio will fall as the years pass. On the land alone the ratio is 35.9%.

The projected yield and full-occupancy income are not published; they are available on enquiry.

Estimated Financing

Assessed value ¥38,419,450 → estimated loan ¥38,410,000 (97% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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