積算100
[Assessed 92.9%] Detached house in Kamagaya, Chiba — 13 min from Kamagaya-Daibutsu Sta.
Assessed 92.9%Detached houseKamagaya, ChibaKamagaya-Daibutsu Sta. 13 min walk

[Assessed 92.9%] Detached house in Kamagaya, Chiba — 13 min from Kamagaya-Daibutsu Sta.

Published: Sep 13, 2026Updated: Sep 13, 2026

Property Overview

LocationKamagaya, Chiba
Nearest StationKeisei Matsudo Line Kamagaya-Daibutsu Sta.
Walk13 min walk
Assessed Ratio92.9%Assessed 92.9%
Price¥17,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 1988 (38 years old)
Land Area220.58㎡
Building Area103.09㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥17,800,000View listing

Assessed Value Breakdown

Land assessed value¥16,543,500
Building assessed value¥0
Total assessed value¥16,543,500
Asking price¥17,800,000
Assessed ratio92.9%

Calculation basis

  • Land = road price ¥75,000/m² × land area 220.58m²
  • Building = replacement cost ¥220,000/m² × floor area 103.09m² × remaining life 0y ÷ statutory life 22y
  • Built Jan 1988 (38 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +15.4%
YearRoad price (JPY/m²)YoY
202465,000
202568,000+4.6%
202675,000+10.3%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than copying the listing, we checked the 2026 road-price maps, the listing photos, the agent's own website and GSI elevation data to verify the figures and the road situation.

Locating the road price

We traced the neighbourhood roads of Higashi-Kamagaya 3-chome on the 2026 road-price maps (sheets 09307 and 09306). The listing's coordinates match those on the agent's own website, and GSI address search places the lot in the block between blocks 8, 9 and 10. The 4 m road the lot fronts has no road price of its own, so we used 75,000 yen per sqm, the most frequent band among the chome's neighbourhood roads. The nearest route to the north at 76,000 yen would give 94.2 percent and the lowest band, 69,000 yen, still 85.5 percent, so the conclusion does not change. Three-year trend: 65,000 (2024), 68,000 (2025), 75,000 (2026), matched on the same route of the same sheet. Leasehold ratio symbol D.

View source
On-site check from photos

We checked two exterior and two entrance photos. The gate sits directly on the road surface and the path inside it is level with the road. The white block wall along the road is about 1.2 m high, but the ground is at the same level on both sides, so it is a boundary wall. The boundaries with the east and west neighbours are level walls and fences; there is no retaining wall, step from the road, stair access or flag-shaped lot. GSI 5 m elevation data also shows gently flat ground sloping down to the north with no terrace.

Effective land area

There is no mention of a private-road burden, extended access strip or slope, and the setback field is blank, so we used the listed 220.58 sqm (registered) as the assessable land area as is.

Rights and restrictions

We also checked the agent's (Tokyu Livable) own website and found no mention of non-rebuildable status, a proviso road or cliff ordinance. However, neither source states whether the 4 m road on the south is public or private, and the road is not drawn on the road-price map or the GSI base map.

Listing check

The Athome listing has been public since 18 April 2026, about five months. The photo data on the agent's website dates from November 2025 and the floor plan from December 2025, so the sale may go back to around November 2025. Whether the price has been revised cannot be seen from the listing.

What We Could Not Confirm

  • Neither the listing nor the agent's website states whether the 4 m road on the south is public or private, or what type of road it is (for example a designated road); confirm this together with rebuildability with the agent.
  • About five months have passed since the listing went up (around ten months according to the agent's website data); whether the price has been revised or why the sale has taken long cannot be seen from the listing.
  • The photos cover the south (front), east and west boundaries; the north boundary was checked only with elevation data (no terrace). Please confirm on site.
  • The interior and equipment condition of the 38-year-old building cannot be judged from the photos.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

York Foods Sakigaoka
10 min walk from the station

A supermarket about 10 minutes on foot from the property according to the listing.

Source
7-Eleven Kamagaya Higashi-Kamagaya
10 min walk from the station

A convenience store about 10 minutes on foot from the property according to the listing.

Source
Jason Higashi-Kamagaya
12 min walk from the station

A discount store about 12 minutes on foot from the property according to the listing.

Source

Neighborhood ② Dining Near the Station

Komeda's Coffee (near Kamagaya)
6 min walk from the station

A coffee shop roughly 410 m in a straight line from the property's coordinates. Location checked on OpenStreetMap.

Source
Kappa Sushi (near Kamagaya)
6 min walk from the station

A conveyor-belt sushi restaurant roughly 410 m in a straight line from the property's coordinates. Location checked on OpenStreetMap.

Source
Gusto (near Kamagaya)
8 min walk from the station

A family restaurant roughly 570 m in a straight line from the property's coordinates. Location checked on OpenStreetMap.

Source

About This Property

A two-storey wooden detached house in Higashi-Kamagaya 3-chome, Kamagaya, Chiba, 13 minutes on foot from Kamagaya-Daibutsu Station on the Keisei Matsudo Line. Built January 1988 (38 years old), 103.09 sqm of floor area with a 4LDK layout (attic storage and an atrium), on a 220.58 sqm registered lot, priced at 17.8 million yen. It is a flat, regular-shaped lot in a category 1 low-rise residential zone (50 percent building coverage, 100 percent floor-area ratio), fronting a 4.0 m road on the south, with no private-road burden. Freehold, currently vacant, handover by consultation; exclusive agency by Tokyu Livable Funabashi Center.

The assessed ratio is 92.9 percent. The building is past the 22-year statutory life for wood and is assessed at zero, so the land alone reaches just over 90 percent of the asking price. We used 75,000 yen per sqm, the most frequent band among the neighbourhood roads of Higashi-Kamagaya 3-chome: 220.58 sqm gives about 16.54 million yen. The 4 m road the lot fronts has no road price of its own; the nearest route to the north is 76,000 yen (94.2 percent) and even the lowest neighbourhood band in the chome, 69,000 yen, gives 85.5 percent, so the ratio stays above 80 percent in every case. Three-year trend: 65,000 (2024), 68,000 (2025), 75,000 (2026), a rise of just over 10 percent in the latest year.

We checked the two exterior and two entrance photos in the listing. The road and the lot are at the same level: the gate is set directly on the road surface and the path inside it is level with the road. The white block wall along the road is about 1.2 m high but there is no ground difference on either side of it, so it is a boundary wall, not a retaining wall. The boundaries with the east and west neighbours are also level fences and walls. There is no retaining wall, step from the road, stair access or flag-shaped lot. GSI 5 m elevation data also shows gently flat ground dropping about 2 m over 40 m to the north, with no terrace.

Three points to note. First, neither the listing nor the agent's own website states whether the 4 m road on the south is public or private, and the road is not drawn on the road-price map or the GSI base map; it may be a designated private road, so confirm the road type and rebuildability with the agent. Second, the Athome listing has been up since 18 April 2026, about five months, and the photo data on the agent's own site dates from November 2025, so the house may have been on the market for around ten months; whether the price has been revised is not shown. Third, the condition of the 38-year-old building cannot be judged from the photos alone; the equipment list mentions a reheating bath, washlet and system kitchen, but check on site whether renovation is needed.

Estimated Financing

Assessed value ¥16,543,500 → estimated loan ¥16,540,000 (93% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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