積算100
千葉県柏市豊四季の中古戸建(木造2階建3DK・1977年12月築)のイメージ
Assessed 114.7%Detached houseKashiwa City, ChibaKashiwa Sta. 17 min walk

[Assessed 114.7%] Detached house in Kashiwa City, Chiba — 17 min from Kashiwa Sta.

Published: Sep 12, 2026Updated: Sep 12, 2026

Property Overview

LocationKashiwa City, Chiba
Nearest StationJR Joban Line Kashiwa Sta.
Walk17 min walk
Assessed Ratio114.7%Assessed 114.7%
Price¥6,980,000
TypeDetached house
Expected Yield8.59%
StructureWooden
BuiltBuilt Dec 1977 (48 years old)
Land Area72.81㎡
Building Area66.24㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥6,980,000View listing

Assessed Value Breakdown

Land assessed value¥8,009,100
Building assessed value¥0
Total assessed value¥8,009,100
Asking price¥6,980,000
Assessed ratio114.7%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 66.24m² × remaining life 0y ÷ statutory life 22y
  • Built Dec 1977 (48 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +14.6%
YearRoad price (JPY/m²)YoY
202496,000
2025105,000+9.4%
2026110,000+4.8%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than simply reproducing the listing, we checked the figures against the fiscal 2026 inheritance-tax road price map and national address data. Because this listing carries no photographs at all, we state up front what we could not verify, and in particular flag the remaining concern that the building may be terraced.

On-site check from photos

We could not find a single photograph of this property. The Rakumachi listing has no photo gallery element at all; every image on the page is a site-wide UI icon or campaign banner, and there are no lazy-loading URLs. The photographs were never posted rather than failing to load. We checked other sites without success. Suumo's used detached house listings for Toyoshiki, Kashiwa contain nothing matching the 6.98 million yen price, 72.81 square meters of land, 66.24 square meters of building or the 1977 build; Kenbiya returned nothing on either its investment property search or a keyword search; and athome returned an authentication page of about 8 kilobytes that could not be cross-checked. As a result, retaining walls, a frontage level difference of a meter or more, stepped access, and slope faces or sloping ground are all unverified. We are publishing it as a case where the listing simply never had photographs, on the grounds that the assessed ratio comfortably exceeds 80 percent.

Building valuation assumptions

A two-story wood-frame 3DK of 66.24 square meters, built in December 1977 and now 48 years old. The statutory useful life for wood-frame construction is 22 years, so the building is past its useful life and valued at zero. The concern that particularly remains is the possibility of terraced construction, given a small 72.81-square-meter site combined with a 1977 build. The listing text makes no mention of terraced or row housing, but without photographs we cannot confirm structural separation from the neighboring buildings. We previously judged a property in Ohara 7-chome, Omiya Ward, Saitama City not to be terraced on the basis of its listing photographs, only to learn later that it was and withdraw it; with no photographs at all, this property gives us even less to work with.

Effective land area

The private road burden field is blank in the listing, and there is no mention of setback, road dedication or sloping portions. We therefore made no deduction and used the listed 72.81 square meters (registry) as the effective site area. The site fronts a public road 7.50 meters wide on the northwest, which is on the wider side for a block street and makes it unlikely that the applicable band sits below the district mode. The land is held in fee simple, the land category is residential, and the site lies in an urbanization promotion area.

Locating the road price

We worked from the fiscal 2026 road price map (sheet 14127). Because the listing publishes the parcel number as 687-11 Toyoshiki, we obtained coordinates for 687 Toyoshiki from the national address API (35.845966 N, 139.96402 E) and confirmed they lie only about 140 meters from Rakumachi's coordinates (35.84468420 N, 139.96426440 E), giving two sources in agreement. Toyoshiki in Kashiwa spans 23 sheets for fiscal 2026 (14082 to 14149), so we used the Tobu Noda Line, visible on the same sheets, as a calibration line. The line connects Kashiwa and Shin-Kashiwa stations and passes through roughly 139.9679 longitude at latitude 35.846. On sheet 14128 the railway sits at about x=225 points on the page, and at a scale of 1:2,500 (about 0.88 meters per point) the property works out to roughly 349 meters west of the railway, placing it west of the western edge of 14128 and toward the east of sheet 14127. The slope derived from the 68-point (60-meter) offset of the railway between sheets 14128 and 14139 matched the actual slope between the two stations, corroborating our assumptions about scale and orientation. For the representative figure we took the mode of block streets within the district: on the east side of sheet 14127, 110,000 yen appears on four segments, the most common, with one segment each at 105,000, 125,000 and 140,000 yen. We excluded 170,000 yen along the Mito Kaido and 150,000 yen on the prefectural-road equivalent as arterials. The three-year figures are 96,000 yen in 2024, 105,000 yen in 2025 and 110,000 yen in 2026, rendered from the same sheet at the same crop in all three years and matched street by street. The leasehold ratio symbol is D throughout the area, not E or lower.

