積算100
[Assessed 81.6%] Detached house in Funabashi, Chiba — 16 min from Magomezawa Sta.
Assessed 81.6%Detached houseFunabashi, ChibaMagomezawa Sta. 16 min walk

[Assessed 81.6%] Detached house in Funabashi, Chiba — 16 min from Magomezawa Sta.

Published: Sep 3, 2026Updated: Sep 15, 2026

Property Overview

LocationFunabashi, Chiba
Nearest StationTobu Noda Line Magomezawa Sta.
Walk16 min walk
Assessed Ratio81.6%Assessed 81.6%
Price¥19,990,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 2012 (14 years old)
Land Area102.93㎡
Building Area93.15㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥19,990,000View listing

Assessed Value Breakdown

Land assessed value¥8,851,980
Building assessed value¥7,452,000
Total assessed value¥16,303,980
Asking price¥19,990,000
Assessed ratio81.6%

Calculation basis

  • Land = road price ¥86,000/m² × land area 102.93m²
  • Building = replacement cost ¥220,000/m² × floor area 93.15m² × remaining life 8y ÷ statutory life 22y
  • Built Mar 2012 (14 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +13.2%
YearRoad price (JPY/m²)YoY
202476,000
202582,000+7.9%
202686,000+4.9%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we checked the figures against the 2026 road price map, the listing photos and the coordinates of the lot number, and recorded how the disclosed psychological defect is treated.

Locating the road price

We geocoded the lot number and located block 17 of Maruyama 2-chome on the 2026 road price map (sheet 06032). Every block road around it reads 86,000 yen/㎡, and since the shared private road the lot touches has no road price, that value was used. The same road reads 76,000 yen in 2024, 82,000 yen in 2025 and 86,000 yen in 2026.

View source
Building valuation assumptions

The wooden two-story house was completed in March 2012 and is 14 years old. With 8 of the 22 statutory years remaining and 93.15 ㎡ of floor area, the building is valued at 7,452,000 yen, about 46% of the total assessed value.

Effective land area

The private road is a one-third share of a separate 54 ㎡ parcel outside the registered 102.93 ㎡, so nothing was deducted. The half share of a 0.56 ㎡ parcel and two other parcels are likewise not part of the lot area.

On-site check from photos

Only one of the 30 listing photos shows the exterior: a flat corner lot with the road and the lot at about the same level. There is a single porch step, no stepped access, and no earth-retaining wall on the road side or toward the neighbor on the right. The lot is not flagpole-shaped. The rear and south boundaries are not photographed.

Rights and restrictions

The listing states "psychological defect present" under other restrictions without saying what it is; the seller's own website gives no detail either. The seller, Katitas, offers the house as-is before renovation until September 13, 2026, with a two-year warranty on leaks, structure and plumbing and a five-year termite warranty.

What We Could Not Confirm

  • The nature and timing of the psychological defect are not in the listing and must be confirmed with the seller.
  • The private road has no road price, so the adjacent block road value was borrowed. The margin over the road price needed for 80% is 3.6%.
  • Whether the shared private road is a designated road under the Building Standards Act is not stated; the lot itself fronts the 4 m roads to the northeast and southwest directly.
  • There are no photos of the rear (west) and south boundaries, so retaining walls or level differences on those sides could not be checked.
  • This is a limited-period as-is sale, so the price and terms may change after September 13.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven
4 min walk from the station

Convenience store about 270 m in a straight line from the lot coordinates.

Source
Acolle
5 min walk from the station

Supermarket about 390 m in a straight line from the same point.

Source
Kato
7 min walk from the station

Convenience store about 510 m in a straight line from the same point.

Source

Neighborhood ② Dining Near the Station

Tonkatsu Yamamichi
6 min walk from the station

Pork cutlet restaurant about 430 m in a straight line from the same point.

Source
Danish
6 min walk from the station

Snack bar about 480 m in a straight line from the same point.

Source
Sakura
12 min walk from the station

Noodle restaurant about 930 m in a straight line from the same point.

Source

About This Property

⚠️ The listing's other restrictions state "psychological defect present", but neither the listing nor the seller's own website says what it is. This site does not exclude properties with disclosure items, but the content must be confirmed with the seller.

⚠️ The shared private road the lot touches (a one-third share of 54 ㎡) has no road price of its own, so we borrowed the 86,000 yen/㎡ of the block roads around the lot. Reaching 80% requires 82,977 yen/㎡, a margin of 3.6%. The neighboring band of 84,000 yen/㎡ would give 80.5% and 82,000 yen/㎡ would give 79.5%.

The house is in Maruyama 2-chome, Funabashi, a 16-minute walk from Magomezawa Station on the Tobu Noda Line. Magomezawa to Funabashi takes about 10 minutes, and Funabashi to Tokyo about 25 minutes on the Sobu rapid line. The building is a wooden two-story 4LDK completed in March 2012 with 93.15 ㎡ of floor area, on a 102.93 ㎡ (registered) corner lot fronting 4 m roads to the northeast and southwest. Zoning is Category 1 low-rise residential with a 50% building coverage ratio and a 100% floor area ratio; the land is freehold. The seller is Katitas, a buy-and-resell company, so no brokerage fee applies, and the property is offered as-is before renovation for a limited period until September 13, 2026.

Of the 30 listing photos only one shows the exterior: the house stands on a flat corner lot with the road and the lot at about the same level. There is a single porch step, no stepped access, and no earth-retaining wall on the road side or on the boundary with the neighbor to the right. The lot is not flagpole-shaped and the plot plan shows it fronting the roads directly. There are no photos of the rear and south boundaries.

The road price comes from the 2026 road price map (sheet 06032), where every block road around block 17 of Maruyama 2-chome reads 86,000 yen/㎡. The same road reads 76,000 yen in 2024, 82,000 yen in 2025 and 86,000 yen in 2026, up 13% in two years. With 8 years of useful life remaining after 14 years, the building is valued at 220,000 yen × 93.15 ㎡ × 8 ÷ 22 = 7,452,000 yen, the land at 86,000 yen × 102.93 ㎡ = 8,851,980 yen, and the total of 16,303,980 yen is 81.6% of the 19,990,000 yen price. Note that the relatively new wooden building accounts for 46% of the assessed value and that the nature of the psychological defect is unknown.

Estimated Financing

Assessed value ¥16,303,980 → estimated loan ¥16,300,000 (82% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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