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[Assessed 84.9%] Detached house in Kashiwa, Chiba — 13 min from Kashiwa Sta.
Assessed 84.9%Detached houseKashiwa, ChibaKashiwa Sta. 13 min walk

[Assessed 84.9%] Detached house in Kashiwa, Chiba — 13 min from Kashiwa Sta.

Published: Sep 3, 2026Updated: Sep 3, 2026

Property Overview

LocationKashiwa, Chiba
Nearest StationJR Joban Line Kashiwa Sta.
Walk13 min walk
Assessed Ratio84.9%Assessed 84.9%
Price¥14,000,000
TypeDetached house
StructureWooden
BuiltBuilt Aug 1973 (53 years old)
Land Area49.5㎡
Building Area48.6㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥14,000,000View listing

Assessed Value Breakdown

Land assessed value¥11,880,000
Building assessed value¥0
Total assessed value¥11,880,000
Asking price¥14,000,000
Assessed ratio84.9%

Calculation basis

  • Land = road price ¥240,000/m² × land area 49.5m²
  • Building = replacement cost ¥220,000/m² × floor area 48.6m² × remaining life 0y ÷ statutory life 22y
  • Built Aug 1973 (53 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.6%
YearRoad price (JPY/m²)YoY
2024215,000
2025225,000+4.7%
2026240,000+6.7%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we checked the figures against the 2026 road price map, the six listing photos and the broker's own website, and recorded the price basis of this sealed-bid sale and the limits of locating the lot.

Rights and restrictions

The listed price of 14,000,000 yen is the minimum sale price of a sealed bid; the highest bidder within the deadline wins. The 84.9% ratio is an upper bound based on that minimum and falls below 80% if the winning bid exceeds 14,850,000 yen. Bids are due on September 13, 2026. The broker's website states that the previous occupant died of illness inside the house and that building non-conformity liability is waived.

Locating the road price

Chuo 2-chome spans three road price map sheets, with block roads ranging from 140,000 to 240,000 yen/㎡. Calibrating the listing coordinates against block representative points placed the lot in block 8, and the 240,000 yen/㎡ of the roads around it was used; the same road reads 215,000 yen in 2024, 225,000 yen in 2025 and 240,000 yen in 2026. However, the coordinates sit very close to the chome's representative point; neighboring blocks would give 230,000 yen/㎡ (81.3%) or 225,000 yen/㎡ (79.5%).

View source
Building valuation assumptions

The wooden two-story house was completed in August 1973 and is 53 years old, so the building is valued at zero. The 84.9% ratio is land only.

On-site check from photos

The photos are two exteriors, the entrance and three interiors. The house fronts a flat 4 m road with the road and the lot at the same level; there is one step at the entrance and no stepped access or retaining wall. Because the lot is only 49.5 ㎡ we checked for shared walls: the house has its own gable roof, downpipes at both corners and an electricity meter on its wall, and stands apart from both neighbors.

Listing check

The listing gives a 4.0 m road on the southwest with no private road burden, while the broker's website calls it a designated private road. The lot fronts this road directly with a 7.4 m frontage. There is one car space, the house is vacant, and the handover date is negotiable.

What We Could Not Confirm

  • Because this is a sealed-bid sale, the actual purchase price is the winning bid. Above 14,850,000 yen the assessed ratio falls below 80%.
  • The lot number is not in the listing and the listing coordinates sit very close to the chome's representative point, so the block is not confirmed. Neighboring blocks change the ratio to 81.3% or 79.5%.
  • There is a disclosure that the previous occupant died of illness inside the house; the timing and details are not in the listing.
  • If the southwest road is a designated private road, whether a share is included and whether passage and excavation consent exists is not stated.
  • There is no photo of the rear (northeast) side, so retaining walls or level differences there could not be checked.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Mammy Mart Mammy Plus Kashiwa Wakabacho
4 min walk from the station

Supermarket about 300 m from the property according to the listing.

Source
FamilyMart Kashiwa Chuo 1-chome
7 min walk from the station

Convenience store about 500 m from the property according to the listing.

Source
Kawachi Pharmacy Kashiwa Chuo
11 min walk from the station

Drugstore about 870 m from the property according to the listing.

Source

Neighborhood ② Dining Near the Station

Ore no Ikiru Michi
1 min walk from the station

Ramen shop about 50 m in a straight line from the listing coordinates.

Source
Chuka Oshima
4 min walk from the station

Chinese restaurant about 270 m in a straight line from the listing coordinates.

Source
Oryori Nakaki
6 min walk from the station

Japanese restaurant about 450 m in a straight line from the listing coordinates.

Source

About This Property

⚠️ This house is sold by sealed bid. The listed price of 14,000,000 yen is the minimum sale price. Our assessed ratio of 84.9% is an upper bound calculated on that minimum, and it falls below 80% if the winning bid exceeds 14,850,000 yen (about 6% above the minimum). Bids are due on September 13, 2026, and the listing is expected to disappear after that date.

⚠️ The broker's own website states that the previous occupant died of illness inside the house and that the seller accepts no liability for non-conformity of the building. This site does not exclude properties with disclosure items, but please consider the property with this in mind.

⚠️ The listing gives the address only as Chuo 2-chome without a lot number. We read the listing coordinates as block 8 of Chuo 2-chome and used 240,000 yen/㎡, but the coordinates sit very close to the representative point of the chome and may not be the property itself. Recalculating on nearby blocks consistent with the listed 190 m to the elementary school gives 81.3% on some blocks and 79.5% or 76.0% on others, below 80%. Please read this with the lot number still to be confirmed.

The house is in Chuo 2-chome, Kashiwa, a 13-minute walk from Kashiwa Station on the JR Joban Line; Kashiwa to Ueno takes about 30 minutes on the rapid service. The building is a wooden two-story 2DK of 48.6 ㎡ completed in August 1973, on a 49.5 ㎡ (registered) freehold lot. It fronts a 4 m road on the southwest with a 7.4 m frontage; the broker's website describes this road as a designated private road. Zoning is Category 1 residential with a 60% building coverage ratio and a 200% floor area ratio, with one car space. The house is currently vacant.

The listing photos are two exteriors, the entrance and three interiors. The house stands on a flat road with the road and the lot at the same level; there is a single step at the entrance, no stepped access, and no retaining wall or level difference. Because the lot is only 49.5 ㎡ we checked whether it shares walls with its neighbors: it has its own gable roof, downpipes at both corners and an electricity meter on its wall, and stands apart from both neighbors with a gap.

The road price comes from the 2026 road price map (sheet 14111): 240,000 yen/㎡ for the roads around block 8, reading 215,000 yen in 2024, 225,000 yen in 2025 and 240,000 yen in 2026. The 53-year-old building is valued at zero. The assessed land value is 240,000 yen × 49.5 ㎡ = 11,880,000 yen, or 84.9% of the 14,000,000 yen minimum sale price. With the bidding basis, the disclosure item and the uncertain location all overlapping, treat the figure as a reference only.

Estimated Financing

Assessed value ¥11,880,000 → estimated loan ¥11,880,000 (85% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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