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[Assessed 82.9%] Detached house in Kashiwa, Chiba — 11 min from Masuo Sta.
Assessed 82.9%Detached houseKashiwa, ChibaMasuo Sta. 11 min walk

[Assessed 82.9%] Detached house in Kashiwa, Chiba — 11 min from Masuo Sta.

Published: Sep 12, 2026Updated: Sep 12, 2026

Property Overview

LocationKashiwa, Chiba
Nearest StationTobu Noda Line Masuo Sta.
Walk11 min walk
Assessed Ratio82.9%Assessed 82.9%
Price¥14,800,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 1998 (27 years old)
Land Area142.67㎡
Building Area75.47㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥14,800,000View listing

Assessed Value Breakdown

Land assessed value¥12,269,620
Building assessed value¥0
Total assessed value¥12,269,620
Asking price¥14,800,000
Assessed ratio82.9%

Calculation basis

  • Land = road price ¥86,000/m² × land area 142.67m²
  • Building = replacement cost ¥220,000/m² × floor area 75.47m² × remaining life 0y ÷ statutory life 22y
  • Built Oct 1998 (27 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.9%
YearRoad price (JPY/m²)YoY
202482,000
202583,000+1.2%
202686,000+3.6%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the road access was not stated in the listing, other sites were checked as well. The FY2026 street-value map was then used to count the residential streets in the neighbourhood and justify the representative value.

Locating the road price

The residential streets of Masuodai 3-chome were counted on sheet 14183 of the FY2026 street-value map. Seven runs east of the prefectural road carry 86,000 yen/sqm, the most frequent value in the neighbourhood, so that was adopted. Arterial frontage and values across the boundary in Masuodai 2-chome were excluded. Three-year trend: 82,000 yen (2024), 83,000 (2025), 86,000 (2026).

View source
Rights and restrictions

With athome's road-access field blank, LIFULL HOME'S and SUUMO were checked. HOME'S gives only "one side" and "no setback required"; neither states the width, classification or frontage of the road, and SUUMO carries no listing for this property at all. That no setback is required suggests the road is at least 4 m wide, but this is not confirmed.

On-site check from photos

Of the four listing photos, one shows the site. It captures the frontage road and both neighbours: the built-in garage floor is level with the road and the accordion gate stands at road level. The only step is the single 15-20 cm rise to the entrance; no retaining wall, no level difference over a metre, no stepped approach.

Effective land area

The listing states no private-road burden, and notes neither a flagpole strip nor a sloped portion, so the listed 142.67 sqm (registered) was used as-is for the assessment.

Building valuation assumptions

Built in October 1998, the house is 27 years old and past the 22-year statutory life for wood-frame construction, so the building assesses at zero. The assessed value therefore consists of land alone. The built-in garage is included within the 75.47 sqm of floor area.

What We Could Not Confirm

  • The width, classification and frontage of the road appear on none of the four listing sites, so the road access is unconfirmed.
  • Only one site photo exists, showing the exterior; the sides and rear of the plot are not pictured, so retaining structures there are unconfirmed.
  • No lot number is given; the location was estimated from block coordinates. Confirming it requires contacting the listing agent.
  • Distances to nearby facilities are straight-line from the estimated position, not walking routes. Names and distances were filled in from OpenStreetMap because the listing gives none.
  • The owner is still living in the house, and the handover date is negotiable.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Life
10 min walk from the station

A grocery supermarket about 340 m straight-line northeast of the estimated property location.

Source
Seisen Ichiba TOP
20 min walk from the station

A grocery supermarket about 310 m southwest of the estimated location.

Source
FamilyMart
11 min walk from the station

A convenience store about 410 m north of the estimated location.

Source

Neighborhood ② Dining Near the Station

cafe C&T
15 min walk from the station

A cafe about 350 m east of the estimated location.

Source
Denny's
10 min walk from the station

A family restaurant about 400 m north of the estimated location.

Source
Kashiwatei
10 min walk from the station

A restaurant about 410 m north of the estimated location.

Source

About This Property

The first thing to flag on this property is that the road access cannot be read from the listing. The frontage-road field on athome is blank, LIFULL HOME'S says only "one side" and "no setback required", and the width, classification and frontage of the road appear on none of the four listing sites. We do not drop a property from consideration merely because that field is empty, but properties in the same state have later turned out to be non-rebuildable, so anyone considering a purchase should confirm the road classification and frontage with the agent.

It sits in a residential area 11 minutes on foot from Masuo Station on the Tobu Noda Line, and 17 minutes from Sakasai Station. The plot is 142.67 sqm with 75.47 sqm of floor area, a two-storey wood-frame 3LDK with a built-in garage and an accordion gate. Zoning is Category 1 Low-Rise Exclusive Residential at 50 percent building coverage and 100 percent floor area ratio. The ground floor holds the bath and a Western-style room; the living-dining-kitchen and two more rooms are upstairs. The listing states no private-road burden and no setback requirement.

The assessed value comes to 82.9 percent. Built in October 1998, the house is 27 years old and past the 22-year statutory life for wood-frame construction, so the building assesses at zero and the land alone carries more than 80 percent of the price. The inheritance-tax street value in Masuodai 3-chome is 86,000 yen/sqm; multiplied by 142.67 sqm it gives 12.26 million yen, which is the entire assessed figure. The street value rose 4.9 percent over three years: 82,000 yen in 2024, 83,000 in 2025 and 86,000 in 2026.

There are four listing photos, only one of which shows the site. That single exterior shot does include the frontage road and both neighbouring plots, so it was enough to confirm that the road and the plot sit at much the same level with no retaining wall or stepped approach. There are no photos of the sides or the rear, however, so retaining structures there remain unconfirmed. Measuring the surroundings against the Geospatial Information Authority's 5 m elevation mesh gives a gentle slope of about 1.7 m over 40 m — not the terrain of a retaining wall over a metre high.

Estimated Financing

Assessed value ¥12,269,620 → estimated loan ¥12,260,000 (83% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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