View source
Rights and restrictions

The road price needed for the assessed ratio to reach 80 percent is 6.98 million yen times 0.8 divided by 72.81, or 76,693 yen. Even the lowest band observed in Toyoshiki, 105,000 yen, gives 109.5 percent, and 96,000 yen, recorded previously at another point in Toyoshiki, still gives 96.0 percent, so an error in identifying the sheet would not reverse the conclusion. The zoning is Category 1 mid-to-high-rise exclusively residential with 60 percent building coverage and a 200 percent floor area ratio, and the sale does not come with a building contract condition. The listing says nothing about cliff ordinances, non-rebuildable status, leasehold, setback, retaining walls, level differences, slopes or terraced construction, but please note that we have not been able to corroborate this without photographs.

Listing check

The property is tenanted and sold as an owner change, under a three-year fixed-term lease that has been renewed on expiry and remains in force. Special provisions state that the landlord bears no repair obligation during the lease (the tenant is responsible) and that the tenant bears no restoration obligation on termination: repair costs during ownership are light, but no restoration can be expected when the tenant leaves. The transaction is an exclusive agency listing handled by House Do Sales Management Co., Ltd. (Shimogyo Ward, Kyoto; Minister of Land, Infrastructure, Transport and Tourism license (2) No. 9324), management number 1667. The listing was registered and updated on September 11, 2026, with the next update scheduled for December 10, 2026. The road price map shows the municipal Toyocho nursery school and the Mukainakahara Daiichi and Toyocho Daiichi parks nearby.

What We Could Not Confirm

  • A small 72.81-square-meter site combined with a 1977 build means we cannot rule out terraced construction. The listing makes no mention of it, but with no photographs at all we cannot confirm structural separation from the neighboring buildings. Please verify on site or from the registry.
  • For the same reason the presence of retaining walls is unverified. The listing text mentions no retaining walls, level differences, slopes or cliff ordinances, but the absence of a statement is not the absence of the condition.
  • The level difference between the frontage road and the site, and whether access is by steps, are also unverified. The site fronts a public road 7.50 meters wide on the northwest and the listing records no setback.
  • The exterior and interior condition of the building is unverified. It is a 48-year-old wood-frame 3DK, and because it is tenanted the listing does not say whether viewings are possible. There is no record of repair history or equipment replacement.
  • The three-year fixed-term lease structure, and the special provisions stating that the landlord bears no repair obligation during the lease and the tenant bears no restoration obligation on termination, bear directly on the durability of the rental income and on costs at move-out. Please confirm the renewal terms and the remaining term against the contract.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson (near Toyoshiki, Kashiwa)
5 min walk from the station

A convenience store about 329 meters in a straight line from the property coordinates, located via OpenStreetMap.

Source
7-Eleven Minami-Kashiwa Toyoshiki
5 min walk from the station

A convenience store about 358 meters in a straight line from the property coordinates, located via OpenStreetMap.

Source
Gyomu Super (near Toyoshiki, Kashiwa)
5 min walk from the station

A supermarket about 371 meters in a straight line from the property coordinates, located via OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Kyubeiya (near Toyoshiki, Kashiwa)
7 min walk from the station

A restaurant about 505 meters in a straight line from the property coordinates, located via OpenStreetMap.

Source
Ramen Eita (near Toyoshiki, Kashiwa)
7 min walk from the station

A restaurant about 514 meters in a straight line from the property coordinates, located via OpenStreetMap.

Source
Sukesan Udon (near Toyoshiki, Kashiwa)
10 min walk from the station

A restaurant about 750 meters in a straight line from the property coordinates, located via OpenStreetMap.

Source

About This Property

A tenanted detached house at 687-11 Toyoshiki, Kashiwa City, Chiba, served by two stations: a 17-minute walk from Kashiwa Station on the JR Joban Line (local service) and a 15-minute walk from Shin-Kashiwa Station on the Tobu Noda Line. It is a two-story wood-frame 3DK with 72.81 square meters of land and 66.24 square meters of floor area, built in December 1977 and now 48 years old. The asking price is 6.98 million yen, the listed gross yield is 8.59 percent, and the projected annual income is 600,000 yen (50,000 yen per month). It is sold as an owner change, with a three-year fixed-term lease that has been renewed on expiry and remains in force.

