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[Assessed 222.3%] Detached house in Funabashi, Chiba — 18 min from Takane-Kodan Sta.
Assessed 222.3%Detached houseFunabashi, ChibaTakane-Kodan Sta. 18 min walk

[Assessed 222.3%] Detached house in Funabashi, Chiba — 18 min from Takane-Kodan Sta.

Published: Sep 3, 2026Updated: Sep 3, 2026

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Matsudo Line Takane-Kodan Sta.
Walk18 min walk
Assessed Ratio222.3%Assessed 222.3%
Price¥2,980,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 1978 (48 years old)
Land Area98.86㎡
Building Area78.66㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥2,980,000View listing

Assessed Value Breakdown

Land assessed value¥6,623,620
Building assessed value¥0
Total assessed value¥6,623,620
Asking price¥2,980,000
Assessed ratio222.3%

Calculation basis

  • Land = road price ¥67,000/m² × land area 98.86m²
  • Building = replacement cost ¥220,000/m² × floor area 78.66m² × remaining life 0y ÷ statutory life 22y
  • Built Sep 1978 (48 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +6.3%
YearRoad price (JPY/m²)YoY
202463,000
202566,000+4.8%
202667,000+1.5%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we read the block road on the 2026 road price map and checked the frontage in the listing photos and elevation data. We recorded that the listing omits frontage and rebuilding rights, and that the high ratio simply reflects the low price.

Locating the road price

Oana-Minami 4-chome spans four map sheets, the northern half being a multiplier area. Matching the listing coordinates with GSI street patterns, we used the block road about 100 m south of Oana Neighbourhood Park at 67,000 yen/㎡. The same road read 63,000 in 2024, 66,000 in 2025 and 67,000 in 2026. Block roads in 4-chome range from 63,000 to 72,000 and arterials from 75,000 to 82,000, giving 209 to 272% whichever is used. The leasehold symbol is D.

View source
Rights and restrictions

Frontage, private road burden, rebuilding rights, floor plan, building permit number and notes are all blank. Freehold, Category 1 low-rise residential zone, 50% coverage, 100% floor area ratio, residential land category and urbanisation promotion area are stated. The land price of about 30,000 yen/㎡ is under half the road price, yet no constraint is listed; the building condition (vacant, needs repair, ivy) appears to be the reason. A past case at 144% (P0217) later turned out to be unrebuildable, so rebuilding rights are the key unverified point.

Building valuation assumptions

Wooden two-storey house built in September 1978 (48 years old), 78.66 ㎡. It exceeds the 22-year life for wooden buildings, so it is valued at zero and only the land is assessed. Both interior and exterior need repair; the agent assumes 60,000 yen a month in rent after repair (about 24.1% gross yield).

On-site check from photos

We checked all seven listing photos (two exterior, five interior) at full size. At the front the plot is level with the road, with two block gate posts and an iron gate set on the road surface and no retaining wall. The side photo shows ivy up to the second floor. GSI elevation data on a 5 by 5 grid within 20 m reads 26.6 to 27.4 m, a maximum difference of 0.8 m. None of retaining wall, step from the road, stair access, slope or flagpole shape applies.

Listing check

No 2.98 million yen listing of the same house exists on the SUUMO or HOME'S lists for Funabashi / Oana-Minami, and athome returned a bot check three times. The listing was registered on 3 September 2026 with the next update due 2 December, handled by Faro Real Estate under general brokerage. The coordinates are 844 m in a straight line from Takane-Kodan Station, about 14 minutes by road, so the listed 18 minutes is on the safe side.

What We Could Not Confirm

  • The direction, width and type (public or private) of the frontage road and whether rebuilding is possible are not in the listing and must be confirmed with the seller or broker.
  • The only reason visible in the listing for a price under half the road price value is the building condition; the absence of unlisted constraints needs confirming.
  • No other listing of the same house was found, and athome could not be checked.
  • The expected repair cost and the basis for the assumed rent are not given.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Maruetsu Takanedai
18 min walk from the station

Supermarket/convenience store about 397 m in a straight line from the town centroid.

Source
Lawson Funabashi Oana-Minami
16 min walk from the station

Supermarket/convenience store about 409 m in a straight line from the town centroid.

Source
Big-A Funabashi Takanedai
16 min walk from the station

Supermarket/convenience store about 724 m in a straight line from the town centroid.

Source

Neighborhood ② Dining Near the Station

Casa della Pizza
16 min walk from the station

Restaurant/cafe about 763 m in a straight line from the town centroid.

Source
Pizza Yokker Takanedai
9 min walk from the station

Restaurant/cafe about 844 m in a straight line from the town centroid.

Source
Sobahana (soba)
18 min walk from the station

Restaurant/cafe about 957 m in a straight line from the town centroid.

Source

About This Property

⚠️ The listing gives no frontage details, no private road burden and no statement on whether rebuilding is possible. This site does not exclude a property just because the frontage field is blank, but the 2.98 million yen price is less than half the 6.62 million yen road price value of the land, and the 222.3% assessed ratio is simply the mirror of that low price. The listing mentions no constraint such as no-rebuild, leasehold, no private road share or a disclosure item, and the condition of the building appears to explain the price, but rebuilding rights and the road width must be confirmed with the seller or broker. No listing of the same house was found on SUUMO or HOME'S, and athome could not be checked.

A detached house in Oana-Minami 4-chome, Funabashi, 18 minutes on foot from Takane-Kodan Station on the Keisei Matsudo Line. Wooden two-storey house built in September 1978, land 98.86 ㎡ (registered), building 78.66 ㎡, freehold. Category 1 low-rise residential zone, 50% building coverage, 100% floor area ratio, urbanisation promotion area. It is vacant; ivy covers the outer wall and the tatami rooms need re-covering, so both interior and exterior need repair. The agent assumes rent of 60,000 yen a month after repair. Immediate handover, general brokerage.

The road price of the block road is 67,000 yen/㎡, up from 63,000 in 2024 and 66,000 in 2025. Block roads in Oana-Minami 4-chome range from 63,000 to 72,000 yen/㎡, and even the lowest gives 209.0%. The 48-year-old wooden building is valued at zero, so the land alone gives 6.62 million yen.

Of the seven listing photos we checked the two exteriors: at the front the plot is level with the road, with gate posts and an iron gate set directly on the road surface, and there is no retaining wall, step or stair access. GSI elevation data shows less than 0.8 m of variation within 20 m of the plot. Oana Neighbourhood Park lies to the north. Tokyo Station is about 60 minutes away via Keisei-Tsudanuma.

Estimated Financing

Assessed value ¥6,623,620 → estimated loan ¥2,980,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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