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[Assessed 81.5%] Detached house in Matsudo, Chiba — 18 min from Mabashi Sta.
Assessed 81.5%Detached houseMatsudo, ChibaMabashi Sta. 18 min walk

[Assessed 81.5%] Detached house in Matsudo, Chiba — 18 min from Mabashi Sta.

Published: Sep 12, 2026Updated: Sep 12, 2026

Property Overview

LocationMatsudo, Chiba
Nearest StationJR Joban Line (Local) Mabashi Sta.
Walk18 min walk
Assessed Ratio81.5%Assessed 81.5%
Price¥29,800,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2014 (12 years old)
Land Area123.3㎡
Building Area101.64㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥29,800,000View listing

Assessed Value Breakdown

Land assessed value¥14,136,000
Building assessed value¥10,164,000
Total assessed value¥24,300,000
Asking price¥29,800,000
Assessed ratio81.5%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 101.64m² × remaining life 10y ÷ statutory life 22y
  • Built Apr 2014 (12 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +14.3%
YearRoad price (JPY/m²)YoY
2024105,000
2025110,000+4.8%
2026120,000+9.1%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

With neither a lot number nor coordinates in the listing, the location was narrowed down from the walking time to the station and the surrounding-area photos, then the FY2026 street-value map was used to count the residential streets. On this property the positional judgement feeds straight into the valuation.

Other checks

Nakawakura has no chome divisions, and the town spans five street-value map sheets with values from 81,000 to 130,000 yen/sqm. With no lot number or coordinates in the listing, the northern part of the town was inferred from the 18-minute walk to Mabashi Station and from the Matsudo City General Medical Center and 21st Century Park visible in the surrounding-area photos. Another Nakawakura property with published coordinates, listed at 19 minutes on foot for a straight-line 840 m, was used to calibrate the conversion.

Locating the road price

The residential streets of the narrowed-down northern area were counted on sheet 09059 of the FY2026 street-value map. 120,000 yen/sqm appears about 18 times, far more than any other value, so it was adopted. The 130,000 yen of the shopping street and the 140,000 and 150,000 yen of the arterial roads are different in character and were excluded. Three-year trend: 105,000 yen (2024), 110,000 (2025), 120,000 (2026) — up 14.3 percent in two years.

View source
Effective land area

From the registered 123.30 sqm, a 4.32 sqm private-road burden (a 1/8 shared interest) and 1.18 sqm of completed setback were deducted, giving 117.80 sqm for the assessment. Because the private road is written as a fractional share it is likely a separate parcel, in which case the figure would be 118.98 sqm without deduction; the policy of taking the smaller area was followed.

Building valuation assumptions

Built in April 2014, the house is 12 years old, so 10 of the 22 statutory years remain and the building retains assessed value. It accounts for 41.8 percent of the assessed total — a larger share than most properties covered here — and that share will shrink as the building ages.

On-site check from photos

Four of the twenty listing photos show the site. Road, kerb and the concrete parking slab run together at one level, so there is effectively no step at the boundary. The south garden is flat gravel; the boundary with the neighbour is mesh fencing set directly on the ground with no retaining wall, and the parking side is separated only by a low guard pipe. There is no retaining wall, embankment, slope or flagpole strip.

What We Could Not Confirm

  • No lot number is disclosed; the location is a range estimated from the walking time and the surrounding-area photos. Were it the southern part of the town, the street value would be 110,000 yen/sqm and the assessed value would fall to 77.6 percent.
  • The street value of the road the property actually fronts could not be verified, because the lot number is unconfirmed.
  • Whether the 4.32 sqm private-road burden is inside or outside the registered area cannot be told from the listing, so both the deducted and undeducted figures are given.
  • Distances to nearby facilities are straight-line from the estimated position, not walking routes. Names and distances were filled in from OpenStreetMap because the listing gives none.
  • The owner is still living in the house, and the handover date is negotiable.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Super Kawaguchi
10 min walk from the station

A grocery supermarket about 230 m straight-line north of the estimated property location.

Source
Mammy Mart Nakawakura
19 min walk from the station

A grocery supermarket about 400 m southeast of the estimated location.

Source
TAIRAYA Mabashi
5 min walk from the station

A grocery supermarket about 600 m northwest, closer to Mabashi Station.

Source

Neighborhood ② Dining Near the Station

Ramen Kitakitsune
12 min walk from the station

A ramen shop about 160 m south of the estimated location.

Source
Owariya
11 min walk from the station

A restaurant about 160 m south of the estimated location.

Source
Raamen Kagetsu Arashi
7 min walk from the station

A ramen shop about 490 m northwest of the estimated location.

Source

About This Property

The assessed value of this property depends entirely on where you place it. Nakawakura in Matsudo has no chome divisions, and the town spans five street-value map sheets on which the inheritance-tax street value ranges from 81,000 to 130,000 yen/sqm — a factor of 1.6. The listing gives neither a lot number nor coordinates, and none of the other three sites carries the property, so the position was judged to be the northern part of the town from the walking time to Mabashi Station and the surrounding-area photos, and the representative value there, 120,000 yen/sqm, was adopted. Were it the southern 110,000 yen/sqm instead, the assessed value would be 77.6 percent; at 105,000 yen it would be 75.6 percent — both below 80 percent. With the lot number unconfirmed, the street value of the road the property actually fronts could not be verified.

It sits in a residential area 18 minutes on foot from Mabashi Station on the JR Joban local line and the Ryutetsu Nagareyama line. The plot is 123.30 sqm (registered) with 101.64 sqm of floor area, a two-storey wood-frame 4LDK built in April 2014, so 12 years old. It fronts a 5.0 m public road to the west with 8.2 m of frontage, and the setback has already been carried out. Zoning is Category 1 Low-Rise Exclusive Residential at 50 percent building coverage and 100 percent floor area ratio. There is one concrete parking space.

The assessed value comes to 81.5 percent. At 12 years old the building still carries assessed value: 220,000 yen/sqm replacement cost times 101.64 sqm times 10 remaining years over 22 gives 10.16 million yen, or 41.8 percent of the assessed total. The land is calculated on 117.80 sqm — the registered area less a 4.32 sqm private-road burden (a 1/8 shared interest) and the 1.18 sqm of completed setback — giving 14.13 million yen. Because the private road is expressed as a fractional share it is likely a separate parcel, in which case no deduction applies and the figures become 118.98 sqm and 82.0 percent; the narrower reading was adopted in line with the policy of taking the smaller area. Either way the result exceeds 80 percent. The street value in Nakawakura rose 14.3 percent in two years: 105,000 yen in 2024, 110,000 in 2025 and 120,000 in 2026.

Four site photos out of twenty were reviewed. Road, kerb and the concrete parking slab run together at one level, so there is effectively no step at the boundary. The south garden is flat gravel, the boundary with the neighbour is mesh fencing set directly on the ground with no retaining wall. The three steps (about 45 cm) up to the entrance porch belong to the house, not to an approach rising from the road.

Estimated Financing

Assessed value ¥24,300,000 → estimated loan ¥24,300,000 (82% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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