One point first: we could not find a single photograph of this property. The Rakumachi listing has no photo gallery element at all, and no image data including lazy-loaded URLs. This is not a failed retrieval; the photographs were never posted. We checked other sites without success. Suumo's listings for used detached houses in Toyoshiki, Kashiwa contain nothing matching the price of 6.98 million yen, 72.81 square meters of land, 66.24 square meters of building or a 1977 build (as a tenanted owner-change sale it is unlikely to appear in that category). Kenbiya returned nothing on either its investment property search or a keyword search, and athome returned an authentication page that could not be cross-checked. As a result, the presence of retaining walls, a level difference of a meter or more with the frontage road, stepped access, and slope faces or sloping ground are all unverified.

One concern in particular remains. A small 72.81-square-meter site combined with a 1977 build means we cannot rule out that this is a terraced house. We previously judged a property in Ohara 7-chome, Omiya Ward, Saitama City not to be terraced based on the listing photographs, only to find later that it was a terraced house and withdraw it. With no photographs at all, this property gives us even less to work with than that case. If you are considering a purchase, please confirm structural separation from the neighboring buildings on site or from the registry.

The treatment of area is straightforward. The private road burden field is blank in the listing, and there is no mention of setback, road dedication or sloping portions. We therefore made no deduction and used the listed 72.81 square meters (registry) as the effective site area. The site fronts a public road 7.50 meters wide on the northwest, which is on the wider side for a block street.

We adopted a fiscal 2026 road price of 110,000 yen per square meter. Because the listing publishes the parcel number, we obtained coordinates for 687 Toyoshiki from the national address API (35.845966 N, 139.96402 E) and confirmed they lie only about 140 meters from Rakumachi's own coordinates (35.84468420 N, 139.96426440 E). Toyoshiki in Kashiwa spans 23 road price map sheets for fiscal 2026, so we used the Tobu Noda Line, which appears on the same sheets, as a calibration line to identify the sheet covering the property (14127). Collecting every block street in Toyoshiki on the east side of that sheet gives 110,000 yen on four segments, the most common figure, with one segment each at 105,000, 125,000 and 140,000 yen. We excluded 170,000 yen along the Mito Kaido and 150,000 yen on the prefectural-road equivalent as arterials. The road price needed to reach 80 percent is 76,693 yen, so even the lowest figure observed nearby, 105,000 yen, gives 109.5 percent, and 96,000 yen, recorded previously at another point in Toyoshiki, still gives 96.0 percent: any error in identifying the sheet does not change the conclusion. The three-year figures are 96,000 yen in 2024, 105,000 yen in 2025 and 110,000 yen in 2026, a rise of 14.6 percent over two years.

On the building and the contract: the statutory useful life for wood-frame construction is 22 years, and at 48 years old this December 1977 building is valued at zero. The zoning is Category 1 mid-to-high-rise exclusively residential, with 60 percent building coverage and a 200 percent floor area ratio. On the contract side, special provisions state that the landlord bears no repair obligation during the lease (the tenant is responsible) and that the tenant bears no restoration obligation on termination. Holding costs for repairs are therefore light, but no restoration can be expected when the tenant leaves. Together with the three-year fixed-term lease structure, please verify the durability of the rental income against the contract itself.

Estimated Financing

Assessed value ¥8,009,100 → estimated loan ¥6,980,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here
[Assessed 186.9%] Detached house in Chuo Ward, Chiba City, Chiba — 16 min from Soga Sta.
Assessed 186.9%
Source: athome
Detached house

[Assessed 186.9%] Detached house in Chuo Ward, Chiba City, Chiba — 16 min from Soga Sta.

Chuo Ward, Chiba City, ChibaJR Keiyo Line Soga Sta. 16 min walk
¥4MExpected Yield 19.5%
Sep 18, 2026
[Assessed 144.6%] Land in Chuo Ward, Chiba City, Chiba — 14 min from Higashi-Chiba Sta.
Assessed 144.6%
Source: athome
Land

[Assessed 144.6%] Land in Chuo Ward, Chiba City, Chiba — 14 min from Higashi-Chiba Sta.

Chuo Ward, Chiba City, ChibaJR Sobu Main Line Higashi-Chiba Sta. 14 min walk
¥10.8M
Sep 18, 2026
[Assessed 152.6%] Detached house in Yachiyo, Chiba — 13 min from Keisei-Owada Sta.
Assessed 152.6%
Source: athome
Detached house

[Assessed 152.6%] Detached house in Yachiyo, Chiba — 13 min from Keisei-Owada Sta.

Yachiyo, ChibaKeisei Main Line Keisei-Owada Sta. 13 min walk
¥12.8M
Sep 18, 2026