積算100
千葉県松戸市新松戸6丁目・新松戸駅 徒歩20分の新築戸建(2-F号棟)
Assessed 80.5%Detached houseMatsudo, ChibaShin-Matsudo Sta. 20 min walk

[Assessed 80.5%] Detached house in Matsudo, Chiba — 20 min from Shin-Matsudo Sta.

Published: Sep 17, 2026Updated: Sep 17, 2026

Property Overview

LocationMatsudo, Chiba
Nearest StationJR Joban Line Shin-Matsudo Sta.
Walk20 min walk
Assessed Ratio80.5%Assessed 80.5%
Price¥43,900,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2026 (0 years old)
Land Area121.51㎡
Building Area96.67㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥43,900,000View listing

Assessed Value Breakdown

Land assessed value¥14,058,000
Building assessed value¥21,267,400
Total assessed value¥35,325,400
Asking price¥43,900,000
Assessed ratio80.5%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 96.67m² × remaining life 22y ÷ statutory life 22y
  • Built Apr 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +17.9%
YearRoad price (JPY/m²)YoY
2024140,000
2025150,000+7.1%
2026165,000+10.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than copying the listing, we traced every local street in Shin-Matsudo 6-chome on the FY2026 road price map, measured the access strip on the listed plot plan, and checked the site with four on-site photos from the SUUMO listing of the same subdivision and GSI elevation data.

Locating the road price

We traced all local streets in Shin-Matsudo 6-chome on FY2026 road price map sheet 09024. The 165,000 yen/sqm band is the most common and is used as the representative value; Keyaki-dori (225,000 yen) and Amerikafu-dori (215,000 yen) are arterial roads and were not used. The subdivision road fronting this lot is also in the 165,000 yen band. Over three years the price moved 140,000, 150,000, 165,000 yen, up about 17.9%.

View source
Effective land area

The plot plan shows unit 2-F as a flag lot reaching the northern public road via an access strip. Measuring the plan pixel by pixel and checking the scale against a neighbouring lot's printed dimensions (7.38 m + 2.69 m), the strip is about 2.0-2.9 m wide and 14.4 m long, roughly 36.3 sqm. Two measurement methods gave 35.3-36.3 sqm, and the smaller effective site of 85.2 sqm is used. Kenbiya's land area already excludes private roads, and the frontage is a public road, so no further deduction was made.

On-site check from photos

Kenbiya's images are only a floor plan and a plot plan, so we checked four on-site photos from the SUUMO listing of the same subdivision (the front road and other units' exteriors). The 6 m subdivision roads and the lots are at the same level, with no retaining walls, earth retention or stepped access. GSI 5 m mesh elevation data also shows the site and surrounding roads within 0.5 m of each other. No exterior photo of unit 2-F itself exists on any site.

Building valuation assumptions

A newly built two-storey wooden 3LDK with 96.67 sqm of floor area and no built-in garage. Kenbiya gives April 2026 and the SUUMO subdivision listing June 2026 for completion; the earlier date is used, though at zero years of age the building assessment is unaffected. Design and construction housing performance evaluations have been obtained.

Listing check

Kenbiya lists the house in its rental-house category, but no assumed rent or yield is given and the house is vacant. On SUUMO it appears as unit 2-F of the seller House Do Matsudo Chuo's 42-lot subdivision at the same 43.9 million yen, with a price change on 27 August.

What We Could Not Confirm

  • The 80.5% assessed ratio rests on an effective site of 85.2 sqm after deducting about 36.3 sqm for the access strip, leaving only about one square metre of margin above 80%. Pixel measurement of the plot plan carries an error of roughly plus or minus 3 sqm, and at the upper end the ratio drops into the 79% range. The actual strip dimensions need to be confirmed on the seller's plot plan.
  • No exterior photo of unit 2-F itself is published; the site was judged level from subdivision street photos and elevation data. Unit-specific exterior works and entrance steps are unconfirmed.
  • Although listed as a rental house, no assumed rent or yield is given and the house is vacant. Rent levels need to be confirmed with the broker.
  • The access strip (about 2.0-2.9 m wide and 14.4 m long) doubles as the parking space. With a frontage of around 2 m, Matsudo City's rules on flag-shaped sites (the relationship between strip length and width) need to be checked at building time.
  • The 20-minute walk is calculated from the listed 1,580 m and sits at the upper limit of our criteria.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Commodi Iida Shin-Matsudo
16 min walk from the station

Supermarket about 494 m from the property according to the listing.

