積算100
[Assessed 140%] Detached house in Funabashi, Chiba — 19 min from Magomezawa Sta.
Assessed 140%Detached houseFunabashi, ChibaMagomezawa Sta. 19 min walk

[Assessed 140%] Detached house in Funabashi, Chiba — 19 min from Magomezawa Sta.

Published: Sep 8, 2026Updated: Sep 8, 2026

Property Overview

LocationFunabashi, Chiba
Nearest StationTobu Noda Line Magomezawa Sta.
Walk19 min walk
Assessed Ratio140%Assessed 140%
Price¥5,800,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 1972 (54 years old)
Land Area99㎡
Building Area33.12㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥5,800,000View listing

Assessed Value Breakdown

Land assessed value¥8,118,000
Building assessed value¥0
Total assessed value¥8,118,000
Asking price¥5,800,000
Assessed ratio140%

Calculation basis

  • Land = road price ¥82,000/m² × land area 99m²
  • Building = replacement cost ¥220,000/m² × floor area 33.12m² × remaining life 0y ÷ statutory life 22y
  • Built Mar 1972 (54 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +13.9%
YearRoad price (JPY/m²)YoY
202472,000
202578,000+8.3%
202682,000+5.1%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

The listing carried no nearby facilities, so we measured them from the property coordinates using map data. Since the frontage is a private road, we searched the full listing text for any mention of a share in it and of consent for passage and excavation.

Locating the road price

Maruyama 4-chome spans four street-value maps, so we narrowed the position by matching the property coordinates in the listing against blocks 1 to 49 geocoded from national address data. The plot falls between blocks 21 and 22 at the northern end, and the resulting 1.29-kilometre straight-line distance from Magomezawa Station is consistent with the listed 19-minute walk (using the district centroid gives 1.05 kilometres, equivalent to 15 minutes, which does not fit). Almost every residential street in this part of the district carries 82,000 yen, which is also the modal value.

View source
Locating the road price

Fitting sixteen block numbers on the street-value map against their real coordinates left a residual of about 17 metres, so roughly one block of uncertainty remains. We therefore calculated every adjacent band as well: 126.3% at the 74,000 yen band to the northwest, 121.2% at 71,000 yen west of the railway, and 112.7% even at the district's lowest equivalent of 66,000 yen. Every band clears 80% by a wide margin. The street-front value has risen from 72,000 yen in 2024 to 78,000 in 2025 and 82,000 in 2026.

Rights and restrictions

The frontage is a 4.0-metre private road with a 6.9-metre contact length. Searching the full listing HTML found no mention of a share in the private road for this property (the single hit was a different property from the same agency in the sidebar), and "consent", "excavation" and "passage" returned nothing at all. The private-road burden field reads "none". In other words the listing does not state that a share or consent is absent — the fields are simply empty.

On-site check from photos

Only one of the nine listing images is an outdoor shot; the rest are the floor plan and interiors. That photograph captures both the frontage road and the whole plot, so we enlarged the lower portion twofold to examine the access. The ground sits at almost the same level as the road, with only a concrete kerb at the boundary. The concrete apron at the gate is flush with the road and there are no steps. National elevation data across fourteen points within 25 metres of the plot centre returned 26.5 to 27.2 metres — a maximum difference of 0.70 metres.

Building valuation assumptions

A single-storey wooden 3DK built in March 1972, now 54 years and 7 months old. That is well beyond the 22-year statutory useful life for timber construction, so the building is valued at zero. The 140.0% cost-approach figure rests on the land alone. With a 33.12-square-metre house on 99.00 square metres of land, there is room to rebuild or clear the site.

Other checks

Utilities are a septic tank, mains water, city gas and electricity; the property is not connected to public sewerage, so connecting would mean construction costs. The parking field reads "none". The house is vacant, available for immediate handover, and the agency is acting as the seller.

What We Could Not Confirm

  • The listing says nothing about whether a share in the private road comes with the property, or about consent for passage and excavation. Without that consent rebuilding could be obstructed, so confirm before contracting.
  • The property is not connected to public sewerage and uses a septic tank. Check whether connection is possible and what it would cost.
  • The parking field reads "none". There appears to be room on the plot, but please check on site whether a parking space can be created.
  • Only one exterior photograph exists, so the interior of the house and the rear and side boundaries cannot be assessed from photographs.
  • No lot number appears in the listing; the position is inferred from the listed coordinates and block data. The street-value band does not change within that margin.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson
7 min walk from the station

About 510 metres from the property. The listing gave no nearby facilities, so we measured this from map data.

Source
7-Eleven
7 min walk from the station

About 550 metres from the property.

Source
York Mart
8 min walk from the station

A supermarket about 610 metres from the property.

Source

Neighborhood ② Dining Near the Station

Sakura
6 min walk from the station

A restaurant about 460 metres from the property.

Source
Big Boy
9 min walk from the station

A family restaurant about 760 metres from the property.

Source

About This Property

A detached house in Maruyama 4-chome, Funabashi, a 19-minute walk from Magomezawa Station on the Tobu Noda Line. Maruyama is a residential district on the Shimosa plateau, with a Lawson about 510 metres away, a 7-Eleven about 550 metres and a York Mart about 610 metres — everyday shopping within walking distance. Changing at Funabashi for the JR Sobu Line puts Tokyo Station about 55 minutes away.

The house is a single-storey wooden 3DK built in March 1972, with a floor area of 33.12 square metres. At 54 years old it is well past the 22-year statutory useful life for timber construction, so our cost approach values the building at zero. The land is 99.00 square metres, about 29.94 tsubo. With the house occupying only a small part of it, rebuilding or clearing the site are both realistic options. The zoning is Category 1 Low-Rise Exclusive Residential, but with a 60% building coverage ratio and a 200% floor area ratio.

The National Tax Agency's 2026 street-front value is 82,000 yen per square metre, which multiplied by 99.00 square metres gives 8.11 million yen — 140.0% of the 5.8 million yen asking price. The listing records no private-road burden, and the exterior photograph shows the 6.9-metre frontage meeting the road directly rather than through a corridor, so we made no deduction. The street-front value has risen from 72,000 yen in 2024 to 78,000 in 2025 and 82,000 in 2026 — up 14% in two years.

Three things to check. First, the frontage is a 4.0-metre private road. The listing says nothing about a share in that road or about consent for passage and excavation, and without such consent rebuilding could be obstructed. We suggest confirming before contracting. Second, the property is not connected to public sewerage and uses a septic tank; connecting would mean construction costs. Third, the parking field reads "none". With 99 square metres of land against a 33-square-metre house there looks to be room, but please check on site.

Estimated Financing

Assessed value ¥8,118,000 → estimated loan ¥5,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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