積算100
[Assessed 80.6%] Apartment building in Ichikawa, Chiba — 13 min from Ichikawa-Ono Sta.
Assessed 80.6%Apartment buildingIchikawa, ChibaIchikawa-Ono Sta. 13 min walk

[Assessed 80.6%] Apartment building in Ichikawa, Chiba — 13 min from Ichikawa-Ono Sta.

Published: Sep 18, 2026Updated: Sep 18, 2026

Property Overview

LocationIchikawa, Chiba
Nearest StationJR Musashino Line Ichikawa-Ono Sta.
Walk13 min walk
Assessed Ratio80.6%Assessed 80.6%
Price¥83,800,000
TypeApartment building
Expected Yield9.13%
StructureWooden
BuiltBuilt Sep 1990 (36 years old)
Land Area435.99㎡
Building Area361.69㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥83,800,000View listing

Assessed Value Breakdown

Land assessed value¥67,578,450
Building assessed value¥0
Total assessed value¥67,578,450
Asking price¥83,800,000
Assessed ratio80.6%

Calculation basis

  • Land = road price ¥155,000/m² × land area 435.99m²
  • Building = replacement cost ¥220,000/m² × floor area 361.69m² × remaining life 0y ÷ statutory life 22y
  • Built Sep 1990 (36 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +14.8%
YearRoad price (JPY/m²)YoY
2024135,000
2025150,000+11.1%
2026155,000+3.3%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We collected the local road prices of Minami-Ono 3-chome from the fiscal 2026 road price map, compared the values along each section of the front road, checked level differences with exterior and front-road photos and elevation data, and reviewed the shop leaseback condition.

Locating the road price

On the fiscal 2026 road price map (sheet 05036), 155,000 yen/m² is the most common value among the local roads of Minami-Ono 3-chome (about 16 segments), and the section of the wide southern road along block 22, which the property faces, is also 155,000. We adopted 155,000 as the representative value. The next section of the same road to the east, along block 21, is 150,000, which would give a ratio of 78.0%.

View source
Effective land area

Kenbiya lists land area excluding any private-road portion, and no private-road burden is stated. The regular-shaped lot fronts the public road to the south directly, with no setback, slope or flag-pole section, so the listed 435.99 m² is used as-is for the assessment.

On-site check from photos

We reviewed four exterior photos, three of common areas and two of the front sidewalk. The difference between the sidewalk and the parking space in front of the shops is about a curb's height, the side passage is level to the back, and neighboring lots sit at the same ground level. There is no retaining wall, stepped access or slope, and GSI elevation data shows less than 0.4 m of difference within 20-30 m of the lot. The outdoor stairs to the upper units are part of the building.

Rights and restrictions

One of the two shop units is used by the owner, and after the sale a leaseback lease with the owner as tenant is stated to be required. The other units are leased and their contracts pass to the buyer. Because the building combines shops and housing in a Category 1 low-rise exclusive residential zone, whether a shop of the same size could be built when rebuilding needs to be confirmed with the authorities.

What We Could Not Confirm

  • For the owner-occupied shop, the listing does not state the rent, term or renewal conditions after the leaseback.
  • The listing does not show how the rent of the shop to be leased back is included in the projected annual income of 7.656 million yen (gross yield 9.13%), nor a breakdown of current rents by unit.
  • Because the building combines shops and housing in a Category 1 low-rise exclusive residential zone, whether a shop of the same size could be built when rebuilding needs to be confirmed with Ichikawa City.
  • The road price along the front road is split between 155,000 and 150,000 yen/m² depending on the section, giving an assessment ratio of 80.6% or 78.0% depending on which is used.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Big-A (Minami-Ono 3-chome)
18 min walk from the station

In Minami-Ono 3-chome, about 180 m in a straight line from the representative point of the property's block (Minami-Ono 3-chome block 22), measured with OpenStreetMap. Discount supermarket.

Source
FamilyMart (Minami-Ono 2-chome)
19 min walk from the station

In Minami-Ono 2-chome, about 260 m in a straight line from the representative point of the property's block (Minami-Ono 3-chome block 22), measured with OpenStreetMap. Convenience store.

Source
7-Eleven Ichikawa Minami-Ono 2-chome
19 min walk from the station

In Minami-Ono 2-chome, about 310 m in a straight line from the representative point of the property's block (Minami-Ono 3-chome block 22), measured with OpenStreetMap. Convenience store.

Source

Neighborhood ② Dining Near the Station

Sonrisa
17 min walk from the station

In Minami-Ono 2-chome, about 100 m in a straight line from the representative point of the property's block (Minami-Ono 3-chome block 22), measured with OpenStreetMap. Spanish restaurant.

Source
Bayern
17 min walk from the station

In Minami-Ono 2-chome, about 110 m in a straight line from the representative point of the property's block (Minami-Ono 3-chome block 22), measured with OpenStreetMap. Cafe.

Source
Kiku Sushi
19 min walk from the station

In Minami-Ono 2-chome, about 240 m in a straight line from the representative point of the property's block (Minami-Ono 3-chome block 22), measured with OpenStreetMap. Sushi restaurant.

Source

About This Property

"Stone River" is a wooden apartment building with shops in Minami-Ono 3-chome, Ichikawa, a 13-minute walk from Ichikawa-Ono Station on the JR Musashino Line. From Motoyawata Station on the JR Sobu Line it is a 23-minute bus ride plus a 3-minute walk from the Okashiwa Shutchojo stop. The south side of the lot faces a road about 22 m wide with sidewalks. A Big-A supermarket is about 180 m and a FamilyMart about 260 m away (straight-line distances from the block's representative point, measured with OpenStreetMap), and a supermarket sign across the front road is visible in the listing photos.

The regular-shaped 435.99 m² (about 131.88 tsubo) freehold lot has about 24.8 m of frontage on the public road to the south, in a Category 1 low-rise exclusive residential zone (building coverage 50%, floor area ratio 100%). The two-story wooden building, completed in September 1990 with 361.69 m² of floor area, has two shop units and three residential units (3DK, 2LDK, 2DK), with parking for three cars in front of the shops. The building is currently leased and the existing leases pass to the buyer; the projected full-occupancy annual income is 7.656 million yen (gross yield 9.13%).

The fiscal 2026 inheritance-tax road price is 155,000 yen/m², giving a land assessment of about 67.58 million yen. At 36 years old the building exceeds the 22-year statutory useful life for wooden buildings, so its assessed value is zero. Against the asking price of 83.8 million yen, the assessment ratio is 80.6%. The road price has risen 14.8% over three years from 135,000 yen/m² in 2024. The next section of the same front road to the east is priced at 150,000 yen/m²; using that value would give a ratio of 78.0%, so the figure is sensitive to which road price is taken.

⚠️ One of the two shop units is currently used by the owner, and after the sale a leaseback lease with the owner as tenant is stated to be required. The projected annual income of 7.656 million yen appears to include this shop's rent, but the listing does not state the leaseback rent or term. In addition, because the building combines shops and housing in a Category 1 low-rise exclusive residential zone, whether a shop of the same size could be included when rebuilding needs to be checked with the authorities. We recommend confirming these points with the broker.

Estimated Financing

Assessed value ¥67,578,450 → estimated loan ¥67,570,000 (81% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with apartment buildingsGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with apartment buildingsGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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