Source
Gyomu Super Shin-Matsudo
9 min walk from the station

Supermarket about 1,001 m from the property according to the listing.

Source
Lawson Shin-Matsudo
9 min walk from the station

Convenience store about 759 m from the property according to the listing.

Source

Neighborhood ② Dining Near the Station

Bamiyan Shin-Matsudo
14 min walk from the station

Chinese family restaurant about 510 m in a straight line from the property's estimated location (OpenStreetMap).

Source
Sukiya Shin-Matsudo
7 min walk from the station

Beef-bowl chain about 770 m in a straight line from the estimated location (OpenStreetMap).

Source
Sushi Choshimaru Shin-Matsudo
8 min walk from the station

Conveyor-belt sushi chain about 750 m in a straight line from the estimated location (OpenStreetMap).

Source

About This Property

A newly built detached house in Shin-Matsudo 6-chome, Matsudo City, Chiba, a 20-minute walk (1,580 m per the listing) from Shin-Matsudo Station on the JR Joban and Musashino Lines. It sits in a residential area 255 m from Shin-Matsudo Minami Elementary School and 351 m from Shin-Matsudo Minami Junior High; according to the listing, the Commodi Iida Shin-Matsudo supermarket is about 494 m away and Sundrug Shin-Matsudo about 537 m. The Shin-Matsudo Minami-sho bus stop is a 5-minute walk, and the listing advertises Ueno Station in as little as 35 minutes with one transfer. The house is unit 2-F in a 42-lot new subdivision (two blocks of 19 and 23 lots). Kenbiya lists it as a rental house, but no assumed rent or yield is given.

The building is a two-storey wooden 3LDK completed in April 2026 (the SUUMO listing for the same subdivision says June 2026, so the earlier date is used) with a floor area of 96.67 sqm and no built-in garage. The land is 121.51 sqm, but it is a flag-shaped lot that reaches the 6.0 m public road to the north through an access strip about 2.0-2.9 m wide and 14.4 m long, which doubles as tandem parking for two cars. Freehold, no private-road burden, Category 1 low-rise exclusive residential zone (50% coverage / 100% floor-area ratio), 10 m absolute height limit, Article 22 district. Design and construction housing performance evaluations have been obtained; the house is vacant and available immediately. The price is 43.9 million yen.

The FY2026 inheritance-tax road price is 165,000 yen/sqm (map sheet 09024), the band attached to most local streets in Shin-Matsudo 6-chome; the subdivision road this lot fronts is in the same band. Deducting about 36.3 sqm for the access strip gives an effective site of 85.2 sqm and a land assessment of 14,058,000 yen; the brand-new building counts in full at 21,267,400 yen, for a total of 35,325,400 yen and an assessed ratio of 80.5%. ⚠️ The access-strip area was derived by pixel measurement of the listed plot plan and carries an error of roughly plus or minus 3 sqm; at the upper end of that error the ratio falls into the 79% range. Without the deduction the ratio would be 94.1%. The road price has risen about 17.9% over three years (140,000, 150,000, 165,000 yen).

This is a borderline case with only about one square metre of effective land to spare, and it is a flag lot a 20-minute walk from the station. Because the building is new, its assessment counts in full, while the land value hinges on the actual dimensions of the access strip, so we recommend confirming them on the seller's plot plan. No exterior photo of unit 2-F itself is published; from the subdivision street photos and Geospatial Information Authority elevation data we judge the site to be level with the road, with no retaining wall or stepped access.

Estimated Financing

Assessed value ¥35,325,400 → estimated loan ¥35,320,000 (80% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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