積算100
[Assessed 145.3%] Detached house in Funabashi, Chiba — 4 min from Higashi-Nakayama Sta.
Assessed 145.3%Detached houseFunabashi, ChibaHigashi-Nakayama Sta. 4 min walk

[Assessed 145.3%] Detached house in Funabashi, Chiba — 4 min from Higashi-Nakayama Sta.

Published: Sep 10, 2026Updated: Sep 10, 2026

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Main Line Higashi-Nakayama Sta.
Walk4 min walk
Assessed Ratio145.3%Assessed 145.3%
Price¥64,800,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 2003 (22 years old)
Land Area427.94㎡
Building Area215.29㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥64,800,000View listing

Assessed Value Breakdown

Land assessed value¥94,146,800
Building assessed value¥0
Total assessed value¥94,146,800
Asking price¥64,800,000
Assessed ratio145.3%

Calculation basis

  • Land = road price ¥220,000/m² × land area 427.94m²
  • Building = replacement cost ¥220,000/m² × floor area 215.29m² × remaining life 0y ÷ statutory life 22y
  • Built Oct 2003 (22 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +12.8%
YearRoad price (JPY/m²)YoY
2024195,000
2025210,000+7.7%
2026220,000+4.8%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We enlarged the single exterior photograph to measure the boundary wall, and calibrated the property's position on the 2026 valuation map using block coordinates before settling on a representative land value.

Locating the road price

Higashi-Nakayama 1-chome spans three valuation sheets, so we fixed the location first. We converted all 24 blocks of the district into coordinates, then derived scale and rotation from two blocks on sheet 06130 and projected the rest — the result matched the block numbers drawn on the map. Streets serving the blocks within a four-minute walk range from 200,000 to 255,000 yen per sqm, so we took the conservative 220,000.

View source
Locating the road price

We also checked that the choice of band cannot change the conclusion. The lowest band within the four-minute radius, 200,000 yen per sqm, still gives 132.1%; the most common band of 240,000 gives 158.5%. The three-year series is 195,000, 210,000 and 220,000 yen, and a parallel street moved by the same increments, confirming the year-on-year matching.

On-site check from photos

Only one of the ten images shows the exterior (the rest are a floor plan and interiors). We enlarged that image in halves and confirmed the front boundary is a 0.5-0.6 metre rendered wall topped with a lattice fence, with ground beyond the gate sitting at much the same level as the paved front garden. Measured against a 200 cm door, the retained height is 0.3 to 0.5 metres.

Rights and restrictions

We used survey data to cover what the photograph could not. National elevation data for Higashi-Nakayama 1-chome shows a bluff of about 15 metres between low ground to the south-west (2.6-3.8 m) and the plateau to the north-east (17.1-19.2 m). With the lot number withheld, we cannot determine whether the site lies along that bluff.

Building valuation assumptions

The timber structure dates from October 2003, making it a full 22 years old as of September 2026. That equals its 22-year statutory life, so we value the building at zero; the 145.3% ratio reflects land only.

What We Could Not Confirm

  • The frontage field is blank — no road width, category or orientation is given. Rebuild permission needs checking with the authorities and the agent.
  • With no photograph of the road head-on, the difference in level between road and site could only be checked indirectly.
  • A roughly 15-metre bluff runs through the district, and the withheld lot number means we cannot tell whether the site sits along it. If it does, retaining walls and the Chiba cliff ordinance need checking.
  • At a 40% building coverage ratio and an 80% floor area ratio, a rebuild is capped at 171 sqm of footprint and 342 sqm of floor area.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Maruetsu
4 min walk from the station

A food supermarket about 250 m from the property.

Source
Lawson
5 min walk from the station

A convenience store about 360 m from the property.

Source
Jason
6 min walk from the station

A discount store about 440 m from the property.

Source

Neighborhood ② Dining Near the Station

Pizza Hut
3 min walk from the station

About 200 m away, with delivery available.

Source
Saizeriya
5 min walk from the station

A family restaurant about 410 m from the property.

Source

About This Property

This is a three-storey timber-framed custom-built house a four-minute walk from Higashi-Nakayama Station on the Keisei Main Line. Built in October 2003, it is 22 years old, with 427.94 sqm of land (about 129 tsubo) and 215.29 sqm of floor area. The ground floor has an 8-mat Japanese room, a 13-mat Western room and a storeroom; the first floor a 24-mat living-dining-kitchen with underfloor heating plus a 10-mat room; the second floor a 14.9-mat room with a walk-in closet. Each floor has its own washroom. Shimousa-Nakayama Station on the Sobu Line is also within reach, putting central Tokyo around 40 minutes away.

Please note: the frontage field is blank — the listing gives no road width, category or orientation. Several properties on this site whose frontage field was likewise blank later turned out to prohibit rebuilding. Confirm rebuild permission with the ward office and the agent before contracting.

A second point: we could not fully verify the site's elevation. Of the ten photographs, only one shows the exterior and none shows the road head-on. Within that one image the boundary wall retains 0.3 to 0.5 metres and the steps from the front garden to the entrance rise about 0.5 metres over three treads — both below our one-metre exclusion threshold. However, national elevation data for Higashi-Nakayama 1-chome shows a bluff of roughly 15 metres between the low ground to the south-west (2.6-3.8 m) and the plateau to the north-east (17.1-19.2 m). Because the lot number is withheld we cannot tell which block the site sits in, so if it stands near that bluff, retaining walls and the Chiba cliff ordinance need checking.

The assessed value is 94.15 million yen for the land (220,000 yen per sqm times 427.94 sqm). At 22 years the timber structure has reached its 22-year statutory life, so the building is valued at zero, and the land alone gives 145.3% against the 64.8 million yen asking price. The road-frontage value rose from 195,000 yen in 2024 to 210,000 in 2025 and 220,000 in 2026 — a 12.8% gain over three years.

Zoning is Category I exclusively low-rise residential with a 40% building coverage ratio and an 80% floor area ratio, so a rebuild is capped at 171 sqm of footprint and 342 sqm of floor area; the current 215.29 sqm sits within that. Against a four-minute walk and 129 tsubo of land, the 145% ratio looks strong — the unverified frontage and elevation are what will decide it.

Estimated Financing

Assessed value ¥94,146,800 → estimated loan ¥64,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here
[Assessed 186.9%] Detached house in Chuo Ward, Chiba City, Chiba — 16 min from Soga Sta.
Assessed 186.9%
Source: athome
Detached house

[Assessed 186.9%] Detached house in Chuo Ward, Chiba City, Chiba — 16 min from Soga Sta.

Chuo Ward, Chiba City, ChibaJR Keiyo Line Soga Sta. 16 min walk
¥4MExpected Yield 19.5%
Sep 18, 2026
[Assessed 144.6%] Land in Chuo Ward, Chiba City, Chiba — 14 min from Higashi-Chiba Sta.
Assessed 144.6%
Source: athome
Land

[Assessed 144.6%] Land in Chuo Ward, Chiba City, Chiba — 14 min from Higashi-Chiba Sta.

Chuo Ward, Chiba City, ChibaJR Sobu Main Line Higashi-Chiba Sta. 14 min walk
¥10.8M
Sep 18, 2026
[Assessed 152.6%] Detached house in Yachiyo, Chiba — 13 min from Keisei-Owada Sta.
Assessed 152.6%
Source: athome
Detached house

[Assessed 152.6%] Detached house in Yachiyo, Chiba — 13 min from Keisei-Owada Sta.

Yachiyo, ChibaKeisei Main Line Keisei-Owada Sta. 13 min walk
¥12.8M
Sep 18, 2026